Equity Bancshares, Inc. - Asset Resilience Ratio
Equity Bancshares, Inc. (EQBK) has an Asset Resilience Ratio of 14.22% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Equity Bancshares, Inc. total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2024)
This chart shows how Equity Bancshares, Inc.'s Asset Resilience Ratio has changed over time. See EQBK net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Equity Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see EQBK market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $903.86 Million | 14.22% |
| Total Liquid Assets | $903.86 Million | 14.22% |
Asset Resilience Insights
- Moderate Liquidity: Equity Bancshares, Inc. has 14.22% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Equity Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare Equity Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Equity Bancshares, Inc. (2013–2024)
The table below shows the annual Asset Resilience Ratio data for Equity Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 15.06% | $803.23 Million | $5.33 Billion | -3.20pp |
| 2023-12-31 | 18.27% | $919.65 Million | $5.03 Billion | -5.51pp |
| 2022-12-31 | 23.78% | $1.18 Billion | $4.98 Billion | -2.05pp |
| 2021-12-31 | 25.83% | $1.33 Billion | $5.14 Billion | +4.10pp |
| 2020-12-31 | 21.72% | $871.83 Million | $4.01 Billion | +18.13pp |
| 2019-12-31 | 3.60% | $142.07 Million | $3.95 Billion | -0.56pp |
| 2018-12-31 | 4.16% | $168.88 Million | $4.06 Billion | -0.96pp |
| 2017-12-31 | 5.12% | $162.27 Million | $3.17 Billion | +0.75pp |
| 2016-12-31 | 4.37% | $95.73 Million | $2.19 Billion | -3.88pp |
| 2015-12-31 | 8.25% | $130.81 Million | $1.59 Billion | +3.74pp |
| 2014-12-31 | 4.51% | $52.98 Million | $1.18 Billion | -1.23pp |
| 2013-12-31 | 5.74% | $65.45 Million | $1.14 Billion | -- |
About Equity Bancshares, Inc.
Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment … Read more