Home BancShares Inc - Asset Resilience Ratio
Home BancShares Inc (HOMB) has an Asset Resilience Ratio of 11.23% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HOMB working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2025)
This chart shows how Home BancShares Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Home BancShares Inc (HOMB) total assets.
Liquid Assets Composition Over Time
This chart breaks down Home BancShares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of Home BancShares Inc to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.78 Billion | 11.23% |
| Total Liquid Assets | $2.78 Billion | 11.23% |
Asset Resilience Insights
- Moderate Liquidity: Home BancShares Inc has 11.23% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Home BancShares Inc Industry Peers by Asset Resilience Ratio
Compare Home BancShares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Home BancShares Inc (2004–2025)
The table below shows the annual Asset Resilience Ratio data for Home BancShares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.87% | $1.57 Billion | $22.88 Billion | -0.87pp |
| 2024-12-31 | 7.73% | $1.74 Billion | $22.49 Billion | -7.75pp |
| 2023-12-31 | 15.48% | $3.51 Billion | $22.66 Billion | -2.18pp |
| 2022-12-31 | 17.66% | $4.04 Billion | $22.88 Billion | +0.38pp |
| 2021-12-31 | 17.28% | $3.12 Billion | $18.05 Billion | +2.20pp |
| 2020-12-31 | 15.09% | $2.47 Billion | $16.40 Billion | +1.22pp |
| 2019-12-31 | 13.86% | $2.08 Billion | $15.03 Billion | +2.19pp |
| 2018-12-31 | 11.67% | $1.79 Billion | $15.30 Billion | +0.16pp |
| 2017-12-31 | 11.51% | $1.66 Billion | $14.45 Billion | +0.57pp |
| 2016-12-31 | 10.94% | $1.07 Billion | $9.81 Billion | -2.05pp |
| 2015-12-31 | 12.99% | $1.21 Billion | $9.29 Billion | -1.43pp |
| 2014-12-31 | 14.42% | $1.07 Billion | $7.40 Billion | -2.84pp |
| 2013-12-31 | 17.26% | $1.18 Billion | $6.81 Billion | +0.14pp |
| 2012-12-31 | 17.12% | $726.22 Million | $4.24 Billion | -1.50pp |
| 2011-12-31 | 18.62% | $671.22 Million | $3.60 Billion | +6.14pp |
| 2010-12-31 | 12.49% | $469.86 Million | $3.76 Billion | +0.49pp |
| 2009-12-31 | 12.00% | $322.12 Million | $2.68 Billion | -1.77pp |
| 2008-12-31 | 13.77% | $355.24 Million | $2.58 Billion | -5.01pp |
| 2007-12-31 | 18.78% | $430.40 Million | $2.29 Billion | -5.50pp |
| 2006-12-31 | 24.28% | $531.89 Million | $2.19 Billion | +23.63pp |
| 2005-12-31 | 0.65% | $12.49 Million | $1.91 Billion | +0.33pp |
| 2004-12-31 | 0.32% | $2.59 Million | $805.19 Million | -- |
About Home BancShares Inc
Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as certificates of deposit. It also … Read more