Home BancShares Inc Asset Resilience Ratio
Home BancShares Inc asset resilience ratio. Home BancShares Inc (HOMB) has an Asset Resilience Ratio of 11.23% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Home BancShares Inc defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Home BancShares Inc (2004–2025)
Asset resilience ratio of Home BancShares Inc from 2004 to 2025. This chart shows how Home BancShares Inc's Asset Resilience Ratio has changed over time. Read how much debt does Home BancShares Inc carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Home BancShares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Home BancShares Inc balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.78 Billion | 11.23% |
| Total Liquid Assets | $2.78 Billion | 11.23% |
Asset Resilience Insights
- Moderate Liquidity: Home BancShares Inc has 11.23% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Home BancShares Inc Industry Peers by Asset Resilience Ratio
Compare Home BancShares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
Home BancShares Inc Asset Resilience Ratio by Year (2004–2025)
Home BancShares Inc asset resilience ratio by year from 2004 to 2025. The table below shows the annual Asset Resilience Ratio data for Home BancShares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.87% | $1.57 Billion | $22.88 Billion | -0.87pp |
| 2024-12-31 | 7.73% | $1.74 Billion | $22.49 Billion | -7.75pp |
| 2023-12-31 | 15.48% | $3.51 Billion | $22.66 Billion | -2.18pp |
| 2022-12-31 | 17.66% | $4.04 Billion | $22.88 Billion | +0.38pp |
| 2021-12-31 | 17.28% | $3.12 Billion | $18.05 Billion | +2.20pp |
| 2020-12-31 | 15.09% | $2.47 Billion | $16.40 Billion | +1.22pp |
| 2019-12-31 | 13.86% | $2.08 Billion | $15.03 Billion | +2.19pp |
| 2018-12-31 | 11.67% | $1.79 Billion | $15.30 Billion | +0.16pp |
| 2017-12-31 | 11.51% | $1.66 Billion | $14.45 Billion | +0.57pp |
| 2016-12-31 | 10.94% | $1.07 Billion | $9.81 Billion | -2.05pp |
| 2015-12-31 | 12.99% | $1.21 Billion | $9.29 Billion | -1.43pp |
| 2014-12-31 | 14.42% | $1.07 Billion | $7.40 Billion | -2.84pp |
| 2013-12-31 | 17.26% | $1.18 Billion | $6.81 Billion | +0.14pp |
| 2012-12-31 | 17.12% | $726.22 Million | $4.24 Billion | -1.50pp |
| 2011-12-31 | 18.62% | $671.22 Million | $3.60 Billion | +6.14pp |
| 2010-12-31 | 12.49% | $469.86 Million | $3.76 Billion | +0.49pp |
| 2009-12-31 | 12.00% | $322.12 Million | $2.68 Billion | -1.77pp |
| 2008-12-31 | 13.77% | $355.24 Million | $2.58 Billion | -5.01pp |
| 2007-12-31 | 18.78% | $430.40 Million | $2.29 Billion | -5.50pp |
| 2006-12-31 | 24.28% | $531.89 Million | $2.19 Billion | +23.63pp |
| 2005-12-31 | 0.65% | $12.49 Million | $1.91 Billion | +0.33pp |
| 2004-12-31 | 0.32% | $2.59 Million | $805.19 Million | -- |
About Home BancShares Inc
Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as certificates of deposit. It also … Read more