Citizens Financial Group, Inc. - Asset Resilience Ratio
Citizens Financial Group, Inc. (CFG) has an Asset Resilience Ratio of 16.20% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read CFG total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how Citizens Financial Group, Inc.'s Asset Resilience Ratio has changed over time. See what is Citizens Financial Group, Inc.'s book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Citizens Financial Group, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Citizens Financial Group, Inc..
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $36.66 Billion | 16.2% |
| Total Liquid Assets | $36.66 Billion | 16.20% |
Asset Resilience Insights
- Good Liquidity Position: Citizens Financial Group, Inc. maintains a healthy 16.20% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Citizens Financial Group, Inc. Industry Peers by Asset Resilience Ratio
Compare Citizens Financial Group, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Citizens Financial Group, Inc. (2012–2025)
The table below shows the annual Asset Resilience Ratio data for Citizens Financial Group, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 16.20% | $36.66 Billion | $226.35 Billion | +1.20pp |
| 2024-12-31 | 14.99% | $32.61 Billion | $217.52 Billion | +1.63pp |
| 2023-12-31 | 13.37% | $29.67 Billion | $221.96 Billion | +2.90pp |
| 2022-12-31 | 10.47% | $23.74 Billion | $226.73 Billion | -3.03pp |
| 2021-12-31 | 13.50% | $25.43 Billion | $188.41 Billion | +0.98pp |
| 2020-12-31 | 12.51% | $22.94 Billion | $183.35 Billion | +0.08pp |
| 2019-12-31 | 12.44% | $20.61 Billion | $165.73 Billion | +0.04pp |
| 2018-12-31 | 12.39% | $19.89 Billion | $160.52 Billion | -0.84pp |
| 2017-12-31 | 13.23% | $20.16 Billion | $152.34 Billion | +0.19pp |
| 2016-12-31 | 13.04% | $19.50 Billion | $149.52 Billion | +0.10pp |
| 2015-12-31 | 12.94% | $17.88 Billion | $138.21 Billion | -1.10pp |
| 2014-12-31 | 14.04% | $18.66 Billion | $132.86 Billion | +0.95pp |
| 2013-12-31 | 13.09% | $15.99 Billion | $122.15 Billion | -1.35pp |
| 2012-12-31 | 14.45% | $18.36 Billion | $127.05 Billion | -- |
About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage … Read more