FB Financial Corp - Asset Resilience Ratio
FB Financial Corp (FBK) has an Asset Resilience Ratio of 3.75% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read FBK current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2024)
This chart shows how FB Financial Corp's Asset Resilience Ratio has changed over time. See what is FB Financial Corp's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down FB Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see FB Financial Corp (FBK) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $608.72 Million | 3.75% |
| Total Liquid Assets | $608.72 Million | 3.75% |
Asset Resilience Insights
- Limited Liquidity: FB Financial Corp maintains only 3.75% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
FB Financial Corp Industry Peers by Asset Resilience Ratio
Compare FB Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for FB Financial Corp (2013–2024)
The table below shows the annual Asset Resilience Ratio data for FB Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 6.28% | $826.70 Million | $13.16 Billion | -1.48pp |
| 2023-12-31 | 7.76% | $978.21 Million | $12.60 Billion | -3.69pp |
| 2022-12-31 | 11.45% | $1.47 Billion | $12.85 Billion | -1.87pp |
| 2021-12-31 | 13.32% | $1.68 Billion | $12.60 Billion | +2.86pp |
| 2020-12-31 | 10.46% | $1.17 Billion | $11.21 Billion | -0.78pp |
| 2019-12-31 | 11.24% | $688.38 Million | $6.12 Billion | -1.53pp |
| 2018-12-31 | 12.76% | $655.70 Million | $5.14 Billion | +1.26pp |
| 2017-12-31 | 11.51% | $543.99 Million | $4.73 Billion | -6.26pp |
| 2016-12-31 | 17.77% | $582.18 Million | $3.28 Billion | -4.63pp |
| 2015-12-31 | 22.40% | $649.39 Million | $2.90 Billion | -4.48pp |
| 2014-12-31 | 26.88% | $652.60 Million | $2.43 Billion | -3.48pp |
| 2013-12-31 | 30.36% | $685.55 Million | $2.26 Billion | -- |
About FB Financial Corp
FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services. The company operates in two segments, Banking and Mortgage. It offers checking, demand, money market, and savings accounts; deposit and lending products and services to corporate, commercial, and individual customers; and time deposits, as well as residentia… Read more