Byline Bancorp Inc - Asset Resilience Ratio
Byline Bancorp Inc (BY) has an Asset Resilience Ratio of 16.71% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of Byline Bancorp Inc to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how Byline Bancorp Inc's Asset Resilience Ratio has changed over time. See Byline Bancorp Inc balance sheet quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Byline Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BY market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.66 Billion | 16.71% |
| Total Liquid Assets | $1.66 Billion | 16.71% |
Asset Resilience Insights
- Good Liquidity Position: Byline Bancorp Inc maintains a healthy 16.71% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Byline Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Byline Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Byline Bancorp Inc (2015–2025)
The table below shows the annual Asset Resilience Ratio data for Byline Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 14.56% | $1.41 Billion | $9.65 Billion | +2.28pp |
| 2024-12-31 | 12.28% | $1.17 Billion | $9.50 Billion | -2.84pp |
| 2023-12-31 | 15.11% | $1.34 Billion | $8.88 Billion | -0.84pp |
| 2022-12-31 | 15.95% | $1.17 Billion | $7.36 Billion | -5.77pp |
| 2021-12-31 | 21.72% | $1.45 Billion | $6.70 Billion | -0.92pp |
| 2020-12-31 | 22.65% | $1.45 Billion | $6.39 Billion | +1.16pp |
| 2019-12-31 | 21.48% | $1.19 Billion | $5.52 Billion | +4.94pp |
| 2018-12-31 | 16.54% | $817.66 Million | $4.94 Billion | -0.78pp |
| 2017-12-31 | 17.33% | $583.24 Million | $3.37 Billion | -1.14pp |
| 2016-12-31 | 18.46% | $608.56 Million | $3.30 Billion | -12.49pp |
| 2015-12-31 | 30.96% | $767.73 Million | $2.48 Billion | -- |
About Byline Bancorp Inc
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing ch… Read more