Enova International Inc - Asset Resilience Ratio
Enova International Inc (ENVA) has an Asset Resilience Ratio of 1.83% as of December 2018. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Enova International Inc (ENVA) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2018)
This chart shows how Enova International Inc's Asset Resilience Ratio has changed over time. See Enova International Inc balance sheet quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Enova International Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ENVA market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $24.34 Million | 1.83% |
| Total Liquid Assets | $24.34 Million | 1.83% |
Asset Resilience Insights
- Limited Liquidity: Enova International Inc maintains only 1.83% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Enova International Inc Industry Peers by Asset Resilience Ratio
Compare Enova International Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Five-Star Business Finance Limited
NSE:FIVESTAR |
Credit Services | 4.49% |
|
Capri Global Capital Limited
NSE:CGCL |
Credit Services | 0.13% |
|
Srisawad Power 1979 PCL
BK:SAWAD |
Credit Services | 0.98% |
|
Navient Corp
NASDAQ:NAVI |
Credit Services | 3.09% |
|
Hexa Tradex Limited
NSE:HEXATRADEX |
Credit Services | 0.09% |
|
Qliro AB
ST:QLIRO |
Credit Services | 20.36% |
|
Starteck Finance Limited
NSE:STARTECK |
Credit Services | 0.02% |
Annual Asset Resilience Ratio for Enova International Inc (2014–2018)
The table below shows the annual Asset Resilience Ratio data for Enova International Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-12-31 | 1.83% | $24.34 Million | $1.33 Billion | -0.71pp |
| 2017-12-31 | 2.54% | $29.46 Million | $1.16 Billion | -0.15pp |
| 2016-12-31 | 2.69% | $26.31 Million | $977.88 Million | +1.85pp |
| 2015-12-31 | 0.84% | $7.38 Million | $880.87 Million | -- |
| 2014-12-31 | 0.00% | $0.00 | $760.20 Million | -- |
About Enova International Inc
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications … Read more