Enova International Inc (ENVA) - Total Assets
Based on the latest financial reports, Enova International Inc (ENVA) holds total assets worth $6.47 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See ENVA total equity for net asset value and shareholders' equity analysis.
Enova International Inc - Total Assets Trend (2009–2025)
This chart illustrates how Enova International Inc's total assets have evolved over time, based on quarterly financial data.
Enova International Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Enova International Inc's total assets of $6.47 Billion consist of 1.1% current assets and 98.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.1% |
| Accounts Receivable | $5.51 Billion | 85.2% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $3.66 Million | 0.1% |
| Goodwill | $279.27 Million | 4.3% |
Asset Composition Trend (2009–2025)
This chart illustrates how Enova International Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see ENVA stock market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Enova International Inc's current assets represent 1.1% of total assets in 2025, a decrease from 10.1% in 2009.
- Cash Position: Cash and equivalents constituted 1.1% of total assets in 2025, down from 7.3% in 2009.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 4.0% of total assets, a decrease from 63.0% in 2009.
- Asset Diversification: The largest asset category is accounts receivable at 85.2% of total assets.
Enova International Inc Competitors by Total Assets
Key competitors of Enova International Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Western Union Co
NYSE:WU
|
USA | $7.78 Billion |
|
AEON Thana Sinsap (Thailand) Public Company Limited
BK:AEONTS
|
Thailand | ฿92.25 Billion |
|
Propel Holdings Inc
TO:PRL
|
Canada | CA$639.53 Million |
|
Muthoot Microfin Limited
NSE:MUTHOOTMF
|
India | Rs108.57 Billion |
|
PTC India Financial Services Limited
NSE:PFS
|
India | Rs53.51 Billion |
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Arman Financial Services Limited
NSE:ARMANFIN
|
India | Rs21.53 Billion |
|
Hexa Tradex Limited
NSE:HEXATRADEX
|
India | Rs55.63 Billion |
Enova International Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.23 | 9.96 | 13.03 |
| Quick Ratio | 0.23 | 9.96 | 13.03 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-234.14 Million | $4.33 Billion | $1.52 Billion |
Enova International Inc - Advanced Valuation Insights
This section examines the relationship between Enova International Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.56 |
| Latest Market Cap to Assets Ratio | 0.56 |
| Asset Growth Rate (YoY) | 22.8% |
| Total Assets | $6.47 Billion |
| Market Capitalization | $3.63 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Enova International Inc's assets below their book value (0.56x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Enova International Inc's assets grew by 22.8% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Enova International Inc (2009–2025)
The table below shows the annual total assets of Enova International Inc from 2009 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $6.47 Billion | +22.83% |
| 2024-12-31 | $5.27 Billion | +14.84% |
| 2023-12-31 | $4.59 Billion | +21.28% |
| 2022-12-31 | $3.78 Billion | +36.92% |
| 2021-12-31 | $2.76 Billion | +31.00% |
| 2020-12-31 | $2.11 Billion | +33.90% |
| 2019-12-31 | $1.57 Billion | +18.53% |
| 2018-12-31 | $1.33 Billion | +14.55% |
| 2017-12-31 | $1.16 Billion | +18.57% |
| 2016-12-31 | $977.88 Million | +11.01% |
| 2015-12-31 | $880.87 Million | +15.87% |
| 2014-12-31 | $760.20 Million | +9.83% |
| 2013-12-31 | $692.15 Million | +12.94% |
| 2012-12-31 | $612.87 Million | +14.68% |
| 2011-12-31 | $534.44 Million | +26.71% |
| 2010-12-31 | $421.77 Million | +12.25% |
| 2009-12-31 | $375.74 Million | -- |
About Enova International Inc
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications … Read more