BankUnited Inc - Asset Resilience Ratio
BankUnited Inc (BKU) has an Asset Resilience Ratio of 26.88% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check BankUnited Inc (BKU) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2025)
This chart shows how BankUnited Inc's Asset Resilience Ratio has changed over time. See debt-free asset ratio of BankUnited Inc to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down BankUnited Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BankUnited Inc market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $9.51 Billion | 26.88% |
| Total Liquid Assets | $9.51 Billion | 26.88% |
Asset Resilience Insights
- Very High Liquidity: BankUnited Inc maintains exceptional liquid asset reserves at 26.88% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
BankUnited Inc Industry Peers by Asset Resilience Ratio
Compare BankUnited Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for BankUnited Inc (2009–2025)
The table below shows the annual Asset Resilience Ratio data for BankUnited Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 26.44% | $9.26 Billion | $35.04 Billion | +0.53pp |
| 2024-12-31 | 25.91% | $9.13 Billion | $35.24 Billion | +49.13pp |
| 2023-12-31 | -23.22% | $-8.30 Billion | $35.76 Billion | -49.57pp |
| 2022-12-31 | 26.35% | $9.76 Billion | $37.03 Billion | -1.75pp |
| 2021-12-31 | 28.10% | $10.06 Billion | $35.82 Billion | +1.89pp |
| 2020-12-31 | 26.21% | $9.18 Billion | $35.01 Billion | +2.58pp |
| 2019-12-31 | 23.64% | $7.77 Billion | $32.87 Billion | -1.76pp |
| 2018-12-31 | 25.39% | $8.17 Billion | $32.16 Billion | +3.38pp |
| 2017-12-31 | 22.01% | $6.68 Billion | $30.35 Billion | +0.23pp |
| 2016-12-31 | 21.78% | $6.07 Billion | $27.88 Billion | +1.44pp |
| 2015-12-31 | 20.35% | $4.86 Billion | $23.88 Billion | -3.52pp |
| 2014-12-31 | 23.87% | $4.59 Billion | $19.21 Billion | -0.30pp |
| 2013-12-31 | 24.17% | $3.64 Billion | $15.05 Billion | -9.54pp |
| 2012-12-31 | 33.71% | $4.17 Billion | $12.38 Billion | -3.22pp |
| 2011-12-31 | 36.94% | $4.18 Billion | $11.32 Billion | +10.01pp |
| 2010-12-31 | 26.92% | $2.93 Billion | $10.87 Billion | +24.27pp |
| 2009-12-31 | 2.66% | $295.62 Million | $11.13 Billion | -- |
About BankUnited Inc
BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, payments and cash management services. Its loans portfolio includes commercial loans, including … Read more