Equity Bancshares, Inc. Asset Resilience Ratio

Latest as of March 2026: 14.78%

Equity Bancshares, Inc. asset resilience ratio. Equity Bancshares, Inc. (EQBK) has an Asset Resilience Ratio of 14.78% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See EQBK cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$1.13 Billion

Cash + Short-term Investments

Total Assets

$7.67 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio of Equity Bancshares, Inc. (2013–2025)

Asset resilience ratio of Equity Bancshares, Inc. from 2013 to 2025. This chart shows how Equity Bancshares, Inc.'s Asset Resilience Ratio has changed over time. Read Equity Bancshares, Inc. (EQBK) financial obligations for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Equity Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see EQBK current and non-current assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.13 Billion	14.78%
Total Liquid Assets	$1.13 Billion	14.78%

Asset Resilience Insights

Moderate Liquidity: Equity Bancshares, Inc. has 14.78% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Equity Bancshares, Inc. Industry Peers by Asset Resilience Ratio

Compare Equity Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Societe Generale S.A. PA:GLE	Banks - Regional	11.25%
Itau Unibanco Banco Holding SA NYSE:ITUB	Banks - Regional	3.55%
Spar Nord Bank CO:SPNO	Banks - Regional	-3.96%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
Bank Ina Perdana PT JK:BINA	Banks - Regional	-30.89%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%

Equity Bancshares, Inc. Asset Resilience Ratio by Year (2013–2025)

Equity Bancshares, Inc. asset resilience ratio by year from 2013 to 2025. The table below shows the annual Asset Resilience Ratio data for Equity Bancshares, Inc..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	16.17%	$1.03 Billion	$6.37 Billion	+1.11pp
2024-12-31	15.06%	$803.23 Million	$5.33 Billion	-3.20pp
2023-12-31	18.27%	$919.65 Million	$5.03 Billion	-5.51pp
2022-12-31	23.78%	$1.18 Billion	$4.98 Billion	-2.05pp
2021-12-31	25.83%	$1.33 Billion	$5.14 Billion	+4.10pp
2020-12-31	21.72%	$871.83 Million	$4.01 Billion	+18.13pp
2019-12-31	3.60%	$142.07 Million	$3.95 Billion	-0.56pp
2018-12-31	4.16%	$168.88 Million	$4.06 Billion	-0.96pp
2017-12-31	5.12%	$162.27 Million	$3.17 Billion	+0.75pp
2016-12-31	4.37%	$95.73 Million	$2.19 Billion	-3.88pp
2015-12-31	8.25%	$130.81 Million	$1.59 Billion	+3.74pp
2014-12-31	4.51%	$52.98 Million	$1.18 Billion	-1.23pp
2013-12-31	5.74%	$65.45 Million	$1.14 Billion	--

pp = percentage points

About Equity Bancshares, Inc.

NYSE:EQBK USA Banks - Regional

Market Cap

$1.03 Billion

Market Cap Rank

#8898 Global

#2551 in USA

Share Price

$49.97

Change (1 day)

+1.69%

52-Week Range

$40.74 - $51.73

All Time High

$51.73