Capital One Financial Corporation (COF) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Capital One Financial Corporation (COF) has a cash flow conversion efficiency ratio of 0.074x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($8.44 Billion) by net assets ($113.79 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see Capital One Financial Corporation (COF) market capitalisation for the company's overall valuation and market capitalisation.
Capital One Financial Corporation - Cash Flow Conversion Efficiency Trend (1994–2025)
This chart illustrates how Capital One Financial Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Capital One Financial Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Capital One Financial Corporation ranked by their cash flow conversion efficiency. Explore Capital One Financial Corporation cash earnings quality to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Bank of Montreal
TO:BMO
|
-0.016x |
|
Chubb Ltd
NYSE:CB
|
0.049x |
|
Progressive Corp
NYSE:PGR
|
0.105x |
|
SIEMENS ENERGY AG ADR/1
F:ENR0
|
0.272x |
|
FAST RETAIL.CO.SP.HDR 1
F:FR7H
|
0.073x |
|
China Merchants Bank Co Ltd
SHG:600036
|
0.030x |
|
Banco Bilbao Viscaya Argentaria SA ADR
NYSE:BBVA
|
0.000x |
|
BNP Paribas SA
PA:BNP
|
0.132x |
Annual Cash Flow Conversion Efficiency for Capital One Financial Corporation (1994–2025)
The table below shows the annual cash flow conversion efficiency of Capital One Financial Corporation from 1994 to 2025. View Capital One Financial Corporation (COF) share price today for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $113.62 Billion | $27.72 Billion | 0.244x | -18.34% |
| 2024-12-31 | $60.78 Billion | $18.16 Billion | 0.299x | -15.66% |
| 2023-12-31 | $58.09 Billion | $20.57 Billion | 0.354x | +34.87% |
| 2022-12-31 | $52.58 Billion | $13.81 Billion | 0.263x | +30.20% |
| 2021-12-31 | $61.03 Billion | $12.31 Billion | 0.202x | -27.28% |
| 2020-12-31 | $60.20 Billion | $16.70 Billion | 0.277x | -3.30% |
| 2019-12-31 | $58.01 Billion | $16.64 Billion | 0.287x | +14.19% |
| 2018-12-31 | $51.67 Billion | $12.98 Billion | 0.251x | -13.69% |
| 2017-12-31 | $48.73 Billion | $14.18 Billion | 0.291x | +16.63% |
| 2016-12-31 | $47.51 Billion | $11.86 Billion | 0.250x | +16.51% |
| 2015-12-31 | $47.28 Billion | $10.13 Billion | 0.214x | +3.71% |
| 2014-12-31 | $45.05 Billion | $9.30 Billion | 0.207x | -13.66% |
| 2013-12-31 | $41.74 Billion | $9.98 Billion | 0.239x | +6.91% |
| 2012-12-31 | $40.50 Billion | $9.06 Billion | 0.224x | -10.98% |
| 2011-12-31 | $29.67 Billion | $7.46 Billion | 0.251x | -18.08% |
| 2010-12-31 | $26.54 Billion | $8.14 Billion | 0.307x | +191.63% |
| 2009-12-31 | $26.59 Billion | $2.80 Billion | 0.105x | -19.63% |
| 2008-12-31 | $26.61 Billion | $3.48 Billion | 0.131x | -75.56% |
| 2007-12-31 | $24.29 Billion | $13.01 Billion | 0.536x | +300.22% |
| 2006-12-31 | $25.24 Billion | $3.38 Billion | 0.134x | -47.95% |
| 2005-12-31 | $14.13 Billion | $3.63 Billion | 0.257x | -52.38% |
| 2004-12-31 | $8.39 Billion | $4.53 Billion | 0.540x | +61.09% |
| 2003-12-31 | $6.05 Billion | $2.03 Billion | 0.335x | -31.93% |
| 2002-12-31 | $4.62 Billion | $2.28 Billion | 0.492x | +29.05% |
| 2001-12-31 | $3.32 Billion | $1.27 Billion | 0.381x | -46.38% |
| 2000-12-31 | $1.96 Billion | $1.40 Billion | 0.711x | -15.26% |
| 1999-12-31 | $1.52 Billion | $1.27 Billion | 0.839x | +36.62% |
| 1998-12-31 | $1.27 Billion | $780.60 Million | 0.614x | +7.92% |
| 1997-12-31 | $893.30 Million | $508.60 Million | 0.569x | +53.12% |
| 1996-12-31 | $740.40 Million | $275.30 Million | 0.372x | +89.29% |
| 1995-12-31 | $599.20 Million | $117.70 Million | 0.196x | +57.74% |
| 1994-12-31 | $474.60 Million | $59.10 Million | 0.125x | -- |
About Capital One Financial Corporation
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market … Read more