Byline Bancorp Inc - Asset Resilience Ratio
Byline Bancorp Inc (BY) has an Asset Resilience Ratio of 14.56% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read BY total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how Byline Bancorp Inc's Asset Resilience Ratio has changed over time. See net assets of Byline Bancorp Inc for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Byline Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BY market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.41 Billion | 14.56% |
| Total Liquid Assets | $1.41 Billion | 14.56% |
Asset Resilience Insights
- Moderate Liquidity: Byline Bancorp Inc has 14.56% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Byline Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Byline Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Byline Bancorp Inc (2015–2025)
The table below shows the annual Asset Resilience Ratio data for Byline Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 14.56% | $1.41 Billion | $9.65 Billion | +2.28pp |
| 2024-12-31 | 12.28% | $1.17 Billion | $9.50 Billion | -2.84pp |
| 2023-12-31 | 15.11% | $1.34 Billion | $8.88 Billion | -0.84pp |
| 2022-12-31 | 15.95% | $1.17 Billion | $7.36 Billion | -5.77pp |
| 2021-12-31 | 21.72% | $1.45 Billion | $6.70 Billion | -0.92pp |
| 2020-12-31 | 22.65% | $1.45 Billion | $6.39 Billion | +1.16pp |
| 2019-12-31 | 21.48% | $1.19 Billion | $5.52 Billion | +4.94pp |
| 2018-12-31 | 16.54% | $817.66 Million | $4.94 Billion | -0.78pp |
| 2017-12-31 | 17.33% | $583.24 Million | $3.37 Billion | -1.14pp |
| 2016-12-31 | 18.46% | $608.56 Million | $3.30 Billion | -12.49pp |
| 2015-12-31 | 30.96% | $767.73 Million | $2.48 Billion | -- |
About Byline Bancorp Inc
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing ch… Read more