Byline Bancorp Inc Net Assets
Byline Bancorp Inc net assets. Based on the latest financial reports, Byline Bancorp Inc (BY) has net assets worth $1.28 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($9.91 Billion) and total liabilities ($8.63 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore BY shareholders equity momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.28 Billion |
| % of Total Assets | 12.92% |
| Annual Growth Rate | 21.01% |
| 5-Year Change | 51.59% |
| 10-Year Change | 231.34% |
| Growth Volatility | 29.51 |
Net Assets of Byline Bancorp Inc (2015–2025)
Net assets of Byline Bancorp Inc from 2015 to 2025. This chart illustrates how Byline Bancorp Inc's net assets have evolved over time, based on quarterly financial data. See Byline Bancorp Inc balance sheet independence to measure how much of total assets are equity-financed.
Annual Net Assets for Byline Bancorp Inc (2015–2025)
The table below shows the annual net assets of Byline Bancorp Inc from 2015 to 2025. For live market cap and overall valuation, see how much is Byline Bancorp Inc worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.27 Billion | +16.16% |
| 2024-12-31 | $1.09 Billion | +10.24% |
| 2023-12-31 | $990.15 Million | +29.29% |
| 2022-12-31 | $765.82 Million | -8.44% |
| 2021-12-31 | $836.38 Million | +3.84% |
| 2020-12-31 | $805.46 Million | +7.38% |
| 2019-12-31 | $750.12 Million | +15.28% |
| 2018-12-31 | $650.67 Million | +41.89% |
| 2017-12-31 | $458.58 Million | +19.84% |
| 2016-12-31 | $382.66 Million | +103.25% |
| 2015-12-31 | $188.27 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Byline Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 66152000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Byline Bancorp Inc Net Assets Breakdown (December 2025)
Byline Bancorp Inc net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $645.72 Million | 50.93% |
| Common Stock | $471.00K | 0.04% |
| Other Comprehensive Income | $-73.08 Million | -5.76% |
| Other Components | $694.79 Million | 54.80% |
| Total Equity | $1.27 Billion | 100.00% |
Byline Bancorp Inc Competitors by Market Cap
The table below lists competitors of Byline Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ninety One PLC
JSE:N91
|
$1.51 Billion |
|
China Cinda Asset Management Co., Ltd.
F:0CI
|
$1.51 Billion |
|
Xintai Ntrl Gas
SHG:603393
|
$1.51 Billion |
|
Sichuan Jiuzhou Electronic Co Ltd
SHE:000801
|
$1.51 Billion |
|
Liberty Global PLC Class A
NASDAQ:LBTYA
|
$1.51 Billion |
|
Kelt Exploration Ltd.
TO:KEL
|
$1.51 Billion |
|
SKYWORTH GRP UNSP.ADR/30
F:KYW0
|
$1.51 Billion |
|
Hubei Yihua Chemical Industry Co Ltd
SHE:000422
|
$1.50 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Byline Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,091,497,000 to 1,267,906,000, a change of 176,409,000 (16.2%).
- Net income of 130,051,000 contributed positively to equity growth.
- Dividend payments of 18,164,000 reduced retained earnings.
- Share repurchases of 23,729,000 reduced equity.
- New share issuances of 1,903,000 increased equity.
- Other comprehensive income increased equity by 40,612,000.
- Other factors increased equity by 45,736,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $130.05 Million | +10.26% |
| Dividends Paid | $18.16 Million | -1.43% |
| Share Repurchases | $23.73 Million | -1.87% |
| Share Issuances | $1.90 Million | +0.15% |
| Other Comprehensive Income | $40.61 Million | +3.2% |
| Other Changes | $45.74 Million | +3.61% |
| Total Change | $- | 16.16% |
Book Value vs Market Value Analysis
This analysis compares Byline Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.38x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.13x to 1.38x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $7.50 | $38.48 | x |
| 2016-12-31 | $15.24 | $38.48 | x |
| 2017-12-31 | $16.65 | $38.48 | x |
| 2018-12-31 | $19.03 | $38.48 | x |
| 2019-12-31 | $19.75 | $38.48 | x |
| 2020-12-31 | $21.02 | $38.48 | x |
| 2021-12-31 | $21.80 | $38.48 | x |
| 2022-12-31 | $20.43 | $38.48 | x |
| 2023-12-31 | $24.48 | $38.48 | x |
| 2024-12-31 | $24.89 | $38.48 | x |
| 2025-12-31 | $27.91 | $38.48 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Byline Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.26%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 20.66%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 7.61x
- Recent ROE (10.26%) is above the historical average (7.96%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | -7.95% | -15.54% | 0.04x | 13.17x | $-33.80 Million |
| 2016 | 17.44% | 55.36% | 0.04x | 8.61x | $28.46 Million |
| 2017 | 4.73% | 11.89% | 0.05x | 7.34x | $-24.16 Million |
| 2018 | 6.33% | 16.47% | 0.05x | 7.60x | $-23.87 Million |
| 2019 | 7.60% | 18.29% | 0.06x | 7.36x | $-18.01 Million |
| 2020 | 4.65% | 12.76% | 0.05x | 7.93x | $-43.08 Million |
| 2021 | 11.09% | 29.35% | 0.05x | 8.01x | $9.15 Million |
| 2022 | 11.49% | 24.67% | 0.05x | 9.61x | $11.37 Million |
| 2023 | 10.90% | 22.50% | 0.05x | 8.97x | $8.86 Million |
| 2024 | 11.06% | 19.43% | 0.07x | 8.70x | $11.61 Million |
| 2025 | 10.26% | 20.66% | 0.07x | 7.61x | $3.26 Million |
Industry Comparison
This section compares Byline Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $308,911,800
- Average return on equity (ROE) among peers: 0.08%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Byline Bancorp Inc (BY) | $1.28 Billion | -7.95% | 6.74x | $1.51 Billion |
| Ameris Bancorp (ABCB) | $71.80 Million | 9.61% | 9.10x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $30.50 Million | 10.16% | 8.60x | $5.57 Billion |
| ACNB Corporation (ACNB) | $62.69 Million | 13.30% | 9.05x | $645.30 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $196.95 Million | 13.13% | 10.06x | $829.34 Million |
| Amalgamated Bank (AMAL) | $794.46 Million | 13.15% | 10.16x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $34.90 Million | -95.70% | 21.06x | $715.76 Million |
| Associated Banc-Corp (ASB) | $803.60 Million | 13.32% | 11.60x | $5.84 Billion |
| AmeriServ Financial Inc (ASRV) | $116.60 Million | 10.72% | 9.65x | $77.09 Million |
About Byline Bancorp Inc
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing ch… Read more