AMERISAFE Inc Asset Resilience Ratio
AMERISAFE Inc asset resilience ratio. AMERISAFE Inc (AMSF) has an Asset Resilience Ratio of 7.98% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See AMSF defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of AMERISAFE Inc (1995–2025)
Asset resilience ratio of AMERISAFE Inc from 1995 to 2025. This chart shows how AMERISAFE Inc's Asset Resilience Ratio has changed over time. Read AMSF total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down AMERISAFE Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see AMERISAFE Inc total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $89.56 Million | 7.98% |
| Total Liquid Assets | $89.56 Million | 7.98% |
Asset Resilience Insights
- Limited Liquidity: AMERISAFE Inc maintains only 7.98% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
AMERISAFE Inc Industry Peers by Asset Resilience Ratio
Compare AMERISAFE Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
NMI Holdings Inc
NASDAQ:NMIH |
Insurance - Specialty | 13.89% |
|
Medibank Private Ltd
AU:MPL |
Insurance - Specialty | 10.63% |
|
NIB Holdings Ltd
AU:NHF |
Insurance - Specialty | 8.20% |
|
Helia Group Ltd
AU:HLI |
Insurance - Specialty | 20.28% |
|
Trisura Group Ltd
TO:TSU |
Insurance - Specialty | 30.84% |
|
Medibank Private Limited
F:MPV |
Insurance - Specialty | 4.79% |
|
AXIS Capital Holdings Limited
F:AXV |
Insurance - Specialty | 14.21% |
|
Essent Group Ltd.
F:EG0 |
Insurance - Specialty | 82.03% |
AMERISAFE Inc Asset Resilience Ratio by Year (1995–2025)
AMERISAFE Inc asset resilience ratio by year from 1995 to 2025. The table below shows the annual Asset Resilience Ratio data for AMERISAFE Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.73% | $87.44 Million | $1.13 Billion | +0.26pp |
| 2024-12-31 | 7.47% | $86.51 Million | $1.16 Billion | -0.24pp |
| 2023-12-31 | 7.71% | $94.75 Million | $1.23 Billion | -18.70pp |
| 2022-12-31 | 26.41% | $335.24 Million | $1.27 Billion | -2.05pp |
| 2021-12-31 | 28.46% | $399.20 Million | $1.40 Billion | -4.78pp |
| 2020-12-31 | 33.23% | $460.18 Million | $1.38 Billion | -1.93pp |
| 2019-12-31 | 35.17% | $497.69 Million | $1.42 Billion | +0.47pp |
| 2018-12-31 | 34.69% | $492.96 Million | $1.42 Billion | +0.45pp |
| 2017-12-31 | 34.25% | $491.36 Million | $1.43 Billion | -0.98pp |
| 2016-12-31 | 35.23% | $508.68 Million | $1.44 Billion | +9.42pp |
| 2015-12-31 | 25.81% | $387.74 Million | $1.50 Billion | -0.57pp |
| 2014-12-31 | 26.39% | $364.93 Million | $1.38 Billion | +0.83pp |
| 2013-12-31 | 25.55% | $322.30 Million | $1.26 Billion | +6.30pp |
| 2012-12-31 | 19.25% | $218.06 Million | $1.13 Billion | -56.99pp |
| 2011-12-31 | 76.24% | $805.97 Million | $1.06 Billion | +2.01pp |
| 2010-12-31 | 74.23% | $765.54 Million | $1.03 Billion | +69.43pp |
| 2009-12-31 | 4.80% | $54.31 Million | $1.13 Billion | -0.62pp |
| 2008-12-31 | 5.43% | $60.83 Million | $1.12 Billion | +0.41pp |
| 2007-12-31 | 5.01% | $53.98 Million | $1.08 Billion | +4.91pp |
| 2006-12-31 | 0.11% | $1.09 Million | $1.01 Billion | -0.08pp |
| 2005-12-31 | 0.19% | $1.70 Million | $904.86 Million | -1.36pp |
| 2004-12-31 | 1.55% | $11.85 Million | $764.63 Million | -57.84pp |
| 1995-12-31 | 59.39% | $71.50 Million | $120.40 Million | -- |
About AMERISAFE Inc
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including constr… Read more