FB Financial Corp Net Assets

Latest as of June 2026: $1.94 Billion USD

FB Financial Corp net assets. Based on the latest financial reports, FB Financial Corp (FBK) has net assets worth $1.94 Billion USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($16.80 Billion) and total liabilities ($14.86 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore net asset growth rate of FB Financial Corp to track the company's year-over-year net asset growth rate.

Key Net Assets Metrics

Metric	Value
Current Net Assets	$1.94 Billion
% of Total Assets	11.53%
Annual Growth Rate	19.26%
5-Year Change	35.99%
10-Year Change	489.49%
Growth Volatility	25.39

Net Assets of FB Financial Corp (2012–2025)

Net assets of FB Financial Corp from 2012 to 2025. This chart illustrates how FB Financial Corp's net assets have evolved over time, based on quarterly financial data. See FBK net asset quality index to measure how much of total assets are equity-financed.

Annual Net Assets for FB Financial Corp (2012–2025)

The table below shows the annual net assets of FB Financial Corp from 2012 to 2025. For live market cap and overall valuation, see how much is FB Financial Corp worth.

Year	Net Assets	Change
2025-12-31	$1.95 Billion	+24.28%
2024-12-31	$1.57 Billion	+7.75%
2023-12-31	$1.45 Billion	+9.76%
2022-12-31	$1.33 Billion	-7.48%
2021-12-31	$1.43 Billion	+10.94%
2020-12-31	$1.29 Billion	+69.40%
2019-12-31	$762.33 Million	+13.47%
2018-12-31	$671.86 Million	+12.59%
2017-12-31	$596.73 Million	+80.55%
2016-12-31	$330.50 Million	+39.64%
2015-12-31	$236.67 Million	+9.96%
2014-12-31	$215.23 Million	+13.46%
2013-12-31	$189.69 Million	-3.89%
2012-12-31	$197.37 Million	--

Equity Component Analysis

This analysis shows how different components contribute to FB Financial Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 1168.7% over the analyzed period, indicating profitable operations and earnings retention.

FB Financial Corp Net Assets Breakdown (December 2025)

FB Financial Corp net assets breakdown by equity component as of December 2025.

Component	Amount	Percentage
Retained Earnings	$846.62 Million	43.46%
Common Stock	$51.75 Million	2.66%
Other Comprehensive Income	$-32.55 Million	-1.67%
Other Components	$1.08 Billion	55.56%
Total Equity	$1.95 Billion	100.00%

FB Financial Corp Competitors by Market Cap

The table below lists competitors of FB Financial Corp ranked by their market capitalization.

Company	Market Cap
Medical Properties Trust Inc NYSE:MPW	$2.78 Billion
Chongqing Brewery Co Ltd SHG:600132	$2.79 Billion
Acer Inc TW:2353	$2.79 Billion
Deppon Logistics Co Ltd SHG:603056	$2.79 Billion
Vapores SN:VAPORES	$2.78 Billion
China Southern Power Grid Energy Efficiency & Clean Energy Co Ltd SHE:003035	$2.78 Billion
Zhongshan Broad-Ocean Motor Co Ltd SHE:002249	$2.78 Billion
Delek Logistics Partners LP NYSE:DKL	$2.78 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in FB Financial Corp's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 1,567,538,000 to 1,948,165,000, a change of 380,627,000 (24.3%).
Net income of 122,622,000 contributed positively to equity growth.
Dividend payments of 37,887,000 reduced retained earnings.
Share repurchases of 155,914,000 reduced equity.
New share issuances of 897,000 increased equity.
Other comprehensive income increased equity by 69,133,000.
Other factors increased equity by 381,776,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	$122.62 Million	+6.29%
Dividends Paid	$37.89 Million	-1.94%
Share Repurchases	$155.91 Million	-8.0%
Share Issuances	$897.00K	+0.05%
Other Comprehensive Income	$69.13 Million	+3.55%
Other Changes	$381.78 Million	+19.6%
Total Change	$-	24.28%

