Employers Holdings Inc
Employers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. The company offers insurance to small businesses in low to medium hazard industries. It market its products through local, regional, specialty and national insurance agents and brokers; national, regional, and local trade groups and associations; and direct-to-customer i… Read more
Employers Holdings Inc - Asset Resilience Ratio
Employers Holdings Inc (EIG) has an Asset Resilience Ratio of 30.40% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2025)
This chart shows how Employers Holdings Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Employers Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.04 Billion | 30.4% |
| Total Liquid Assets | $1.04 Billion | 30.40% |
Asset Resilience Insights
- Very High Liquidity: Employers Holdings Inc maintains exceptional liquid asset reserves at 30.40% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Employers Holdings Inc Industry Peers by Asset Resilience Ratio
Compare Employers Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Syarikat Takaful Malaysia Bhd
KLSE:6139 |
Insurance - Specialty | 6.76% |
|
ACMAT Corporation
PINK:ACMT |
Insurance - Specialty | 10.59% |
|
Enact Holdings Inc
NASDAQ:ACT |
Insurance - Specialty | 26.14% |
|
Assured Guaranty Ltd
NYSE:AGO |
Insurance - Specialty | 19.30% |
|
Ambac Financial Group Inc
NYSE:AMBC |
Insurance - Specialty | 19.88% |
|
AMERISAFE Inc
NASDAQ:AMSF |
Insurance - Specialty | 39.23% |
|
AXIS Capital Holdings Ltd
NYSE:AXS |
Insurance - Specialty | 4.09% |
|
Beazley plc
PINK:BZLYF |
Insurance - Specialty | 0.00% |
Annual Asset Resilience Ratio for Employers Holdings Inc (2004–2025)
The table below shows the annual Asset Resilience Ratio data for Employers Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 30.40% | $1.04 Billion | $3.44 Billion | +1.67pp |
| 2024-12-31 | 28.73% | $1.02 Billion | $3.54 Billion | +3.01pp |
| 2023-12-31 | 25.72% | $913.20 Million | $3.55 Billion | -38.71pp |
| 2022-12-31 | 64.43% | $2.39 Billion | $3.72 Billion | +62.17pp |
| 2021-12-31 | 2.26% | $85.60 Million | $3.78 Billion | -2.50pp |
| 2020-12-31 | 4.77% | $187.00 Million | $3.92 Billion | -3.70pp |
| 2019-12-31 | 8.47% | $339.20 Million | $4.00 Billion | +5.25pp |
| 2018-12-31 | 3.23% | $126.40 Million | $3.92 Billion | +1.21pp |
| 2017-12-31 | 2.01% | $77.30 Million | $3.84 Billion | -67.42pp |
| 2016-12-31 | 69.43% | $2.62 Billion | $3.77 Billion | +3.21pp |
| 2015-12-31 | 66.22% | $2.49 Billion | $3.76 Billion | +1.27pp |
| 2014-12-31 | 64.95% | $2.45 Billion | $3.77 Billion | +0.59pp |
| 2013-12-31 | 64.36% | $2.34 Billion | $3.64 Billion | +3.14pp |
| 2012-12-31 | 61.22% | $2.15 Billion | $3.51 Billion | +61.04pp |
| 2011-12-31 | 0.18% | $6.30 Million | $3.48 Billion | -3.63pp |
| 2010-12-31 | 3.81% | $132.48 Million | $3.48 Billion | +0.60pp |
| 2009-12-31 | 3.20% | $117.78 Million | $3.68 Billion | +1.21pp |
| 2008-12-31 | 2.00% | $75.02 Million | $3.76 Billion | -0.28pp |
| 2007-12-31 | 2.28% | $72.70 Million | $3.19 Billion | +2.03pp |
| 2006-12-31 | 0.25% | $7.99 Million | $3.20 Billion | -0.23pp |
| 2005-12-31 | 0.48% | $15.01 Million | $3.09 Billion | -0.23pp |
| 2004-12-31 | 0.71% | $20.91 Million | $2.94 Billion | -- |