Byline Bancorp Inc Asset Resilience Ratio
Byline Bancorp Inc asset resilience ratio. Byline Bancorp Inc (BY) has an Asset Resilience Ratio of 16.71% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Byline Bancorp Inc (BY) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Byline Bancorp Inc (2015–2025)
Asset resilience ratio of Byline Bancorp Inc from 2015 to 2025. This chart shows how Byline Bancorp Inc's Asset Resilience Ratio has changed over time. Read Byline Bancorp Inc balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Byline Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Byline Bancorp Inc assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.66 Billion | 16.71% |
| Total Liquid Assets | $1.66 Billion | 16.71% |
Asset Resilience Insights
- Good Liquidity Position: Byline Bancorp Inc maintains a healthy 16.71% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Byline Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Byline Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Byline Bancorp Inc Asset Resilience Ratio by Year (2015–2025)
Byline Bancorp Inc asset resilience ratio by year from 2015 to 2025. The table below shows the annual Asset Resilience Ratio data for Byline Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 14.56% | $1.41 Billion | $9.65 Billion | +2.28pp |
| 2024-12-31 | 12.28% | $1.17 Billion | $9.50 Billion | -2.84pp |
| 2023-12-31 | 15.11% | $1.34 Billion | $8.88 Billion | -0.84pp |
| 2022-12-31 | 15.95% | $1.17 Billion | $7.36 Billion | -5.77pp |
| 2021-12-31 | 21.72% | $1.45 Billion | $6.70 Billion | -0.92pp |
| 2020-12-31 | 22.65% | $1.45 Billion | $6.39 Billion | +1.16pp |
| 2019-12-31 | 21.48% | $1.19 Billion | $5.52 Billion | +4.94pp |
| 2018-12-31 | 16.54% | $817.66 Million | $4.94 Billion | -0.78pp |
| 2017-12-31 | 17.33% | $583.24 Million | $3.37 Billion | -1.14pp |
| 2016-12-31 | 18.46% | $608.56 Million | $3.30 Billion | -12.49pp |
| 2015-12-31 | 30.96% | $767.73 Million | $2.48 Billion | -- |
About Byline Bancorp Inc
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing ch… Read more