HCI Group Inc (HCI) - Net Assets
Based on the latest financial reports, HCI Group Inc (HCI) has net assets worth $855.57 Million USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.35 Billion) and total liabilities ($1.49 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check HCI Group Inc (HCI) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $855.57 Million |
| % of Total Assets | 36.46% |
| Annual Growth Rate | N/A |
| 5-Year Change | 133.2% |
| 10-Year Change | 97.31% |
| Growth Volatility | 48.42 |
HCI Group Inc - Net Assets Trend (2006–2024)
This chart illustrates how HCI Group Inc's net assets have evolved over time, based on quarterly financial data. Also explore HCI Group Inc asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for HCI Group Inc (2006–2024)
The table below shows the annual net assets of HCI Group Inc from 2006 to 2024. For live valuation and market cap data, see market value of HCI Group Inc.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $469.04 Million | +10.80% |
| 2023-12-31 | $423.32 Million | +66.14% |
| 2022-12-31 | $254.81 Million | -38.52% |
| 2021-12-31 | $414.46 Million | +106.06% |
| 2020-12-31 | $201.14 Million | +8.40% |
| 2019-12-31 | $185.54 Million | +2.26% |
| 2018-12-31 | $181.44 Million | -6.46% |
| 2017-12-31 | $193.97 Million | -20.42% |
| 2016-12-31 | $243.75 Million | +2.53% |
| 2015-12-31 | $237.72 Million | +30.20% |
| 2014-12-31 | $182.59 Million | +13.75% |
| 2013-12-31 | $160.52 Million | +32.39% |
| 2012-12-31 | $121.25 Million | +89.96% |
| 2011-12-31 | $63.83 Million | +36.89% |
| 2010-12-31 | $46.63 Million | +2.76% |
| 2009-12-31 | $45.38 Million | +21.35% |
| 2008-12-31 | $37.39 Million | +160.80% |
| 2007-12-31 | $14.34 Million | +14582.83% |
| 2006-12-31 | $-99.00K | -- |
Equity Component Analysis
This analysis shows how different components contribute to HCI Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 33189300000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $331.79 Million | 73.19% |
| Other Comprehensive Income | $-749.00K | -0.17% |
| Other Components | $122.29 Million | 26.98% |
| Total Equity | $453.33 Million | 100.00% |
HCI Group Inc Competitors by Market Cap
The table below lists competitors of HCI Group Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Hangzhou Steam Turbine
SHE:200771
|
$1.99 Billion |
|
SF Diamond
SHE:300179
|
$2.00 Billion |
|
North Electro-Optic Co Ltd
SHG:600184
|
$2.00 Billion |
|
Shenglan Technology Co Ltd
SHE:300843
|
$2.00 Billion |
|
Atrium Ljungberg AB (publ)
ST:ATRLJ-B
|
$1.99 Billion |
|
Select Medical Holdings
NYSE:SEM
|
$1.99 Billion |
|
Dongfeng Automobile Co Ltd
SHG:600006
|
$1.99 Billion |
|
Westone Information Industry Inc
SHE:002268
|
$1.99 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in HCI Group Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 324,843,000 to 453,333,000, a change of 128,490,000 (39.6%).
- Net income of 109,953,000 contributed positively to equity growth.
- Dividend payments of 16,598,000 reduced retained earnings.
- Share repurchases of 1,037,000 reduced equity.
- Other comprehensive income increased equity by 2,414,000.
