Cadence Bancorp (CADE) - Net Assets
Based on the latest financial reports, Cadence Bancorp (CADE) has net assets worth $6.24 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($53.53 Billion) and total liabilities ($47.29 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check CADE financial resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $6.24 Billion |
| % of Total Assets | 11.66% |
| Annual Growth Rate | 12.18% |
| 5-Year Change | 18.97% |
| 10-Year Change | 262.19% |
| Growth Volatility | 18.7 |
Cadence Bancorp - Net Assets Trend (1989–2025)
This chart illustrates how Cadence Bancorp's net assets have evolved over time, based on quarterly financial data. Also explore CADE current and non-current assets for the complete picture of this company's asset base.
Annual Net Assets for Cadence Bancorp (1989–2025)
The table below shows the annual net assets of Cadence Bancorp from 1989 to 2025. For live valuation and market cap data, see Cadence Bancorp (CADE) market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $6.24 Billion | +12.10% |
| 2024-12-31 | $5.57 Billion | +7.78% |
| 2023-12-31 | $5.17 Billion | +19.87% |
| 2022-12-31 | $4.31 Billion | -17.85% |
| 2021-12-31 | $5.25 Billion | +85.94% |
| 2020-12-31 | $2.82 Billion | +5.12% |
| 2019-12-31 | $2.69 Billion | +21.73% |
| 2018-12-31 | $2.21 Billion | +28.73% |
| 2017-12-31 | $1.71 Billion | -0.60% |
| 2016-12-31 | $1.72 Billion | +4.13% |
| 2015-12-31 | $1.66 Billion | +3.07% |
| 2014-12-31 | $1.61 Billion | +6.14% |
| 2013-12-31 | $1.51 Billion | +4.42% |
| 2012-12-31 | $1.45 Billion | +14.74% |
| 2011-12-31 | $1.26 Billion | +3.33% |
| 2010-12-31 | $1.22 Billion | -4.24% |
| 2009-12-31 | $1.28 Billion | +2.91% |
| 2008-12-31 | $1.24 Billion | +3.65% |
| 2007-12-31 | $1.20 Billion | +16.56% |
| 2006-12-31 | $1.03 Billion | +5.06% |
| 2005-12-31 | $977.17 Million | +6.63% |
| 2004-12-31 | $916.43 Million | +5.47% |
| 2003-12-31 | $868.91 Million | +7.56% |
| 2002-12-31 | $807.82 Million | +0.30% |
| 2001-12-31 | $805.40 Million | +2.00% |
| 2000-12-31 | $789.58 Million | +4.29% |
| 1999-12-31 | $757.11 Million | +61.91% |
| 1998-12-31 | $467.60 Million | +17.87% |
| 1997-12-31 | $396.70 Million | +25.82% |
| 1996-12-31 | $315.30 Million | +9.44% |
| 1995-12-31 | $288.10 Million | +40.33% |
| 1994-12-31 | $205.30 Million | +8.85% |
| 1993-12-31 | $188.60 Million | +16.64% |
| 1992-12-31 | $161.70 Million | +40.98% |
| 1991-12-31 | $114.70 Million | +4.37% |
| 1990-12-31 | $109.90 Million | +10.12% |
| 1989-12-31 | $99.80 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Cadence Bancorp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4647.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $3.22 Billion | 51.63% |
| Common Stock | $466.56 Million | 7.47% |
| Other Comprehensive Income | $-428.32 Million | -6.86% |
| Other Components | $2.98 Billion | 47.75% |
| Total Equity | $6.24 Billion | 100.00% |
Cadence Bancorp Competitors by Market Cap
The table below lists competitors of Cadence Bancorp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Seaboard Corporation
NYSE MKT:SEB
|
$3.85 Billion |
|
Ypsomed Holding AG
SW:YPSN
|
$3.85 Billion |
|
Orion Corp
KO:271560
|
$3.85 Billion |
|
Jiangsu Goodwe Power Supply Technology Co Ltd
SHG:688390
|
$3.85 Billion |
|
Jiangxi Hongdu Aviation Industry Co Ltd
SHG:600316
|
$3.84 Billion |
|
MDA Ltd
TO:MDA
|
$3.84 Billion |
|
Garrett Motion Inc
NASDAQ:GTX
|
$3.84 Billion |
|
KINGDEE INT. UNS.ADR/100
F:KDID
|
$3.84 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Cadence Bancorp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 5,569,683,000 to 6,243,661,000, a change of 673,978,000 (12.1%).