Book Value vs Market Value Analysis

This analysis compares FB Financial Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.52x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 4.85x to 1.52x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2012-12-31	$11.49	$55.71	x
2013-12-31	$7.91	$55.71	x
2014-12-31	$12.53	$55.71	x
2015-12-31	$9.87	$55.71	x
2016-12-31	$17.11	$55.71	x
2017-12-31	$21.15	$55.71	x
2018-12-31	$21.45	$55.71	x
2019-12-31	$24.28	$55.71	x
2020-12-31	$33.89	$55.71	x
2021-12-31	$29.87	$55.71	x
2022-12-31	$28.06	$55.71	x
2023-12-31	$31.07	$55.71	x
2024-12-31	$33.47	$55.71	x
2025-12-31	$36.71	$55.71	x

Capital Efficiency Dashboard

This dashboard shows how efficiently FB Financial Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 6.29%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 13.97%
• Asset Turnover: 0.05x
• Equity Multiplier: 8.37x
Recent ROE (6.29%) is below the historical average (10.96%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2012	10.40%	19.38%	0.05x	11.31x	$779.80K
2013	14.18%	20.94%	0.06x	11.91x	$7.93 Million
2014	15.08%	22.59%	0.06x	11.28x	$10.94 Million
2015	20.22%	24.88%	0.07x	12.25x	$24.19 Million
2016	12.28%	15.31%	0.08x	9.91x	$7.54 Million
2017	8.78%	16.84%	0.07x	7.92x	$-7.27 Million
2018	11.94%	21.67%	0.07x	7.65x	$13.05 Million
2019	10.99%	20.05%	0.07x	8.03x	$7.58 Million
2020	4.93%	10.32%	0.06x	8.68x	$-65.51 Million
2021	13.28%	31.03%	0.05x	8.79x	$47.02 Million
2022	9.40%	20.89%	0.05x	9.69x	$-7.99 Million
2023	8.26%	16.05%	0.06x	8.66x	$-25.26 Million
2024	7.40%	15.13%	0.06x	8.39x	$-40.72 Million
2025	6.29%	13.97%	0.05x	8.37x	$-72.19 Million

Industry Comparison

This section compares FB Financial Corp's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $627,551,500
Average return on equity (ROE) among peers: 7.01%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
FB Financial Corp (FBK)	$1.94 Billion	10.40%	7.67x	$2.78 Billion
Ameris Bancorp (ABCB)	$239.36 Million	-1.64%	9.06x	$4.95 Billion
Ameris Bancorp (ABCB)	$68.20 Million	10.85%	9.15x	$5.65 Billion
ACNB Corporation (ACNB)	$110.02 Million	9.35%	8.91x	$645.30 Million
Affinity Bancshares Inc (AFBI)	$45.08 Million	2.57%	4.16x	$140.18 Million
Alerus Financial Corp (ALRS)	$359.40 Million	14.66%	8.44x	$829.34 Million
Amalgamated Bank (AMAL)	$344.07 Million	1.78%	10.75x	$1.27 Billion
Amerant Bancorp Inc. (AMTB)	$753.45 Million	5.71%	10.20x	$979.96 Million
Arrow Financial Corporation (AROW)	$166.38 Million	13.18%	10.80x	$724.09 Million
Associated Banc-Corp (ASB)	$4.09 Billion	7.50%	7.17x	$5.91 Billion
AmeriServ Financial Inc (ASRV)	$98.61 Million	6.11%	10.88x	$78.95 Million

About FB Financial Corp

NYSE:FBK USA Banks - Regional

Market Cap

$2.78 Billion

Market Cap Rank

#4983 Global

#1701 in USA

Share Price

$55.71

Change (1 day)

+1.72%

52-Week Range

$50.38 - $62.08

All Time High

$62.08