Bank of Montreal
Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It's personal banking products and services include deposits, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and o… Read more
Bank of Montreal - Asset Resilience Ratio
Bank of Montreal (BMO) has an Asset Resilience Ratio of 2.29% as of October 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1994–2025)
This chart shows how Bank of Montreal's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bank of Montreal's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $33.84 Billion | 2.29% |
| Total Liquid Assets | $33.84 Billion | 2.29% |
Asset Resilience Insights
- Limited Liquidity: Bank of Montreal maintains only 2.29% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank of Montreal Industry Peers by Asset Resilience Ratio
Compare Bank of Montreal's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Communications Co
SHG:601328 |
Banks - Diversified | -15.60% |
|
ABN AMRO Bank N.V
PINK:AAVMY |
Banks - Diversified | 5.84% |
|
ABN Amro Group NV
AS:ABN |
Banks - Diversified | 0.77% |
|
Agricultural Bank of China PK
PINK:ACGBY |
Banks - Diversified | -17.41% |
|
Alior Bank S.A.
WAR:ALR |
Banks - Diversified | -0.22% |
|
Bank of America Corp
NYSE:BAC |
Banks - Diversified | 21.46% |
|
Bank of China Ltd H
PINK:BACHF |
Banks - Diversified | -20.31% |
|
Banco Bilbao Vizcaya Argentaria S.A
PINK:BBVXF |
Banks - Diversified | 6.84% |
Annual Asset Resilience Ratio for Bank of Montreal (1994–2025)
The table below shows the annual Asset Resilience Ratio data for Bank of Montreal.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-10-31 | 2.29% | $33.84 Billion | $1.48 Trillion | -0.89pp |
| 2024-10-31 | 3.18% | $44.79 Billion | $1.41 Trillion | -1.49pp |
| 2023-10-31 | 4.66% | $62.82 Billion | $1.35 Trillion | +0.84pp |
| 2022-10-31 | 3.82% | $43.56 Billion | $1.14 Trillion | -2.56pp |
| 2021-10-31 | 6.39% | $63.12 Billion | $988.17 Billion | -1.35pp |
| 2020-10-31 | 7.73% | $73.41 Billion | $949.26 Billion | +0.16pp |
| 2019-10-31 | 7.57% | $64.52 Billion | $852.20 Billion | -0.50pp |
| 2018-10-31 | 8.07% | $62.44 Billion | $774.05 Billion | +0.45pp |
| 2017-10-31 | 7.62% | $54.08 Billion | $709.58 Billion | -0.47pp |
| 2016-10-31 | 8.09% | $55.66 Billion | $687.93 Billion | +0.61pp |
| 2015-10-31 | 7.48% | $48.01 Billion | $641.88 Billion | +5.92pp |
| 2014-10-31 | 1.56% | $9.17 Billion | $588.66 Billion | -0.67pp |
| 2013-10-31 | 2.23% | $11.99 Billion | $537.04 Billion | -8.50pp |
| 2012-10-31 | 10.73% | $56.38 Billion | $525.45 Billion | +0.46pp |
| 2011-10-31 | 10.27% | $51.43 Billion | $500.57 Billion | -0.22pp |
| 2010-10-31 | 10.49% | $45.92 Billion | $437.71 Billion | -2.45pp |
| 2009-10-31 | 12.94% | $50.26 Billion | $388.46 Billion | +5.22pp |
| 2008-10-31 | 7.72% | $32.12 Billion | $416.05 Billion | +0.62pp |
| 2007-10-31 | 7.10% | $26.01 Billion | $366.52 Billion | -18.92pp |
| 2006-10-31 | 26.02% | $83.25 Billion | $319.98 Billion | +1.39pp |
| 2005-10-31 | 24.63% | $72.37 Billion | $293.86 Billion | +11.26pp |
| 2004-10-31 | 13.37% | $35.44 Billion | $265.19 Billion | -0.33pp |
| 2003-10-31 | 13.69% | $35.12 Billion | $256.49 Billion | +4.82pp |
| 2002-10-31 | 8.87% | $22.43 Billion | $252.86 Billion | +2.10pp |
| 2001-10-31 | 6.77% | $16.20 Billion | $239.41 Billion | -2.66pp |
| 2000-10-31 | 9.42% | $21.99 Billion | $233.40 Billion | -0.97pp |
| 1999-10-31 | 10.39% | $23.97 Billion | $230.61 Billion | -10.41pp |
| 1998-10-31 | 20.81% | $46.31 Billion | $222.59 Billion | +0.90pp |
| 1997-10-31 | 19.91% | $41.37 Billion | $207.84 Billion | +8.69pp |
| 1996-10-31 | 11.21% | $19.04 Billion | $169.83 Billion | -4.43pp |
| 1995-10-31 | 15.65% | $23.75 Billion | $151.83 Billion | +8.06pp |
| 1994-10-31 | 7.59% | $10.48 Billion | $138.18 Billion | -- |