- Other factors increased equity by 33,758,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $109.95 Million | +24.25% |
| Dividends Paid | $16.60 Million | -3.66% |
| Share Repurchases | $1.04 Million | -0.23% |
| Other Comprehensive Income | $2.41 Million | +0.53% |
| Other Changes | $33.76 Million | +7.45% |
| Total Change | $- | 39.55% |
Book Value vs Market Value Analysis
This analysis compares HCI Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 4.31x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2006-12-31 | $-0.03 | $153.91 | x |
| 2007-12-31 | $2.77 | $153.91 | x |
| 2008-12-31 | $6.16 | $153.91 | x |
| 2009-12-31 | $6.31 | $153.91 | x |
| 2010-12-31 | $6.99 | $153.91 | x |
| 2011-12-31 | $8.57 | $153.91 | x |
| 2012-12-31 | $12.36 | $153.91 | x |
| 2013-12-31 | $14.43 | $153.91 | x |
| 2014-12-31 | $15.61 | $153.91 | x |
| 2015-12-31 | $20.94 | $153.91 | x |
| 2016-12-31 | $22.42 | $153.91 | x |
| 2017-12-31 | $22.67 | $153.91 | x |
| 2018-12-31 | $22.98 | $153.91 | x |
| 2019-12-31 | $18.12 | $153.91 | x |
| 2020-12-31 | $20.75 | $153.91 | x |
| 2021-12-31 | $37.69 | $153.91 | x |
| 2022-12-31 | $18.44 | $153.91 | x |
| 2023-12-31 | $29.41 | $153.91 | x |
| 2024-12-31 | $35.73 | $153.91 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently HCI Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 24.25%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 14.67%
- • Asset Turnover: 0.34x
- • Equity Multiplier: 4.92x
- Recent ROE (24.25%) is above the historical average (14.70%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2006 | 0.00% | 0.00% | 0.00x | 0.00x | $-90.00K |
| 2007 | 7.09% | 13.28% | 0.19x | 2.79x | $-416.80K |
| 2008 | 33.84% | 25.55% | 0.38x | 3.53x | $8.92 Million |
| 2009 | 24.04% | 15.96% | 0.50x | 3.04x | $6.37 Million |
| 2010 | 11.63% | 7.90% | 0.49x | 3.02x | $759.10K |
| 2011 | 15.61% | 10.73% | 0.43x | 3.37x | $3.58 Million |
| 2012 | 24.87% | 18.51% | 0.48x | 2.79x | $18.03 Million |
| 2013 | 40.84% | 27.19% | 0.46x | 3.28x | $49.51 Million |
| 2014 | 34.32% | 23.55% | 0.44x | 3.30x | $44.41 Million |
| 2015 | 27.71% | 23.03% | 0.45x | 2.68x | $42.09 Million |
| 2016 | 11.91% | 11.24% | 0.39x | 2.75x | $4.65 Million |
| 2017 | -3.55% | -2.82% | 0.29x | 4.34x | $-26.29 Million |
| 2018 | 9.77% | 7.66% | 0.28x | 4.59x | $-419.10K |
| 2019 | 14.32% | 11.01% | 0.30x | 4.33x | $8.02 Million |
| 2020 | 13.71% | 10.00% | 0.29x | 4.68x | $7.47 Million |
| 2021 | 0.57% | 0.46% | 0.34x | 3.64x | $-30.48 Million |
| 2022 | -35.99% | -11.89% | 0.27x | 11.09x | $-74.77 Million |
| 2023 | 24.33% | 14.37% | 0.30x | 5.58x | $46.55 Million |
| 2024 | 24.25% | 14.67% | 0.34x | 4.92x | $64.62 Million |
Industry Comparison
This section compares HCI Group Inc's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $10,084,217,400
- Average return on equity (ROE) among peers: 20.11%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| HCI Group Inc (HCI) | $855.57 Million | 0.00% | 1.74x | $1.99 Billion |
| American Coastal Insurance Corp (ACIC) | $42.93 Million | 77.85% | 4.43x | $509.11 Million |
| American Financial Group Inc (AFG) | $4.05 Billion | 22.16% | 4.95x | $10.99 Billion |
| Aspen Insurance Holdings Limited (AHL) | $1.48 Billion | 13.17% | 1.66x | $115.72 Million |
| American Integrity Insurance Group, Inc. (AII) | $162.39 Million | 24.47% | 6.38x | $372.20 Million |
| Assurant Inc (AIZ) | $4.28 Billion | 12.14% | 6.44x | $10.94 Billion |
| The Allstate Corporation (ALL) | $16.60 Billion | 16.38% | 4.91x | $54.30 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $322.20 Million | 3.12% | 1.74x | $943.07 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $83.37 Million | 13.50% | 5.78x | $810.40 Million |
| Chubb Ltd (CB) | $68.39 Billion | 13.56% | 2.60x | $125.59 Billion |
| Cincinnati Financial Corporation (CINF) | $5.42 Billion | 4.70% | 1.18x | $24.98 Billion |
About HCI Group Inc
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in the United States. It operates through Insurance Operations, TypTap Group, Reciprocal Exchange Operations, and Real Estate Operations segments. The company provides residential insurance products, such as homeowne… Read more