Citizens Financial Group, Inc. (CFG) - Total Assets
Based on the latest financial reports, Citizens Financial Group, Inc. (CFG) holds total assets worth $227.92 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Citizens Financial Group, Inc. (CFG) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Citizens Financial Group, Inc. - Total Assets Trend (2012–2025)
This chart illustrates how Citizens Financial Group, Inc.'s total assets have evolved over time, based on quarterly financial data. Explore long-term investment intensity of Citizens Financial Group, Inc. to see how much of total assets are deployed in long-term investments.
Citizens Financial Group, Inc. - Asset Composition Analysis
Current Asset Composition (December 2025)
Citizens Financial Group, Inc.'s total assets of $227.92 Billion consist of 84.5% current assets and 15.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 5.6% |
| Accounts Receivable | $141.95 Billion | 62.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $915.00 Million | 0.4% |
| Intangible Assets | $115.00 Million | 0.1% |
| Goodwill | $8.19 Billion | 3.6% |
Asset Composition Trend (2012–2025)
This chart illustrates how Citizens Financial Group, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see how much is Citizens Financial Group, Inc. worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Citizens Financial Group, Inc.'s current assets represent 84.5% of total assets in 2025, an increase from 19.7% in 2012.
- Cash Position: Cash and equivalents constituted 5.6% of total assets in 2025, up from 2.5% in 2012.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, a decrease from 17.0% in 2012.
- Asset Diversification: The largest asset category is accounts receivable at 62.7% of total assets.
Citizens Financial Group, Inc. Competitors by Total Assets
Key competitors of Citizens Financial Group, Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK
|
South Africa | ZAC3.41 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
BRD Groupe Societe Generale SA
RO:BRD
|
Romania | RON100.52 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
International Bancshares Corporation
NASDAQ:IBOC
|
USA | $16.83 Billion |
|
Judo Capital Holdings Ltd
AU:JDO
|
Australia | AU$16.06 Billion |
|
TF Bank AB
ST:TFBANK
|
Sweden | Skr29.94 Billion |
|
Bank Tabungan Negara Persero
JK:BBTN
|
Indonesia | Rp517.54 Trillion |
Citizens Financial Group, Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 228.33 | 0.26 | 2430.92 |
| Quick Ratio | 228.33 | 0.26 | 2431.03 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $12.28 Billion | $-133.29 Billion | $150.66 Billion |
Citizens Financial Group, Inc. - Advanced Valuation Insights
This section examines the relationship between Citizens Financial Group, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.12 |
| Latest Market Cap to Assets Ratio | 0.12 |
| Asset Growth Rate (YoY) | 4.1% |
| Total Assets | $226.35 Billion |
| Market Capitalization | $26.29 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Citizens Financial Group, Inc.'s assets below their book value (0.12x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Citizens Financial Group, Inc.'s assets grew by 4.1% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Citizens Financial Group, Inc. (2012–2025)
The table below shows the annual total assets of Citizens Financial Group, Inc. from 2012 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $226.35 Billion | +4.06% |
| 2024-12-31 | $217.52 Billion | -2.00% |
| 2023-12-31 | $221.96 Billion | -2.10% |
| 2022-12-31 | $226.73 Billion | +20.34% |
| 2021-12-31 | $188.41 Billion | +2.76% |
| 2020-12-31 | $183.35 Billion | +10.63% |
| 2019-12-31 | $165.73 Billion | +3.25% |
| 2018-12-31 | $160.52 Billion | +5.37% |
| 2017-12-31 | $152.34 Billion | +1.88% |
| 2016-12-31 | $149.52 Billion | +8.18% |
| 2015-12-31 | $138.21 Billion | +4.03% |
| 2014-12-31 | $132.86 Billion | +8.76% |
| 2013-12-31 | $122.15 Billion | -3.86% |
| 2012-12-31 | $127.05 Billion | -- |
About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage … Read more