HCI Group Inc - Asset Resilience Ratio

Latest as of March 2026: 1.75%

HCI Group Inc (HCI) has an Asset Resilience Ratio of 1.75% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check HCI PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$40.55 Million

Cash + Short-term Investments

Total Assets

$2.32 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2007–2025)

This chart shows how HCI Group Inc's Asset Resilience Ratio has changed over time. See how leveraged is HCI Group Inc's balance sheet to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down HCI Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is HCI Group Inc worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$40.55 Million	1.75%
Total Liquid Assets	$40.55 Million	1.75%

Asset Resilience Insights

Limited Liquidity: HCI Group Inc maintains only 1.75% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

HCI Group Inc Industry Peers by Asset Resilience Ratio

Compare HCI Group Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Shinkong Insurance Co Ltd TW:2850	Insurance - Property & Casualty	2.09%
QBE Insurance Group Ltd AU:QBE	Insurance - Property & Casualty	3.80%
Suncorp Group Ltd AU:SUNPH	Insurance - Property & Casualty	69.36%
Suncorp Group Ltd AU:SUN	Insurance - Property & Casualty	3.36%
Insurance Australia Group Ltd AU:IAG	Insurance - Property & Casualty	2.07%
Definity Financial Corp TO:DFY	Insurance - Property & Casualty	2.07%
People's Insurance of China Ltd SHG:601319	Insurance - Property & Casualty	38.29%
Fairfax Financial Holdings Ltd TO:FFH	Insurance - Property & Casualty	4.66%

Annual Asset Resilience Ratio for HCI Group Inc (2007–2025)

The table below shows the annual Asset Resilience Ratio data for HCI Group Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	49.09%	$1.24 Billion	$2.53 Billion	+1.84pp
2024-12-31	47.25%	$1.05 Billion	$2.23 Billion	+4.71pp
2023-12-31	42.54%	$770.50 Million	$1.81 Billion	+2.68pp
2022-12-31	39.86%	$718.76 Million	$1.80 Billion	-17.20pp
2021-12-31	57.06%	$671.53 Million	$1.18 Billion	+3.62pp
2020-12-31	53.44%	$503.06 Million	$941.31 Million	-0.45pp
2019-12-31	53.89%	$432.55 Million	$802.61 Million	-4.78pp
2018-12-31	58.67%	$488.66 Million	$832.86 Million	-6.90pp
2017-12-31	65.57%	$552.28 Million	$842.26 Million	-9.02pp
2016-12-31	74.59%	$499.81 Million	$670.06 Million	+47.39pp
2015-12-31	27.20%	$173.25 Million	$636.99 Million	+3.51pp
2014-12-31	23.69%	$142.63 Million	$602.21 Million	-0.98pp
2013-12-31	24.66%	$129.80 Million	$526.32 Million	+11.41pp
2012-12-31	13.25%	$44.83 Million	$338.29 Million	-2.87pp
2011-12-31	16.13%	$34.64 Million	$214.82 Million	-4.14pp
2010-12-31	20.27%	$28.56 Million	$140.95 Million	+11.91pp
2009-12-31	8.36%	$11.52 Million	$137.89 Million	-12.54pp
2008-12-31	20.90%	$27.58 Million	$131.99 Million	-21.75pp
2007-12-31	42.64%	$17.05 Million	$39.99 Million	--

pp = percentage points

About HCI Group Inc

NYSE:HCI USA Insurance - Property & Casualty

Market Cap

$2.09 Billion

Market Cap Rank

#6379 Global

#1952 in USA

Share Price

$163.63

Change (1 day)

-0.55%

52-Week Range

$137.88 - $206.40

All Time High

$206.40