- Net income of 544,464,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 266,173,000.
- Other factors decreased equity by 136,659,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $544.46 Million | +8.72% |
| Other Comprehensive Income | $266.17 Million | +4.26% |
| Other Changes | $-136.66 Million | -2.19% |
| Total Change | $- | 12.10% |
Book Value vs Market Value Analysis
This analysis compares Cadence Bancorp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.62x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 4.60x to 0.62x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-12-31 | $4.49 | $20.64 | x |
| 1990-12-31 | $4.91 | $20.64 | x |
| 1991-12-31 | $5.09 | $20.64 | x |
| 1992-12-31 | $5.22 | $20.64 | x |
| 1993-12-31 | $5.88 | $20.64 | x |
| 1994-12-31 | $6.14 | $20.64 | x |
| 1995-12-31 | $6.86 | $20.64 | x |
| 1996-12-31 | $6.77 | $20.64 | x |
| 1997-12-31 | $7.21 | $20.64 | x |
| 1998-12-31 | $10.33 | $20.64 | x |
| 1999-12-31 | $13.09 | $20.64 | x |
| 2000-12-31 | $9.34 | $20.64 | x |
| 2001-12-31 | $9.73 | $20.64 | x |
| 2002-12-31 | $10.02 | $20.64 | x |
| 2003-12-31 | $11.13 | $20.64 | x |
| 2004-12-31 | $11.85 | $20.64 | x |
| 2005-12-31 | $12.47 | $20.64 | x |
| 2006-12-31 | $12.87 | $20.64 | x |
| 2007-12-31 | $14.62 | $20.64 | x |
| 2008-12-31 | $14.98 | $20.64 | x |
| 2009-12-31 | $15.29 | $20.64 | x |
| 2010-12-31 | $14.38 | $20.64 | x |
| 2011-12-31 | $15.12 | $20.64 | x |
| 2012-12-31 | $15.44 | $20.64 | x |
| 2013-12-31 | $15.92 | $20.64 | x |
| 2014-12-31 | $16.65 | $20.64 | x |
| 2015-12-31 | $17.27 | $20.64 | x |
| 2016-12-31 | $18.25 | $20.64 | x |
| 2017-12-31 | $18.67 | $20.64 | x |
| 2018-12-31 | $22.25 | $20.64 | x |
| 2019-12-31 | $26.37 | $20.64 | x |
| 2020-12-31 | $27.32 | $20.64 | x |
| 2021-12-31 | $43.49 | $20.64 | x |
| 2022-12-31 | $23.37 | $20.64 | x |
| 2023-12-31 | $28.30 | $20.64 | x |
| 2024-12-31 | $30.01 | $20.64 | x |
| 2025-12-31 | $33.19 | $20.64 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Cadence Bancorp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.72%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 18.74%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 8.57x
- Recent ROE (8.72%) is below the historical average (10.37%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 13.23% | 9.00% | 0.10x | 14.21x | $3.22 Million |
| 1990 | 13.10% | 8.98% | 0.11x | 13.77x | $3.41 Million |
| 1991 | 13.16% | 9.38% | 0.10x | 13.90x | $3.63 Million |
| 1992 | 11.50% | 10.05% | 0.09x | 13.22x | $2.43 Million |
| 1993 | 14.10% | 14.69% | 0.08x | 12.23x | $7.74 Million |
| 1994 | 12.37% | 12.92% | 0.08x | 12.27x | $4.87 Million |
| 1995 | 12.32% | 12.51% | 0.09x | 11.46x | $6.69 Million |
| 1996 | 15.00% | 13.35% | 0.10x | 11.47x | $15.77 Million |
| 1997 | 13.59% | 13.04% | 0.09x | 11.81x | $14.23 Million |
| 1998 | 18.86% | 13.37% | 0.12x | 11.51x | $41.44 Million |
| 1999 | 13.53% | 14.69% | 0.08x | 11.15x | $26.69 Million |
