BankUnited Inc (BKU) - Net Assets

Latest as of March 2026: $3.02 Billion USD

Based on the latest financial reports, BankUnited Inc (BKU) has net assets worth $3.02 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($35.36 Billion) and total liabilities ($32.34 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible equity quality of BankUnited Inc to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	$3.02 Billion
% of Total Assets	8.53%
Annual Growth Rate	6.62%
5-Year Change	-90.8%
10-Year Change	26.27%
Growth Volatility	229.58

BankUnited Inc - Net Assets Trend (2009–2025)

This chart illustrates how BankUnited Inc's net assets have evolved over time, based on quarterly financial data. See BKU defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for BankUnited Inc (2009–2025)

The table below shows the annual net assets of BankUnited Inc from 2009 to 2025. For live valuation and market cap data, see BKU market cap.

Year	Net Assets	Change
2025-12-31	$3.05 Billion	+8.51%
2024-12-31	$2.81 Billion	+9.17%
2023-12-31	$2.58 Billion	+5.83%
2022-12-31	$2.44 Billion	-92.66%
2021-12-31	$33.19 Billion	+6.49%
2020-12-31	$31.16 Billion	+945.53%
2019-12-31	$2.98 Billion	+1.95%
2018-12-31	$2.92 Billion	-3.38%
2017-12-31	$3.03 Billion	+25.13%
2016-12-31	$2.42 Billion	+7.78%
2015-12-31	$2.24 Billion	+9.32%
2014-12-31	$2.05 Billion	+6.42%
2013-12-31	$1.93 Billion	+6.75%
2012-12-31	$1.81 Billion	+17.68%
2011-12-31	$1.54 Billion	+22.48%
2010-12-31	$1.25 Billion	+14.55%
2009-12-31	$1.09 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to BankUnited Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 2395.7% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	$2.97 Billion	97.29%
Common Stock	$741.00K	0.02%
Other Comprehensive Income	$-189.59 Million	-6.21%
Other Components	$271.69 Million	8.90%
Total Equity	$3.05 Billion	100.00%

BankUnited Inc Competitors by Market Cap

The table below lists competitors of BankUnited Inc ranked by their market capitalization.

Company	Market Cap
Centerra Gold Inc TO:CG	$3.37 Billion
Shanghai Junshi Biosciences Co Ltd SHG:688180	$3.37 Billion
Seek Ltd AU:SEK	$3.37 Billion
Hafnia Limited NYSE:HAFN	$3.37 Billion
Signet Jewelers Ltd NYSE:SIG	$3.37 Billion
Fattal 1998 Holdings Ltd TA:FTAL	$3.37 Billion
Cosco Shipping Development Co Ltd SHG:601866	$3.37 Billion
Assured Guaranty Ltd NYSE:AGO	$3.37 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in BankUnited Inc's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 2,814,318,000 to 3,053,829,000, a change of 239,511,000 (8.5%).
Net income of 268,367,000 contributed positively to equity growth.
Dividend payments of 91,903,000 reduced retained earnings.
Share repurchases of 44,805,000 reduced equity.
Other comprehensive income increased equity by 94,946,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	$268.37 Million	+8.79%
Dividends Paid	$91.90 Million	-3.01%
Share Repurchases	$44.80 Million	-1.47%
Other Comprehensive Income	$94.95 Million	+3.11%
Other Changes	$12.91 Million	+0.42%
Total Change	$-	8.51%

Book Value vs Market Value Analysis

This analysis compares BankUnited Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.20x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 4.03x to 1.20x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2009-12-31	$11.81	$47.54	x
2010-12-31	$12.93	$47.54	x
2011-12-31	$16.06	$47.54	x
2012-12-31	$19.26	$47.54	x
2013-12-31	$19.33	$47.54	x
2014-12-31	$20.40	$47.54	x
2015-12-31	$21.79	$47.54	x
2016-12-31	$23.33	$47.54	x
2017-12-31	$28.59	$47.54	x
2018-12-31	$28.09	$47.54	x
2019-12-31	$31.16	$47.54	x
2020-12-31	$339.74	$47.54	x
2021-12-31	$367.13	$47.54	x
2022-12-31	$30.91	$47.54	x
2023-12-31	$35.06	$47.54	x
2024-12-31	$38.04	$47.54	x
2025-12-31	$39.68	$47.54	x

Capital Efficiency Dashboard

This dashboard shows how efficiently BankUnited Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 8.79%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 12.53%
• Asset Turnover: 0.06x
• Equity Multiplier: 11.47x
Recent ROE (8.79%) is below the historical average (9.54%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2009	10.88%	21.37%	0.05x	10.17x	$9.62 Million
2010	14.74%	23.33%	0.07x	8.67x	$59.38 Million
2011	4.11%	9.49%	0.06x	7.37x	$-90.36 Million
2012	11.69%	26.76%	0.06x	6.85x	$30.59 Million
2013	10.83%	26.20%	0.05x	7.80x	$16.07 Million
2014	9.95%	23.53%	0.05x	9.36x	$-1.04 Million
2015	11.22%	25.60%	0.04x	10.64x	$27.27 Million
2016	9.33%	19.37%	0.04x	11.53x	$-16.10 Million
2017	20.30%	45.09%	0.04x	10.03x	$311.67 Million
2018	11.11%	20.55%	0.05x	11.00x	$32.48 Million
2019	10.50%	21.91%	0.04x	11.03x	$15.02 Million
2020	0.63%	16.48%	0.03x	1.12x	$-2.92 Billion
2021	1.25%	37.95%	0.03x	1.08x	$-2.90 Billion
2022	11.70%	21.79%	0.04x	15.20x	$41.37 Million
2023	6.93%	9.19%	0.05x	13.87x	$-79.12 Million
2024	8.26%	11.48%	0.06x	12.52x	$-48.96 Million
2025	8.79%	12.53%	0.06x	11.47x	$-37.02 Million

Industry Comparison

This section compares BankUnited Inc's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $545,762,800
Average return on equity (ROE) among peers: 9.48%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
BankUnited Inc (BKU)	$3.02 Billion	10.88%	10.73x	$3.37 Billion
Ameris Bancorp (ABCB)	$68.20 Million	10.85%	9.15x	$4.95 Billion
Ameris Bancorp (ABCB)	$80.66 Million	12.52%	9.24x	$5.85 Billion
ACNB Corporation (ACNB)	$62.69 Million	13.30%	9.05x	$483.21 Million
Affinity Bancshares Inc (AFBI)	$80.78 Million	3.82%	9.53x	$137.20 Million
Alerus Financial Corp (ALRS)	$168.78 Million	8.32%	11.15x	$736.27 Million
Amalgamated Bank (AMAL)	$585.36 Million	15.03%	12.62x	$1.27 Billion
Amerant Bancorp Inc. (AMTB)	$1.00 Billion	3.23%	8.67x	$979.96 Million
Arrow Financial Corporation (AROW)	$371.19 Million	13.43%	9.85x	$622.98 Million
Associated Banc-Corp (ASB)	$2.94 Billion	6.41%	8.44x	$5.45 Billion
AmeriServ Financial Inc (ASRV)	$97.98 Million	7.93%	10.85x	$62.43 Million

About BankUnited Inc

NYSE:BKU USA Banks - Regional

Market Cap

$3.46 Billion

Market Cap Rank

#4693 Global

#1556 in USA

Share Price

$47.54

Change (1 day)

+1.41%

52-Week Range

$33.79 - $50.93

All Time High

$50.93