FB Financial Corp - Asset Resilience Ratio

Latest as of June 2026: 9.09%

FB Financial Corp (FBK) has an Asset Resilience Ratio of 9.09% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of FB Financial Corp to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$1.53 Billion

Cash + Short-term Investments

Total Assets

$16.80 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2013–2025)

This chart shows how FB Financial Corp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see FBK current and non-current assets.

Liquid Assets Composition Over Time

This chart breaks down FB Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of FB Financial Corp to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.53 Billion	9.09%
Total Liquid Assets	$1.53 Billion	9.09%

Asset Resilience Insights

Limited Liquidity: FB Financial Corp maintains only 9.09% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

FB Financial Corp Industry Peers by Asset Resilience Ratio

Compare FB Financial Corp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for FB Financial Corp (2013–2025)

The table below shows the annual Asset Resilience Ratio data for FB Financial Corp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	3.76%	$613.20 Million	$16.30 Billion	-2.52pp
2024-12-31	6.28%	$826.70 Million	$13.16 Billion	-1.48pp
2023-12-31	7.76%	$978.21 Million	$12.60 Billion	-3.69pp
2022-12-31	11.45%	$1.47 Billion	$12.85 Billion	-1.87pp
2021-12-31	13.32%	$1.68 Billion	$12.60 Billion	+2.86pp
2020-12-31	10.46%	$1.17 Billion	$11.21 Billion	-0.78pp
2019-12-31	11.24%	$688.38 Million	$6.12 Billion	-1.53pp
2018-12-31	12.76%	$655.70 Million	$5.14 Billion	+1.26pp
2017-12-31	11.51%	$543.99 Million	$4.73 Billion	-6.26pp
2016-12-31	17.77%	$582.18 Million	$3.28 Billion	-4.63pp
2015-12-31	22.40%	$649.39 Million	$2.90 Billion	-4.48pp
2014-12-31	26.88%	$652.60 Million	$2.43 Billion	-3.48pp
2013-12-31	30.36%	$685.55 Million	$2.26 Billion	--

pp = percentage points

About FB Financial Corp

NYSE:FBK USA Banks - Regional

Market Cap

$2.71 Billion

Market Cap Rank

#5213 Global

#1736 in USA

Share Price

$54.15

Change (1 day)

-0.95%

52-Week Range

$50.92 - $62.08

All Time High

$62.08