Equity Bancshares, Inc. (EQBK) - Net Assets
Based on the latest financial reports, Equity Bancshares, Inc. (EQBK) has net assets worth $817.62 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($7.67 Billion) and total liabilities ($6.85 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check EQBK intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $817.62 Million |
| % of Total Assets | 10.66% |
| Annual Growth Rate | -3.29% |
| 5-Year Change | 46.23% |
| 10-Year Change | 183.78% |
| Growth Volatility | 35.9 |
Equity Bancshares, Inc. - Net Assets Trend (2012–2025)
This chart illustrates how Equity Bancshares, Inc.'s net assets have evolved over time, based on quarterly financial data. See Equity Bancshares, Inc. (EQBK) liquidity interval to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Equity Bancshares, Inc. (2012–2025)
The table below shows the annual net assets of Equity Bancshares, Inc. from 2012 to 2025. For live valuation and market cap data, see market value of Equity Bancshares, Inc..
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $732.05 Million | +23.47% |
| 2024-12-31 | $592.92 Million | +30.93% |
| 2023-12-31 | $452.86 Million | +10.44% |
| 2022-12-31 | $410.06 Million | -18.09% |
| 2021-12-31 | $500.63 Million | +22.81% |
| 2020-12-31 | $407.65 Million | -14.73% |
| 2019-12-31 | $478.06 Million | +4.85% |
| 2018-12-31 | $455.94 Million | +21.86% |
| 2017-12-31 | $374.14 Million | +45.04% |
| 2016-12-31 | $257.96 Million | +54.25% |
| 2015-12-31 | $167.23 Million | +42.05% |
| 2014-12-31 | $117.73 Million | -15.83% |
| 2013-12-31 | $139.87 Million | -87.64% |
| 2012-12-31 | $1.13 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Equity Bancshares, Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 20532800000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $205.33 Million | 28.05% |
| Common Stock | $249.00K | 0.03% |
| Other Comprehensive Income | $7.03 Million | 0.96% |
| Other Components | $519.45 Million | 70.96% |
| Total Equity | $732.05 Million | 100.00% |
Equity Bancshares, Inc. Competitors by Market Cap
The table below lists competitors of Equity Bancshares, Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Black Diamond Group Limited
TO:BDI
|
$934.01 Million |
|
Beijing Sanyuan Foods Co Ltd
SHG:600429
|
$934.16 Million |
|
Wuxi Xinhongye Wire & Cable Co. Ltd. A
SHE:301310
|
$934.17 Million |
|
Guangzhou Pearl River Piano Group Co Ltd
SHE:002678
|
$934.20 Million |
|
Green Plains Renewable Energy Inc
NASDAQ:GPRE
|
$933.75 Million |
|
Hanma Technology Group Co Ltd
SHG:600375
|
$933.63 Million |
|
Virtus Investment Partners, Inc.
NYSE:VRTS
|
$933.32 Million |
|
Huafu Top Dyed Melange Yarn Co Ltd
SHE:002042
|
$933.24 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Equity Bancshares, Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 592,918,000 to 732,054,000, a change of 139,136,000 (23.5%).
- Net income of 22,726,000 contributed positively to equity growth.
- Dividend payments of 11,417,000 reduced retained earnings.
- Share repurchases of 13,986,000 reduced equity.
- Other comprehensive income increased equity by 62,213,000.
- Other factors increased equity by 79,600,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $22.73 Million | +3.1% |
| Dividends Paid | $11.42 Million | -1.56% |
| Share Repurchases | $13.99 Million | -1.91% |
| Other Comprehensive Income | $62.21 Million | +8.5% |
| Other Changes | $79.60 Million | +10.87% |
| Total Change | $- | 23.47% |
Book Value vs Market Value Analysis
This analysis compares Equity Bancshares, Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.22x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.98x to 1.22x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $23.56 | $46.60 | x |
| 2013-12-31 | $20.39 | $46.60 | x |
| 2014-12-31 | $17.16 | $46.60 | x |
| 2015-12-31 | $25.44 | $46.60 | x |
| 2016-12-31 | $29.45 | $46.60 | x |
| 2017-12-31 | $29.35 | $46.60 | x |
| 2018-12-31 | $29.02 | $46.60 | x |
| 2019-12-31 | $30.17 | $46.60 | x |
| 2020-12-31 | $27.00 | $46.60 | x |
| 2021-12-31 | $32.71 | $46.60 | x |
| 2022-12-31 | $24.95 | $46.60 | x |
| 2023-12-31 | $28.94 | $46.60 | x |
| 2024-12-31 | $37.83 | $46.60 | x |
| 2025-12-31 | $38.12 | $46.60 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Equity Bancshares, Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.10%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.23%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 8.71x
- Recent ROE (3.10%) is below the historical average (4.72%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 2.76% | 13.27% | 0.02x | 8.60x | $-10.00 Million |
| 2013 | 5.63% | 14.48% | 0.05x | 8.15x | $-6.11 Million |
| 2014 | 7.63% | 16.41% | 0.05x | 9.98x | $-2.79 Million |
| 2015 | 6.16% | 16.80% | 0.04x | 9.48x | $-6.42 Million |
| 2016 | 3.63% | 13.20% | 0.03x | 8.50x | $-16.42 Million |
| 2017 | 5.52% | 17.82% | 0.04x | 8.47x | $-16.77 Million |
| 2018 | 7.86% | 20.02% | 0.04x | 8.91x | $-9.77 Million |
| 2019 | 5.35% | 12.92% | 0.05x | 8.26x | $-22.23 Million |
| 2020 | -18.39% | -42.35% | 0.04x | 9.85x | $-115.73 Million |
| 2021 | 10.48% | 28.09% | 0.04x | 10.27x | $2.42 Million |
| 2022 | 14.07% | 26.19% | 0.04x | 12.15x | $16.68 Million |
| 2023 | 1.73% | 3.48% | 0.04x | 11.12x | $-37.47 Million |
| 2024 | 10.56% | 19.18% | 0.06x | 8.99x | $3.33 Million |
| 2025 | 3.10% | 7.23% | 0.05x | 8.71x | $-50.48 Million |
Industry Comparison
This section compares Equity Bancshares, Inc.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $545,762,800
- Average return on equity (ROE) among peers: 9.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Equity Bancshares, Inc. (EQBK) | $817.62 Million | 2.76% | 8.38x | $933.79 Million |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $80.66 Million | 12.52% | 9.24x | $5.85 Billion |
| ACNB Corporation (ACNB) | $62.69 Million | 13.30% | 9.05x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $80.78 Million | 3.82% | 9.53x | $137.20 Million |
| Alerus Financial Corp (ALRS) | $168.78 Million | 8.32% | 11.15x | $736.27 Million |
| Amalgamated Bank (AMAL) | $585.36 Million | 15.03% | 12.62x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $1.00 Billion | 3.23% | 8.67x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $371.19 Million | 13.43% | 9.85x | $622.98 Million |
| Associated Banc-Corp (ASB) | $2.94 Billion | 6.41% | 8.44x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $97.98 Million | 7.93% | 10.85x | $62.43 Million |
About Equity Bancshares, Inc.
Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. It accepts demand, savings, money market, and time deposits. The company's loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment… Read more