Citizens Financial Group, Inc. - Asset Resilience Ratio

Latest as of March 2026: 15.90%

Citizens Financial Group, Inc. (CFG) has an Asset Resilience Ratio of 15.90% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CFG current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$36.24 Billion

Cash + Short-term Investments

Total Assets

$227.92 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how Citizens Financial Group, Inc.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see CFG asset base.

Liquid Assets Composition Over Time

This chart breaks down Citizens Financial Group, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Citizens Financial Group, Inc. to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$36.24 Billion	15.9%
Total Liquid Assets	$36.24 Billion	15.90%

Asset Resilience Insights

Good Liquidity Position: Citizens Financial Group, Inc. maintains a healthy 15.90% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Citizens Financial Group, Inc. Industry Peers by Asset Resilience Ratio

Compare Citizens Financial Group, Inc.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Citizens Financial Group, Inc. (2012–2025)

The table below shows the annual Asset Resilience Ratio data for Citizens Financial Group, Inc..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	16.20%	$36.66 Billion	$226.35 Billion	+1.20pp
2024-12-31	14.99%	$32.61 Billion	$217.52 Billion	+1.63pp
2023-12-31	13.37%	$29.67 Billion	$221.96 Billion	+2.90pp
2022-12-31	10.47%	$23.74 Billion	$226.73 Billion	-3.03pp
2021-12-31	13.50%	$25.43 Billion	$188.41 Billion	+0.98pp
2020-12-31	12.51%	$22.94 Billion	$183.35 Billion	+0.08pp
2019-12-31	12.44%	$20.61 Billion	$165.73 Billion	+0.04pp
2018-12-31	12.39%	$19.89 Billion	$160.52 Billion	-0.84pp
2017-12-31	13.23%	$20.16 Billion	$152.34 Billion	+0.19pp
2016-12-31	13.04%	$19.50 Billion	$149.52 Billion	+0.10pp
2015-12-31	12.94%	$17.88 Billion	$138.21 Billion	-1.10pp
2014-12-31	14.04%	$18.66 Billion	$132.86 Billion	+0.95pp
2013-12-31	13.09%	$15.99 Billion	$122.15 Billion	-1.35pp
2012-12-31	14.45%	$18.36 Billion	$127.05 Billion	--

pp = percentage points

About Citizens Financial Group, Inc.

NYSE:CFG USA Banks - Regional

Market Cap

$28.27 Billion

Market Cap Rank

#1019 Global

#431 in USA

Share Price

$66.84

Change (1 day)

-4.84%

52-Week Range

$48.39 - $74.73

All Time High

$74.73