Capital One Financial Corporation - Asset Resilience Ratio
Capital One Financial Corporation (COF) has an Asset Resilience Ratio of 0.64% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1994–2025)
This chart shows how Capital One Financial Corporation's Asset Resilience Ratio has changed over time. Check Capital One Financial Corporation strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Capital One Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see COF stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.27 Billion | 0.64% |
| Total Liquid Assets | $4.27 Billion | 0.64% |
Asset Resilience Insights
- Limited Liquidity: Capital One Financial Corporation maintains only 0.64% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Capital One Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Capital One Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Hotai Finance Corp
TW:6592 |
Credit Services | 1.50% |
|
PTC India Financial Services Limited
NSE:PFS |
Credit Services | 19.78% |
|
Atlantis S.A.
WAR:ATS |
Credit Services | 95.52% |
|
TCI Finance Limited
NSE:TCIFINANCE |
Credit Services | 40.70% |
|
Lawfinance Ltd
AU:LAW |
Credit Services | 7.34% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for Capital One Financial Corporation (1994–2025)
The table below shows the annual Asset Resilience Ratio data for Capital One Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.64% | $4.27 Billion | $669.01 Billion | -0.15pp |
| 2024-12-31 | 0.79% | $3.85 Billion | $490.14 Billion | -15.75pp |
| 2023-12-31 | 16.54% | $79.12 Billion | $478.46 Billion | -0.36pp |
| 2022-12-31 | 16.90% | $76.92 Billion | $455.25 Billion | -5.14pp |
| 2021-12-31 | 22.03% | $95.26 Billion | $432.38 Billion | -1.79pp |
| 2020-12-31 | 23.82% | $100.44 Billion | $421.60 Billion | +3.53pp |
| 2019-12-31 | 20.29% | $79.21 Billion | $390.37 Billion | +7.90pp |
| 2018-12-31 | 12.39% | $46.15 Billion | $372.54 Billion | +2.09pp |
| 2017-12-31 | 10.30% | $37.66 Billion | $365.69 Billion | -1.11pp |
| 2016-12-31 | 11.41% | $40.74 Billion | $357.03 Billion | -0.28pp |
| 2015-12-31 | 11.69% | $39.06 Billion | $334.05 Billion | -1.10pp |
| 2014-12-31 | 12.79% | $39.51 Billion | $308.85 Billion | -1.39pp |
| 2013-12-31 | 14.19% | $42.14 Billion | $297.05 Billion | -6.26pp |
| 2012-12-31 | 20.45% | $63.98 Billion | $312.92 Billion | +1.47pp |
| 2011-12-31 | 18.98% | $39.10 Billion | $206.02 Billion | -2.26pp |
| 2010-12-31 | 21.24% | $41.94 Billion | $197.50 Billion | -1.97pp |
| 2009-12-31 | 23.21% | $39.37 Billion | $169.65 Billion | +4.14pp |
| 2008-12-31 | 19.07% | $31.64 Billion | $165.91 Billion | +4.76pp |
| 2007-12-31 | 14.31% | $21.55 Billion | $150.59 Billion | +3.26pp |
| 2006-12-31 | 11.05% | $16.55 Billion | $149.74 Billion | -6.48pp |
| 2005-12-31 | 17.53% | $15.55 Billion | $88.70 Billion | +16.09pp |
| 2004-12-31 | 1.44% | $773.70 Million | $53.75 Billion | -0.74pp |
| 2003-12-31 | 2.18% | $1.01 Billion | $46.28 Billion | +1.18pp |
| 2002-12-31 | 1.00% | $373.83 Million | $37.38 Billion | +0.93pp |
| 2001-12-31 | 0.07% | $19.80 Million | $28.18 Billion | -0.25pp |
| 2000-12-31 | 0.32% | $60.60 Million | $18.89 Billion | -2.88pp |
| 1994-12-31 | 3.21% | $99.10 Million | $3.09 Billion | -- |
About Capital One Financial Corporation
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market … Read more