Enova International Inc - Asset Resilience Ratio
Enova International Inc (ENVA) has an Asset Resilience Ratio of 1.83% as of December 2018. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Enova International Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2018)
This chart shows how Enova International Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see ENVA total assets.
Liquid Assets Composition Over Time
This chart breaks down Enova International Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore ENVA long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $24.34 Million | 1.83% |
| Total Liquid Assets | $24.34 Million | 1.83% |
Asset Resilience Insights
- Limited Liquidity: Enova International Inc maintains only 1.83% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Enova International Inc Industry Peers by Asset Resilience Ratio
Compare Enova International Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Gentera S.A.B. de C.V
MX:GENTERA |
Credit Services | 0.95% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Blender Financial Technologies Ltd
TA:BLND |
Credit Services | 1.42% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for Enova International Inc (2014–2018)
The table below shows the annual Asset Resilience Ratio data for Enova International Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-12-31 | 1.83% | $24.34 Million | $1.33 Billion | -0.71pp |
| 2017-12-31 | 2.54% | $29.46 Million | $1.16 Billion | -0.15pp |
| 2016-12-31 | 2.69% | $26.31 Million | $977.88 Million | +1.85pp |
| 2015-12-31 | 0.84% | $7.38 Million | $880.87 Million | -- |
| 2014-12-31 | 0.00% | $0.00 | $760.20 Million | -- |
About Enova International Inc
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications … Read more