Home BancShares Inc (HOMB) - Net Assets
Based on the latest financial reports, Home BancShares Inc (HOMB) has net assets worth $4.30 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($22.88 Billion) and total liabilities ($18.59 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check HOMB tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $4.30 Billion |
| % of Total Assets | 18.78% |
| Annual Growth Rate | 22.05% |
| 5-Year Change | 55.36% |
| 10-Year Change | 223.68% |
| Growth Volatility | 32.88 |
Home BancShares Inc - Net Assets Trend (2001–2025)
This chart illustrates how Home BancShares Inc's net assets have evolved over time, based on quarterly financial data. See Home BancShares Inc liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Home BancShares Inc (2001–2025)
The table below shows the annual net assets of Home BancShares Inc from 2001 to 2025. For live valuation and market cap data, see market cap of Home BancShares Inc.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $4.30 Billion | +8.48% |
| 2024-12-31 | $3.96 Billion | +4.48% |
| 2023-12-31 | $3.79 Billion | +7.51% |
| 2022-12-31 | $3.53 Billion | +27.50% |
| 2021-12-31 | $2.77 Billion | +6.14% |
| 2020-12-31 | $2.61 Billion | +3.75% |
| 2019-12-31 | $2.51 Billion | +6.88% |
| 2018-12-31 | $2.35 Billion | +6.61% |
| 2017-12-31 | $2.20 Billion | +66.05% |
| 2016-12-31 | $1.33 Billion | +10.65% |
| 2015-12-31 | $1.20 Billion | +18.17% |
| 2014-12-31 | $1.02 Billion | +20.73% |
| 2013-12-31 | $840.96 Million | +63.14% |
| 2012-12-31 | $515.47 Million | +8.73% |
| 2011-12-31 | $474.07 Million | -0.60% |
| 2010-12-31 | $476.93 Million | +2.57% |
| 2009-12-31 | $464.97 Million | +64.28% |
| 2008-12-31 | $283.04 Million | +11.85% |
| 2007-12-31 | $253.06 Million | +9.35% |
| 2006-12-31 | $231.42 Million | +39.53% |
| 2005-12-31 | $165.86 Million | +43.17% |
| 2004-12-31 | $115.85 Million | +147.79% |
| 2002-12-31 | $46.75 Million | +29.88% |
| 2001-12-31 | $36.00 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Home BancShares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 225887100000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $2.26 Billion | 52.57% |
| Common Stock | $1.96 Million | 0.05% |
| Other Comprehensive Income | $-165.89 Million | -3.86% |
| Other Components | $2.20 Billion | 51.24% |
| Total Equity | $4.30 Billion | 100.00% |
Home BancShares Inc Competitors by Market Cap
The table below lists competitors of Home BancShares Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Bezeq Israeli Telecommunication Corp Ltd
TA:BEZQ
|
$5.55 Billion |
|
Codan Ltd
AU:CDA
|
$5.55 Billion |
|
Vipshop Holdings Limited
NYSE:VIPS
|
$5.55 Billion |
|
SCOR SE
PA:SCR
|
$5.55 Billion |
|
Hanjinkal
KO:180640
|
$5.55 Billion |
|
NewJersey Resources Corporation
NYSE:NJR
|
$5.54 Billion |
|
TKMS AG & Co KGaA
XETRA:TKMS
|
$5.54 Billion |
|
GEM Co Ltd
SHE:002340
|
$5.54 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Home BancShares Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,961,025,000 to 4,296,871,000, a change of 335,846,000 (8.5%).
- Net income of 475,441,000 contributed positively to equity growth.
- Dividend payments of 158,920,000 reduced retained earnings.
- Share repurchases of 82,220,000 reduced equity.
