Viji Finance Limited (VIJIFIN) - Total Assets
Based on the latest financial reports, Viji Finance Limited (VIJIFIN) holds total assets worth Rs344.41 Million INR (≈ $3.72 Million USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Viji Finance Limited (VIJIFIN) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Viji Finance Limited - Total Assets Trend (2010–2025)
This chart illustrates how Viji Finance Limited's total assets have evolved over time, based on quarterly financial data. Check cash flow quality index of Viji Finance Limited to evaluate the quality of earnings relative to operating cash generation.
Viji Finance Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Viji Finance Limited's total assets of Rs344.41 Million consist of 92.9% current assets and 7.1% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs50.85 Million | 1.2% |
| Accounts Receivable | Rs270.56 Million | 77.2% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs17.10 Million | 4.9% |
| Intangible Assets | Rs42.96 Million | 12.3% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2010–2025)
This chart illustrates how Viji Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Viji Finance Limited.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Viji Finance Limited's current assets represent 92.9% of total assets in 2025, a decrease from 99.5% in 2010.
- Cash Position: Cash and equivalents constituted 1.2% of total assets in 2025, up from 0.0% in 2010.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 12.0% of total assets, an increase from 0.0% in 2010.
- Asset Diversification: The largest asset category is accounts receivable at 77.2% of total assets.
Viji Finance Limited Competitors by Total Assets
Key competitors of Viji Finance Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Affirm Holdings Inc
NASDAQ:AFRM
|
USA | $13.14 Billion |
|
Indian Railway Finance Corporation Limited
NSE:IRFC
|
India | Rs4.98 Trillion |
|
ZIP Co Ltd
AU:ZIP
|
Australia | AU$3.50 Billion |
|
Solvar Ltd
AU:SVR
|
Australia | AU$965.83 Million |
|
Arman Financial Services Limited
NSE:ARMANFIN
|
India | Rs21.53 Billion |
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
ELK-Desa Resources Bhd
KLSE:5228
|
Malaysia | RM890.68 Million |
|
Vaziva Sa
PA:ALVAZ
|
France | €31.43 Million |
Viji Finance Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 40.29 | 170.38 | 17.00 |
| Quick Ratio | 40.29 | 170.38 | 17.00 |
| Cash Ratio | 6.39 | 25.85 | 0.00 |
| Working Capital | Rs314.95 Million | Rs327.42 Million | Rs151.04 Million |
Viji Finance Limited - Advanced Valuation Insights
This section examines the relationship between Viji Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.00 |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | 38.2% |
| Total Assets | Rs350.54 Million |
| Market Capitalization | $7.64 Million USD |
Valuation Analysis
Below Book Valuation: The market values Viji Finance Limited's assets below their book value (0.02x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Viji Finance Limited's assets grew by 38.2% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Viji Finance Limited (2010–2025)
The table below shows the annual total assets of Viji Finance Limited from 2010 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs350.54 Million ≈ $3.79 Million |
+38.21% |
| 2024-03-31 | Rs253.63 Million ≈ $2.74 Million |
+12.45% |
| 2023-03-31 | Rs225.54 Million ≈ $2.44 Million |
+29.15% |
| 2022-03-31 | Rs174.63 Million ≈ $1.89 Million |
+10.92% |
| 2021-03-31 | Rs157.44 Million ≈ $1.70 Million |
-1.59% |
| 2020-03-31 | Rs159.98 Million ≈ $1.73 Million |
+4.79% |
| 2019-03-31 | Rs152.66 Million ≈ $1.65 Million |
+7.92% |
| 2018-03-31 | Rs141.46 Million ≈ $1.53 Million |
+14.50% |
| 2017-03-31 | Rs123.55 Million ≈ $1.34 Million |
+23.31% |
| 2016-03-31 | Rs100.19 Million ≈ $1.08 Million |
+7.20% |
| 2015-03-31 | Rs93.46 Million ≈ $1.01 Million |
-1.41% |
| 2014-03-31 | Rs94.80 Million ≈ $1.03 Million |
+106.13% |
| 2013-03-31 | Rs45.99 Million ≈ $497.37K |
+4.17% |
| 2012-03-31 | Rs44.15 Million ≈ $477.48K |
+49.20% |
| 2011-03-31 | Rs29.59 Million ≈ $320.03K |
-4.26% |
| 2010-03-31 | Rs30.91 Million ≈ $334.27K |
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About Viji Finance Limited
Viji Finance Limited, a non-banking finance company, provides financial products and services in India. It offers personal and business loans, gold loans, corporate finance, infrastructure/project finance, and personal finance services. Viji Finance Limited was formerly known as Panjon Finance Limited and changed its name to Viji Finance Limited in September 2012. The company was incorporated in … Read more