| 2000 | 9.42% | 9.79% | 0.08x | 11.45x | $-4.56 Million |
| 2001 | 12.23% | 12.49% | 0.08x | 11.67x | $17.92 Million |
| 2002 | 13.87% | 15.66% | 0.07x | 12.61x | $31.24 Million |
| 2003 | 15.09% | 18.29% | 0.07x | 11.86x | $44.24 Million |
| 2004 | 12.07% | 16.24% | 0.06x | 11.84x | $18.98 Million |
| 2005 | 11.79% | 15.18% | 0.06x | 12.04x | $17.48 Million |
| 2006 | 12.20% | 14.10% | 0.07x | 11.73x | $22.54 Million |
| 2007 | 11.53% | 13.35% | 0.08x | 11.02x | $18.28 Million |
| 2008 | 9.71% | 12.66% | 0.07x | 10.87x | $-3.62 Million |
| 2009 | 6.48% | 9.29% | 0.07x | 10.32x | $-44.90 Million |
| 2010 | 1.88% | 2.71% | 0.06x | 11.14x | $-99.28 Million |
| 2011 | 2.97% | 4.65% | 0.06x | 10.29x | $-88.72 Million |
| 2012 | 5.82% | 11.00% | 0.06x | 9.25x | $-60.61 Million |
| 2013 | 6.22% | 12.99% | 0.06x | 8.61x | $-57.20 Million |
| 2014 | 7.27% | 16.23% | 0.05x | 8.30x | $-43.86 Million |
| 2015 | 7.70% | 17.26% | 0.05x | 8.34x | $-38.05 Million |
| 2016 | 7.70% | 17.51% | 0.05x | 8.54x | $-39.66 Million |
| 2017 | 8.93% | 19.59% | 0.05x | 8.93x | $-18.32 Million |
| 2018 | 10.03% | 23.66% | 0.05x | 8.16x | $743.30K |
| 2019 | 8.72% | 22.19% | 0.05x | 7.84x | $-34.24 Million |
| 2020 | 8.08% | 20.07% | 0.05x | 8.53x | $-54.20 Million |
| 2021 | 3.72% | 17.35% | 0.02x | 9.08x | $-329.64 Million |
| 2022 | 10.74% | 24.34% | 0.04x | 11.28x | $32.10 Million |
| 2023 | 10.49% | 24.72% | 0.04x | 9.47x | $25.52 Million |
| 2024 | 9.40% | 18.03% | 0.06x | 8.44x | $-33.36 Million |
| 2025 | 8.72% | 18.74% | 0.05x | 8.57x | $-79.90 Million |
Industry Comparison
This section compares Cadence Bancorp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $519,829,600
- Average return on equity (ROE) among peers: 6.05%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Cadence Bancorp (CADE) | $6.24 Billion | 13.23% | 7.57x | $3.85 Billion |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $148.70 Million | 9.23% | 10.41x | $5.70 Billion |
| ACNB Corporation (ACNB) | $93.75 Million | 8.98% | 9.33x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $96.99 Million | 6.06% | 10.54x | $647.19 Million |
| Amalgamated Bank (AMAL) | $585.36 Million | 15.03% | 12.62x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $577.58 Million | -0.30% | 12.45x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $249.60 Million | 11.75% | 10.06x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.74 Billion | -4.81% | 7.35x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $116.55 Million | 6.07% | 10.46x | $62.60 Million |
About Cadence Bancorp
Cadence Bank provides commercial banking and financial services in the United States. It operates through Corporate Banking, Community Banking, Mortgage, and Banking Services segments. The company offers deposit products, including checking accounts, savings accounts, money market accounts, time deposits, and other deposit accounts through multiple channels It also provides commercial, consumer, … Read more