AMERISAFE Inc - Asset Resilience Ratio
AMERISAFE Inc (AMSF) has an Asset Resilience Ratio of 39.23% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read AMSF total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1995–2025)
This chart shows how AMERISAFE Inc's Asset Resilience Ratio has changed over time. See AMERISAFE Inc (AMSF) net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down AMERISAFE Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of AMERISAFE Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $87.44 Million | 39.23% |
| Total Liquid Assets | $87.44 Million | 39.23% |
Asset Resilience Insights
- Very High Liquidity: AMERISAFE Inc maintains exceptional liquid asset reserves at 39.23% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
AMERISAFE Inc Industry Peers by Asset Resilience Ratio
Compare AMERISAFE Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Medibank Private Ltd
AU:MPL |
Insurance - Specialty | 10.63% |
|
NIB Holdings Ltd
AU:NHF |
Insurance - Specialty | 18.50% |
|
Helia Group Ltd
AU:HLI |
Insurance - Specialty | 20.28% |
|
Trisura Group Ltd
TO:TSU |
Insurance - Specialty | 29.74% |
|
AXIS Capital Holdings Limited
F:AXV |
Insurance - Specialty | 14.21% |
|
Essent Group Ltd.
F:EG0 |
Insurance - Specialty | 82.83% |
|
Assured Guaranty Ltd
F:DHU |
Insurance - Specialty | 19.30% |
|
Syarikat Takaful Malaysia Bhd
KLSE:6139 |
Insurance - Specialty | 6.76% |
Annual Asset Resilience Ratio for AMERISAFE Inc (1995–2025)
The table below shows the annual Asset Resilience Ratio data for AMERISAFE Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 39.23% | $87.44 Million | $222.87 Million | +31.76pp |
| 2024-12-31 | 7.47% | $86.51 Million | $1.16 Billion | -0.24pp |
| 2023-12-31 | 7.71% | $94.75 Million | $1.23 Billion | -18.70pp |
| 2022-12-31 | 26.41% | $335.24 Million | $1.27 Billion | -2.05pp |
| 2021-12-31 | 28.46% | $399.20 Million | $1.40 Billion | -2.83pp |
| 2020-12-31 | 31.29% | $460.18 Million | $1.47 Billion | -2.05pp |
| 2019-12-31 | 33.34% | $497.69 Million | $1.49 Billion | +0.82pp |
| 2018-12-31 | 32.52% | $492.96 Million | $1.52 Billion | +0.15pp |
| 2017-12-31 | 32.36% | $491.36 Million | $1.52 Billion | -1.13pp |
| 2016-12-31 | 33.49% | $508.68 Million | $1.52 Billion | +7.68pp |
| 2015-12-31 | 25.81% | $387.74 Million | $1.50 Billion | +0.77pp |
| 2014-12-31 | 25.04% | $364.93 Million | $1.46 Billion | +0.79pp |
| 2013-12-31 | 24.25% | $322.30 Million | $1.33 Billion | +6.39pp |
| 2012-12-31 | 17.86% | $218.06 Million | $1.22 Billion | -52.32pp |
| 2011-12-31 | 70.18% | $805.97 Million | $1.15 Billion | +2.32pp |
| 2010-12-31 | 67.86% | $765.54 Million | $1.13 Billion | +63.00pp |
| 2009-12-31 | 4.85% | $54.31 Million | $1.12 Billion | -0.64pp |
| 2008-12-31 | 5.49% | $60.83 Million | $1.11 Billion | +0.41pp |
| 2007-12-31 | 5.08% | $53.98 Million | $1.06 Billion | +4.97pp |
| 2006-12-31 | 0.11% | $1.09 Million | $994.15 Million | -0.08pp |
| 2005-12-31 | 0.19% | $1.70 Million | $892.32 Million | -1.38pp |
| 2004-12-31 | 1.57% | $11.85 Million | $754.19 Million | -57.81pp |
| 1995-12-31 | 59.39% | $71.50 Million | $120.40 Million | -- |
About AMERISAFE Inc
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including constr… Read more