Itau Unibanco Banco Holding SA - Asset Resilience Ratio
Itau Unibanco Banco Holding SA (ITUB) has an Asset Resilience Ratio of 5.09% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Itau Unibanco Banco Holding SA strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Itau Unibanco Banco Holding SA's Asset Resilience Ratio has changed over time. See ITUB equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Itau Unibanco Banco Holding SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Itau Unibanco Banco Holding SA worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $156.51 Billion | 5.09% |
| Total Liquid Assets | $156.51 Billion | 5.09% |
Asset Resilience Insights
- Limited Liquidity: Itau Unibanco Banco Holding SA maintains only 5.09% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Itau Unibanco Banco Holding SA Industry Peers by Asset Resilience Ratio
Compare Itau Unibanco Banco Holding SA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Itau Unibanco Banco Holding SA (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Itau Unibanco Banco Holding SA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.09% | $156.51 Billion | $3.08 Trillion | -8.00pp |
| 2024-12-31 | 13.09% | $373.68 Billion | $2.85 Trillion | -2.13pp |
| 2023-12-31 | 15.22% | $387.01 Billion | $2.54 Trillion | -0.57pp |
| 2022-12-31 | 15.79% | $366.50 Billion | $2.32 Trillion | +1.65pp |
| 2021-12-31 | 14.14% | $292.56 Billion | $2.07 Trillion | -4.59pp |
| 2020-12-31 | 18.73% | $378.14 Billion | $2.02 Trillion | +0.29pp |
| 2019-12-31 | 18.43% | $301.84 Billion | $1.64 Trillion | -2.78pp |
| 2018-12-31 | 21.22% | $329.46 Billion | $1.55 Trillion | -18.26pp |
| 2017-12-31 | 39.48% | $566.98 Billion | $1.44 Trillion | +32.95pp |
| 2016-12-31 | 6.52% | $88.28 Billion | $1.35 Trillion | -0.22pp |
| 2015-12-31 | 6.74% | $86.05 Billion | $1.28 Trillion | -30.54pp |
| 2014-12-31 | 37.28% | $420.22 Billion | $1.13 Trillion | -0.09pp |
| 2013-12-31 | 37.37% | $383.94 Billion | $1.03 Trillion | -4.32pp |
| 2012-12-31 | 41.70% | $399.12 Billion | $957.15 Billion | +9.72pp |
| 2011-12-31 | 31.98% | $261.65 Billion | $818.14 Billion | +3.90pp |
| 2010-12-31 | 28.08% | $204.18 Billion | $727.08 Billion | +6.34pp |
| 2009-12-31 | 21.74% | $130.24 Billion | $599.09 Billion | -5.98pp |
| 2008-12-31 | 27.72% | $111.27 Billion | $401.38 Billion | +5.62pp |
| 2007-12-31 | 22.10% | $61.83 Billion | $279.81 Billion | +3.10pp |
| 2006-12-31 | 19.00% | $36.54 Billion | $192.27 Billion | +2.60pp |
| 2005-12-31 | 16.40% | $22.85 Billion | $139.35 Billion | +0.33pp |
| 2004-12-31 | 16.07% | $18.58 Billion | $115.64 Billion | -2.61pp |
| 2003-12-31 | 18.68% | $19.39 Billion | $103.78 Billion | +9.26pp |
| 2002-12-31 | 9.42% | $7.93 Billion | $84.16 Billion | -8.88pp |
| 2001-12-31 | 18.30% | $13.22 Billion | $72.24 Billion | +3.86pp |
| 2000-12-31 | 14.44% | $10.04 Billion | $69.55 Billion | -- |
About Itau Unibanco Banco Holding SA
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial … Read more