Cadence Bancorp - Asset Resilience Ratio
Cadence Bancorp (CADE) has an Asset Resilience Ratio of 8.29% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check CADE strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2024)
This chart shows how Cadence Bancorp's Asset Resilience Ratio has changed over time. See Cadence Bancorp (CADE) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Cadence Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Cadence Bancorp market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.42 Billion | 8.29% |
| Total Liquid Assets | $4.42 Billion | 8.29% |
Asset Resilience Insights
- Limited Liquidity: Cadence Bancorp maintains only 8.29% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Cadence Bancorp Industry Peers by Asset Resilience Ratio
Compare Cadence Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Cadence Bancorp (2011–2024)
The table below shows the annual Asset Resilience Ratio data for Cadence Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 15.51% | $7.29 Billion | $47.02 Billion | -0.99pp |
| 2023-12-31 | 16.50% | $8.08 Billion | $48.93 Billion | -8.05pp |
| 2022-12-31 | 24.55% | $11.94 Billion | $48.65 Billion | -8.19pp |
| 2021-12-31 | 32.74% | $15.61 Billion | $47.67 Billion | +6.86pp |
| 2020-12-31 | 25.87% | $6.23 Billion | $24.08 Billion | +4.59pp |
| 2019-12-31 | 21.29% | $4.48 Billion | $21.05 Billion | +6.02pp |
| 2018-12-31 | 15.27% | $2.75 Billion | $18.00 Billion | -3.26pp |
| 2017-12-31 | 18.53% | $2.84 Billion | $15.30 Billion | +1.34pp |
| 2016-12-31 | 17.19% | $2.53 Billion | $14.72 Billion | +2.10pp |
| 2015-12-31 | 15.09% | $2.08 Billion | $13.80 Billion | -1.09pp |
| 2014-12-31 | 16.19% | $2.16 Billion | $13.33 Billion | -2.75pp |
| 2013-12-31 | 18.93% | $2.47 Billion | $13.03 Billion | +0.77pp |
| 2012-12-31 | 18.17% | $2.43 Billion | $13.40 Billion | -1.17pp |
| 2011-12-31 | 19.34% | $2.51 Billion | $13.00 Billion | -- |
About Cadence Bancorp
Cadence Bank provides commercial banking and financial services in the United States. It operates through Corporate Banking, Community Banking, Mortgage, and Banking Services segments. The company offers deposit products, including checking accounts, savings accounts, money market accounts, time deposits, and other deposit accounts through multiple channels It also provides commercial, consumer, … Read more