Enova International Inc Total Assets
Enova International Inc total assets. Based on the latest financial reports, Enova International Inc (ENVA) holds total assets worth $7.22 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see Enova International Inc market capitalisation for the company's overall valuation and market capitalisation.
Total Assets of Enova International Inc (2009–2025)
Total assets of Enova International Inc from 2009 to 2025. This chart illustrates how Enova International Inc's total assets have evolved over time, based on quarterly financial data. See Enova International Inc stock price for real-time trading data and today's change.
Enova International Inc - Asset Composition Analysis
Enova International Inc Total Assets Breakdown (December 2025)
Enova International Inc total assets breakdown as of December 2025. Enova International Inc's total assets of $7.22 Billion consist of 1.1% current assets and 98.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.1% |
| Accounts Receivable | $5.51 Billion | 85.2% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $3.66 Million | 0.1% |
| Goodwill | $279.27 Million | 4.3% |
Asset Composition Trend (2009–2025)
This chart illustrates how Enova International Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore Enova International Inc working capital to net assets to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Enova International Inc's current assets represent 1.1% of total assets in 2025, a decrease from 10.1% in 2009.
- Cash Position: Cash and equivalents constituted 1.1% of total assets in 2025, down from 7.3% in 2009.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 4.0% of total assets, a decrease from 63.0% in 2009.
- Asset Diversification: The largest asset category is accounts receivable at 85.2% of total assets.
Enova International Inc Competitors by Total Assets
Key competitors of Enova International Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN
|
India | Rs2.09 Trillion |
|
Gentera S.A.B. de C.V
MX:GENTERA
|
Mexico | MX$121.74 Billion |
|
Housing & Urban Development Corporation Limited
NSE:HUDCO
|
India | Rs1.67 Trillion |
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
ZIP Co Ltd
AU:ZIP
|
Australia | AU$3.50 Billion |
|
Five-Star Business Finance Limited
NSE:FIVESTAR
|
India | Rs154.35 Billion |
|
Propel Holdings Inc
TO:PRL
|
Canada | CA$639.53 Million |
|
Latitude Group Holdings Ltd
AU:LFS
|
Australia | AU$8.20 Billion |
Enova International Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 18.42 | 20.45 | 15.90 |
| Quick Ratio | 18.42 | 20.45 | 15.90 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $6.38 Billion | $5.01 Billion | $1.86 Billion |
Enova International Inc - Advanced Valuation Insights
This section examines the relationship between Enova International Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 3.83 |
| Latest Market Cap to Assets Ratio | 0.67 |
| Asset Growth Rate (YoY) | 22.8% |
| Total Assets | $6.47 Billion |
| Market Capitalization | $4.33 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Enova International Inc's assets below their book value (0.67x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Enova International Inc's assets grew by 22.8% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Enova International Inc (2009–2025)
The table below shows the annual total assets of Enova International Inc from 2009 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $6.47 Billion | +22.83% |
| 2024-12-31 | $5.27 Billion | +14.84% |
| 2023-12-31 | $4.59 Billion | +21.28% |
| 2022-12-31 | $3.78 Billion | +36.92% |
| 2021-12-31 | $2.76 Billion | +31.00% |
| 2020-12-31 | $2.11 Billion | +33.90% |
| 2019-12-31 | $1.57 Billion | +18.53% |
| 2018-12-31 | $1.33 Billion | +14.55% |
| 2017-12-31 | $1.16 Billion | +18.57% |
| 2016-12-31 | $977.88 Million | +11.01% |
| 2015-12-31 | $880.87 Million | +15.87% |
| 2014-12-31 | $760.20 Million | +9.83% |
| 2013-12-31 | $692.15 Million | +12.94% |
| 2012-12-31 | $612.87 Million | +14.68% |
| 2011-12-31 | $534.44 Million | +26.71% |
| 2010-12-31 | $421.77 Million | +12.25% |
| 2009-12-31 | $375.74 Million | -- |
About Enova International Inc
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications … Read more