ICICI Bank Limited
ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. It offers savings, salary, pension, current, trade, escrow, foreign cur… Read more
ICICI Bank Limited - Asset Resilience Ratio
ICICI Bank Limited (IBN) has an Asset Resilience Ratio of 3.55% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2025)
This chart shows how ICICI Bank Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down ICICI Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $937.83 Billion | 3.55% |
| Total Liquid Assets | $937.83 Billion | 3.55% |
Asset Resilience Insights
- Limited Liquidity: ICICI Bank Limited maintains only 3.55% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
ICICI Bank Limited Industry Peers by Asset Resilience Ratio
Compare ICICI Bank Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for ICICI Bank Limited (1999–2025)
The table below shows the annual Asset Resilience Ratio data for ICICI Bank Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 3.55% | $937.83 Billion | $26.42 Trillion | -3.42pp |
| 2024-03-31 | 6.97% | $1.65 Trillion | $23.64 Trillion | +6.97pp |
| 2023-03-31 | 0.00% | $-20.00K | $17.53 Trillion | +0.00pp |
| 2022-03-31 | 0.00% | $-20.00K | $15.74 Trillion | +2.49pp |
| 2021-03-31 | -2.49% | $-391.61 Billion | $15.74 Trillion | -2.49pp |
| 2020-03-31 | 0.00% | $53.00K | $12.39 Trillion | +2.35pp |
| 2019-03-31 | -2.35% | $-291.55 Billion | $12.39 Trillion | -- |
| 2018-03-31 | 0.00% | $0.00 | $12.41 Trillion | -- |
| 2017-03-31 | 0.00% | $0.00 | $9.86 Trillion | -- |
| 2016-03-31 | 3.20% | $294.20 Billion | $9.19 Trillion | +3.04pp |
| 2015-03-31 | 0.16% | $13.60 Billion | $8.26 Trillion | -0.01pp |
| 2014-03-31 | 0.18% | $13.35 Billion | $7.48 Trillion | 0.00pp |
| 2013-03-31 | 0.18% | $12.26 Billion | $6.75 Trillion | -4.06pp |
| 2005-03-31 | 4.24% | $75.63 Billion | $1.78 Trillion | -1.10pp |
| 2004-03-31 | 5.33% | $75.14 Billion | $1.41 Trillion | +1.97pp |
| 2003-03-31 | 3.36% | $39.53 Billion | $1.18 Trillion | -3.09pp |
| 2002-03-31 | 6.45% | $26.07 Billion | $404.34 Billion | -2.07pp |
| 2001-03-31 | 8.52% | $18.67 Billion | $219.20 Billion | -13.12pp |
| 2000-03-31 | 21.63% | $28.21 Billion | $130.39 Billion | +0.47pp |
| 1999-03-31 | 21.16% | $15.42 Billion | $72.88 Billion | -- |