Itau Unibanco Banco Holding SA - Asset Resilience Ratio
Itau Unibanco Banco Holding SA (ITUB) has an Asset Resilience Ratio of 4.31% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read ITUB total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Itau Unibanco Banco Holding SA's Asset Resilience Ratio has changed over time. See ITUB book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Itau Unibanco Banco Holding SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Itau Unibanco Banco Holding SA worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $132.47 Billion | 4.31% |
| Total Liquid Assets | $132.47 Billion | 4.31% |
Asset Resilience Insights
- Limited Liquidity: Itau Unibanco Banco Holding SA maintains only 4.31% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Itau Unibanco Banco Holding SA Industry Peers by Asset Resilience Ratio
Compare Itau Unibanco Banco Holding SA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Itau Unibanco Banco Holding SA (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Itau Unibanco Banco Holding SA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.31% | $132.47 Billion | $3.08 Trillion | -8.78pp |
| 2024-12-31 | 13.09% | $373.68 Billion | $2.85 Trillion | -2.13pp |
| 2023-12-31 | 15.22% | $387.01 Billion | $2.54 Trillion | -0.57pp |
| 2022-12-31 | 15.79% | $366.50 Billion | $2.32 Trillion | +1.65pp |
| 2021-12-31 | 14.14% | $292.56 Billion | $2.07 Trillion | -4.59pp |
| 2020-12-31 | 18.73% | $378.14 Billion | $2.02 Trillion | +0.29pp |
| 2019-12-31 | 18.43% | $301.84 Billion | $1.64 Trillion | -2.78pp |
| 2018-12-31 | 21.22% | $329.46 Billion | $1.55 Trillion | -18.26pp |
| 2017-12-31 | 39.48% | $566.98 Billion | $1.44 Trillion | +32.95pp |
| 2016-12-31 | 6.52% | $88.28 Billion | $1.35 Trillion | -0.22pp |
| 2015-12-31 | 6.74% | $86.05 Billion | $1.28 Trillion | -30.54pp |
| 2014-12-31 | 37.28% | $420.22 Billion | $1.13 Trillion | -0.09pp |
| 2013-12-31 | 37.37% | $383.94 Billion | $1.03 Trillion | -4.32pp |
| 2012-12-31 | 41.70% | $399.12 Billion | $957.15 Billion | +9.72pp |
| 2011-12-31 | 31.98% | $261.65 Billion | $818.14 Billion | +3.90pp |
| 2010-12-31 | 28.08% | $204.18 Billion | $727.08 Billion | +6.34pp |
| 2009-12-31 | 21.74% | $130.24 Billion | $599.09 Billion | -5.98pp |
| 2008-12-31 | 27.72% | $111.27 Billion | $401.38 Billion | +5.62pp |
| 2007-12-31 | 22.10% | $61.83 Billion | $279.81 Billion | +3.10pp |
| 2006-12-31 | 19.00% | $36.54 Billion | $192.27 Billion | +2.60pp |
| 2005-12-31 | 16.40% | $22.85 Billion | $139.35 Billion | +0.33pp |
| 2004-12-31 | 16.07% | $18.58 Billion | $115.64 Billion | -2.61pp |
| 2003-12-31 | 18.68% | $19.39 Billion | $103.78 Billion | +9.26pp |
| 2002-12-31 | 9.42% | $7.93 Billion | $84.16 Billion | -8.88pp |
| 2001-12-31 | 18.30% | $13.22 Billion | $72.24 Billion | +3.86pp |
| 2000-12-31 | 14.44% | $10.04 Billion | $69.55 Billion | -- |
About Itau Unibanco Banco Holding SA
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Banking, Wholesale Banking, and Activities with the Market + Corporation. The company offers current account; loans; credit and debit cards; investment and commercial banking services; real estate lending and fina… Read more