- Other comprehensive income increased equity by 90,221,001.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $475.44 Million | +11.06% |
| Dividends Paid | $158.92 Million | -3.7% |
| Share Repurchases | $82.22 Million | -1.91% |
| Other Comprehensive Income | $90.22 Million | +2.1% |
| Other Changes | $11.32 Million | +0.26% |
| Total Change | $- | 8.48% |
Book Value vs Market Value Analysis
This analysis compares Home BancShares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.26x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 16.95x to 1.26x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2001-12-31 | $1.62 | $27.46 | x |
| 2002-12-31 | $1.95 | $27.46 | x |
| 2004-12-31 | $1.53 | $27.46 | x |
| 2005-12-31 | $2.63 | $27.46 | x |
| 2006-12-31 | $3.13 | $27.46 | x |
| 2007-12-31 | $3.04 | $27.46 | x |
| 2008-12-31 | $3.17 | $27.46 | x |
| 2009-12-31 | $4.87 | $27.46 | x |
| 2010-12-31 | $4.17 | $27.46 | x |
| 2011-12-31 | $4.14 | $27.46 | x |
| 2012-12-31 | $4.55 | $27.46 | x |
| 2013-12-31 | $7.22 | $27.46 | x |
| 2014-12-31 | $7.65 | $27.46 | x |
| 2015-12-31 | $8.75 | $27.46 | x |
| 2016-12-31 | $9.43 | $27.46 | x |
| 2017-12-31 | $14.55 | $27.46 | x |
| 2018-12-31 | $13.50 | $27.46 | x |
| 2019-12-31 | $14.97 | $27.46 | x |
| 2020-12-31 | $15.76 | $27.46 | x |
| 2021-12-31 | $16.78 | $27.46 | x |
| 2022-12-31 | $18.08 | $27.46 | x |
| 2023-12-31 | $18.70 | $27.46 | x |
| 2024-12-31 | $19.80 | $27.46 | x |
| 2025-12-31 | $21.74 | $27.46 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Home BancShares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.06%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 34.59%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 5.33x
- Recent ROE (11.06%) is above the historical average (8.90%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 3.77% | 14.51% | 0.03x | 8.95x | $-2.24 Million |
| 2002 | 8.29% | 51.19% | 0.02x | 7.89x | $-798.30K |
| 2004 | 8.59% | 16.72% | 0.07x | 7.55x | $-1.50 Million |
| 2005 | 6.90% | 11.32% | 0.05x | 11.52x | $-5.14 Million |
| 2006 | 6.88% | 11.14% | 0.07x | 9.47x | $-7.22 Million |
| 2007 | 8.08% | 12.20% | 0.07x | 9.06x | $-4.86 Million |
| 2008 | 3.57% | 6.01% | 0.07x | 9.12x | $-18.19 Million |
| 2009 | 5.77% | 16.45% | 0.06x | 5.77x | $-19.69 Million |
| 2010 | 3.69% | 10.08% | 0.05x | 7.89x | $-30.10 Million |
| 2011 | 11.55% | 26.79% | 0.06x | 7.60x | $7.33 Million |
| 2012 | 12.23% | 29.43% | 0.05x | 8.23x | $11.47 Million |
| 2013 | 7.91% | 25.32% | 0.04x | 8.10x | $-17.58 Million |
| 2014 | 11.14% | 28.27% | 0.05x | 7.29x | $11.53 Million |
| 2015 | 11.52% | 31.08% | 0.05x | 7.74x | $18.22 Million |
| 2016 | 13.34% | 34.29% | 0.05x | 7.39x | $44.40 Million |
| 2017 | 6.13% | 22.19% | 0.04x | 6.56x | $-85.35 Million |
| 2018 | 12.78% | 38.53% | 0.05x | 6.51x | $65.41 Million |
| 2019 | 11.53% | 35.79% | 0.05x | 5.99x | $38.39 Million |
| 2020 | 8.23% | 27.57% | 0.05x | 6.29x | $-46.13 Million |
| 2021 | 11.53% | 42.42% | 0.04x | 6.53x | $42.45 Million |
| 2022 | 8.66% | 29.47% | 0.05x | 6.49x | $-47.37 Million |
| 2023 | 10.36% | 29.62% | 0.06x | 5.98x | $13.82 Million |
| 2024 | 10.15% | 27.70% | 0.06x | 5.68x | $6.14 Million |
| 2025 | 11.06% | 34.59% | 0.06x | 5.33x | $45.75 Million |
Industry Comparison
This section compares Home BancShares Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $389,399,400
- Average return on equity (ROE) among peers: 10.20%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Home BancShares Inc (HOMB) | $4.30 Billion | 3.77% | 4.33x | $5.55 Billion |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.79 Billion |
| ACNB Corporation (ACNB) | $51.46 Million | 12.55% | 7.93x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $137.13 Million |
| Alerus Financial Corp (ALRS) | $127.25 Million | 8.42% | 8.09x | $736.27 Million |
| Amalgamated Bank (AMAL) | $508.95 Million | 16.01% | 14.41x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $1.00 Billion | 3.23% | 8.67x | $974.56 Million |
| Arrow Financial Corporation (AROW) | $431.85 Million | 10.18% | 9.29x | $622.98 Million |
| Associated Banc-Corp (ASB) | $968.70 Million | 17.34% | 12.55x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $141.70 Million | 14.89% | 15.78x | $62.43 Million |
About Home BancShares Inc
Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as certificates of deposit. It also … Read more