Itau Unibanco Banco Holding SA - Asset Resilience Ratio
Itau Unibanco Banco Holding SA (ITUB) has an Asset Resilience Ratio of 3.55% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of Itau Unibanco Banco Holding SA to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Itau Unibanco Banco Holding SA's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Itau Unibanco Banco Holding SA assets under control.
Liquid Assets Composition Over Time
This chart breaks down Itau Unibanco Banco Holding SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Itau Unibanco Banco Holding SA (ITUB) long-term investment share to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $111.51 Billion | 3.55% |
| Total Liquid Assets | $111.51 Billion | 3.55% |
Asset Resilience Insights
- Limited Liquidity: Itau Unibanco Banco Holding SA maintains only 3.55% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Itau Unibanco Banco Holding SA Industry Peers by Asset Resilience Ratio
Compare Itau Unibanco Banco Holding SA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Itau Unibanco Banco Holding SA (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Itau Unibanco Banco Holding SA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.09% | $156.51 Billion | $3.08 Trillion | -8.00pp |
| 2024-12-31 | 13.09% | $373.68 Billion | $2.85 Trillion | -2.13pp |
| 2023-12-31 | 15.22% | $387.01 Billion | $2.54 Trillion | -0.57pp |
| 2022-12-31 | 15.79% | $366.50 Billion | $2.32 Trillion | +1.65pp |
| 2021-12-31 | 14.14% | $292.56 Billion | $2.07 Trillion | -4.59pp |
| 2020-12-31 | 18.73% | $378.14 Billion | $2.02 Trillion | +0.29pp |
| 2019-12-31 | 18.43% | $301.84 Billion | $1.64 Trillion | -2.78pp |
| 2018-12-31 | 21.22% | $329.46 Billion | $1.55 Trillion | -18.26pp |
| 2017-12-31 | 39.48% | $566.98 Billion | $1.44 Trillion | +32.95pp |
| 2016-12-31 | 6.52% | $88.28 Billion | $1.35 Trillion | -0.22pp |
| 2015-12-31 | 6.74% | $86.05 Billion | $1.28 Trillion | -30.54pp |
| 2014-12-31 | 37.28% | $420.22 Billion | $1.13 Trillion | -0.09pp |
| 2013-12-31 | 37.37% | $383.94 Billion | $1.03 Trillion | -4.32pp |
| 2012-12-31 | 41.70% | $399.12 Billion | $957.15 Billion | +9.72pp |
| 2011-12-31 | 31.98% | $261.65 Billion | $818.14 Billion | +3.90pp |
| 2010-12-31 | 28.08% | $204.18 Billion | $727.08 Billion | +6.34pp |
| 2009-12-31 | 21.74% | $130.24 Billion | $599.09 Billion | -5.98pp |
| 2008-12-31 | 27.72% | $111.27 Billion | $401.38 Billion | +5.62pp |
| 2007-12-31 | 22.10% | $61.83 Billion | $279.81 Billion | +3.10pp |
| 2006-12-31 | 19.00% | $36.54 Billion | $192.27 Billion | +2.60pp |
| 2005-12-31 | 16.40% | $22.85 Billion | $139.35 Billion | +0.33pp |
| 2004-12-31 | 16.07% | $18.58 Billion | $115.64 Billion | -2.61pp |
| 2003-12-31 | 18.68% | $19.39 Billion | $103.78 Billion | +9.26pp |
| 2002-12-31 | 9.42% | $7.93 Billion | $84.16 Billion | -8.88pp |
| 2001-12-31 | 18.30% | $13.22 Billion | $72.24 Billion | +3.86pp |
| 2000-12-31 | 14.44% | $10.04 Billion | $69.55 Billion | -- |
About Itau Unibanco Banco Holding SA
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial … Read more