HCI Group Inc Asset Resilience Ratio
HCI Group Inc asset resilience ratio. HCI Group Inc (HCI) has an Asset Resilience Ratio of 1.75% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HCI defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of HCI Group Inc (2007–2025)
Asset resilience ratio of HCI Group Inc from 2007 to 2025. This chart shows how HCI Group Inc's Asset Resilience Ratio has changed over time. Read HCI liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down HCI Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see HCI Group Inc balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $40.55 Million | 1.75% |
| Total Liquid Assets | $40.55 Million | 1.75% |
Asset Resilience Insights
- Limited Liquidity: HCI Group Inc maintains only 1.75% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
HCI Group Inc Industry Peers by Asset Resilience Ratio
Compare HCI Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Admiral Group PLC
LSE:ADM |
Insurance - Property & Casualty | 39.53% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
HCI Group Inc Asset Resilience Ratio by Year (2007–2025)
HCI Group Inc asset resilience ratio by year from 2007 to 2025. The table below shows the annual Asset Resilience Ratio data for HCI Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 49.09% | $1.24 Billion | $2.53 Billion | +1.84pp |
| 2024-12-31 | 47.25% | $1.05 Billion | $2.23 Billion | +4.71pp |
| 2023-12-31 | 42.54% | $770.50 Million | $1.81 Billion | +2.68pp |
| 2022-12-31 | 39.86% | $718.76 Million | $1.80 Billion | -17.20pp |
| 2021-12-31 | 57.06% | $671.53 Million | $1.18 Billion | +3.62pp |
| 2020-12-31 | 53.44% | $503.06 Million | $941.31 Million | -0.45pp |
| 2019-12-31 | 53.89% | $432.55 Million | $802.61 Million | -4.78pp |
| 2018-12-31 | 58.67% | $488.66 Million | $832.86 Million | -6.90pp |
| 2017-12-31 | 65.57% | $552.28 Million | $842.26 Million | -9.02pp |
| 2016-12-31 | 74.59% | $499.81 Million | $670.06 Million | +47.39pp |
| 2015-12-31 | 27.20% | $173.25 Million | $636.99 Million | +3.51pp |
| 2014-12-31 | 23.69% | $142.63 Million | $602.21 Million | -0.98pp |
| 2013-12-31 | 24.66% | $129.80 Million | $526.32 Million | +11.41pp |
| 2012-12-31 | 13.25% | $44.83 Million | $338.29 Million | -2.87pp |
| 2011-12-31 | 16.13% | $34.64 Million | $214.82 Million | -4.14pp |
| 2010-12-31 | 20.27% | $28.56 Million | $140.95 Million | +11.91pp |
| 2009-12-31 | 8.36% | $11.52 Million | $137.89 Million | -12.54pp |
| 2008-12-31 | 20.90% | $27.58 Million | $131.99 Million | -21.75pp |
| 2007-12-31 | 42.64% | $17.05 Million | $39.99 Million | -- |
About HCI Group Inc
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solut… Read more