Enova International Inc Asset Resilience Ratio
Enova International Inc asset resilience ratio. Enova International Inc (ENVA) has an Asset Resilience Ratio of 1.83% as of December 2018. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Enova International Inc defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Enova International Inc (2014–2018)
Asset resilience ratio of Enova International Inc from 2014 to 2018. This chart shows how Enova International Inc's Asset Resilience Ratio has changed over time. Read ENVA total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Enova International Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Enova International Inc asset portfolio.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $24.34 Million | 1.83% |
| Total Liquid Assets | $24.34 Million | 1.83% |
Asset Resilience Insights
- Limited Liquidity: Enova International Inc maintains only 1.83% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Enova International Inc Industry Peers by Asset Resilience Ratio
Compare Enova International Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
Enova International Inc Asset Resilience Ratio by Year (2014–2018)
Enova International Inc asset resilience ratio by year from 2014 to 2018. The table below shows the annual Asset Resilience Ratio data for Enova International Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-12-31 | 1.83% | $24.34 Million | $1.33 Billion | -0.71pp |
| 2017-12-31 | 2.54% | $29.46 Million | $1.16 Billion | -0.15pp |
| 2016-12-31 | 2.69% | $26.31 Million | $977.88 Million | +1.85pp |
| 2015-12-31 | 0.84% | $7.38 Million | $880.87 Million | -- |
| 2014-12-31 | 0.00% | $0.00 | $760.20 Million | -- |
About Enova International Inc
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications … Read more