BankUnited Inc - Asset Resilience Ratio

Latest as of June 2026: 26.71%

BankUnited Inc (BKU) has an Asset Resilience Ratio of 26.71% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BKU net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$9.32 Billion

Cash + Short-term Investments

Total Assets

$34.88 Billion

All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2009–2025)

This chart shows how BankUnited Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see BankUnited Inc balance sheet assets.

Liquid Assets Composition Over Time

This chart breaks down BankUnited Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore BankUnited Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$9.32 Billion	26.71%
Total Liquid Assets	$9.32 Billion	26.71%

Asset Resilience Insights

Very High Liquidity: BankUnited Inc maintains exceptional liquid asset reserves at 26.71% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

BankUnited Inc Industry Peers by Asset Resilience Ratio

Compare BankUnited Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for BankUnited Inc (2009–2025)

The table below shows the annual Asset Resilience Ratio data for BankUnited Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	26.44%	$9.26 Billion	$35.04 Billion	+0.53pp
2024-12-31	25.91%	$9.13 Billion	$35.24 Billion	+49.13pp
2023-12-31	-23.22%	$-8.30 Billion	$35.76 Billion	-49.57pp
2022-12-31	26.35%	$9.76 Billion	$37.03 Billion	-1.75pp
2021-12-31	28.10%	$10.06 Billion	$35.82 Billion	+1.89pp
2020-12-31	26.21%	$9.18 Billion	$35.01 Billion	+2.58pp
2019-12-31	23.64%	$7.77 Billion	$32.87 Billion	-1.76pp
2018-12-31	25.39%	$8.17 Billion	$32.16 Billion	+3.38pp
2017-12-31	22.01%	$6.68 Billion	$30.35 Billion	+0.23pp
2016-12-31	21.78%	$6.07 Billion	$27.88 Billion	+1.44pp
2015-12-31	20.35%	$4.86 Billion	$23.88 Billion	-3.52pp
2014-12-31	23.87%	$4.59 Billion	$19.21 Billion	-0.30pp
2013-12-31	24.17%	$3.64 Billion	$15.05 Billion	-9.54pp
2012-12-31	33.71%	$4.17 Billion	$12.38 Billion	-3.22pp
2011-12-31	36.94%	$4.18 Billion	$11.32 Billion	+10.01pp
2010-12-31	26.92%	$2.93 Billion	$10.87 Billion	+24.27pp
2009-12-31	2.66%	$295.62 Million	$11.13 Billion	--

pp = percentage points

About BankUnited Inc

NYSE:BKU USA Banks - Regional

Market Cap

$3.17 Billion

Market Cap Rank

#4756 Global

#1612 in USA

Share Price

$44.48

Change (1 day)

-0.27%

52-Week Range

$35.36 - $50.93

All Time High

$50.93