Citizens Financial Group, Inc. Asset Resilience Ratio
Citizens Financial Group, Inc. asset resilience ratio. Citizens Financial Group, Inc. (CFG) has an Asset Resilience Ratio of 15.95% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Citizens Financial Group, Inc. (CFG) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Citizens Financial Group, Inc. (2012–2025)
Asset resilience ratio of Citizens Financial Group, Inc. from 2012 to 2025. This chart shows how Citizens Financial Group, Inc.'s Asset Resilience Ratio has changed over time. Read debt load of Citizens Financial Group, Inc. for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Citizens Financial Group, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Citizens Financial Group, Inc. total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $37.29 Billion | 15.95% |
| Total Liquid Assets | $37.29 Billion | 15.95% |
Asset Resilience Insights
- Good Liquidity Position: Citizens Financial Group, Inc. maintains a healthy 15.95% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Citizens Financial Group, Inc. Industry Peers by Asset Resilience Ratio
Compare Citizens Financial Group, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Citizens Financial Group, Inc. Asset Resilience Ratio by Year (2012–2025)
Citizens Financial Group, Inc. asset resilience ratio by year from 2012 to 2025. The table below shows the annual Asset Resilience Ratio data for Citizens Financial Group, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 16.20% | $36.66 Billion | $226.35 Billion | +1.20pp |
| 2024-12-31 | 14.99% | $32.61 Billion | $217.52 Billion | +1.63pp |
| 2023-12-31 | 13.37% | $29.67 Billion | $221.96 Billion | +2.90pp |
| 2022-12-31 | 10.47% | $23.74 Billion | $226.73 Billion | -3.03pp |
| 2021-12-31 | 13.50% | $25.43 Billion | $188.41 Billion | +0.98pp |
| 2020-12-31 | 12.51% | $22.94 Billion | $183.35 Billion | +0.08pp |
| 2019-12-31 | 12.44% | $20.61 Billion | $165.73 Billion | +0.04pp |
| 2018-12-31 | 12.39% | $19.89 Billion | $160.52 Billion | -0.84pp |
| 2017-12-31 | 13.23% | $20.16 Billion | $152.34 Billion | +0.19pp |
| 2016-12-31 | 13.04% | $19.50 Billion | $149.52 Billion | +0.10pp |
| 2015-12-31 | 12.94% | $17.88 Billion | $138.21 Billion | -1.10pp |
| 2014-12-31 | 14.04% | $18.66 Billion | $132.86 Billion | +0.95pp |
| 2013-12-31 | 13.09% | $15.99 Billion | $122.15 Billion | -1.35pp |
| 2012-12-31 | 14.45% | $18.36 Billion | $127.05 Billion | -- |
About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage … Read more