Itau Unibanco Banco Holding SA (ITUB) - Net Assets
Based on the latest financial reports, Itau Unibanco Banco Holding SA (ITUB) has net assets worth $214.97 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.08 Trillion) and total liabilities ($2.86 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check ITUB asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $214.97 Billion |
| % of Total Assets | 6.99% |
| Annual Growth Rate | 14.56% |
| 5-Year Change | 30.7% |
| 10-Year Change | 59.46% |
| Growth Volatility | 26.57 |
Itau Unibanco Banco Holding SA - Net Assets Trend (2000–2025)
This chart illustrates how Itau Unibanco Banco Holding SA's net assets have evolved over time, based on quarterly financial data. Also explore ITUB total asset value for the complete picture of this company's asset base.
Annual Net Assets for Itau Unibanco Banco Holding SA (2000–2025)
The table below shows the annual net assets of Itau Unibanco Banco Holding SA from 2000 to 2025. For live valuation and market cap data, see market cap of Itau Unibanco Banco Holding SA.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $214.97 Billion | -2.85% |
| 2024-12-31 | $221.28 Billion | +11.17% |
| 2023-12-31 | $199.05 Billion | +12.39% |
| 2022-12-31 | $177.11 Billion | +7.68% |
| 2021-12-31 | $164.48 Billion | +6.44% |
| 2020-12-31 | $154.53 Billion | +3.39% |
| 2019-12-31 | $149.47 Billion | -0.67% |
| 2018-12-31 | $150.47 Billion | +4.23% |
| 2017-12-31 | $144.36 Billion | +7.08% |
| 2016-12-31 | $134.81 Billion | +18.20% |
| 2015-12-31 | $114.06 Billion | +13.36% |
| 2014-12-31 | $100.62 Billion | +19.51% |
| 2013-12-31 | $84.19 Billion | +10.78% |
| 2012-12-31 | $76.00 Billion | +0.88% |
| 2011-12-31 | $75.34 Billion | +11.52% |
| 2010-12-31 | $67.55 Billion | -17.65% |
| 2009-12-31 | $82.03 Billion | +130.23% |
| 2008-12-31 | $35.63 Billion | -5.26% |
| 2007-12-31 | $37.61 Billion | +30.69% |
| 2006-12-31 | $28.78 Billion | +45.92% |
| 2005-12-31 | $19.72 Billion | +11.09% |
| 2004-12-31 | $17.75 Billion | +23.33% |
| 2003-12-31 | $14.39 Billion | +25.97% |
| 2002-12-31 | $11.43 Billion | +30.24% |
| 2001-12-31 | $8.77 Billion | +22.07% |
| 2000-12-31 | $7.19 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Itau Unibanco Banco Holding SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $136.84 Billion | 66.95% |
| Other Comprehensive Income | $64.70 Billion | 31.65% |
| Other Components | $2.86 Billion | 1.40% |
| Total Equity | $204.40 Billion | 100.00% |
Itau Unibanco Banco Holding SA Competitors by Market Cap
The table below lists competitors of Itau Unibanco Banco Holding SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Garmin Ltd
NYSE:GRMN
|
$46.66 Billion |
|
SIEMENS HEALTH ADR/050
F:SHL1
|
$46.68 Billion |
|
Targa Resources Inc
NYSE:TRGP
|
$46.85 Billion |
|
East Money Information Co Ltd
SHE:300059
|
$47.09 Billion |
|
Ford Motor Company
NYSE:F
|
$46.49 Billion |
|
KBC Groep NV
BR:KBC
|
$46.27 Billion |
|
Adani Power Limited
NSE:ADANIPOWER
|
$46.27 Billion |
|
COMPASS GROUP
F:XGR
|
$46.25 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Itau Unibanco Banco Holding SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 211,090,000,000 to 204,398,372,000, a change of -6,691,628,000 (-3.2%).
- Net income of 43,975,865,000 contributed positively to equity growth.
- Dividend payments of 47,350,253,000 reduced retained earnings.
- Share repurchases of 3,024,401,000 reduced equity.
- New share issuances of 947,000,000 increased equity.
- Other comprehensive income decreased equity by 56,574,484,000.
- Other factors increased equity by 55,334,645,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $43.98 Billion | +21.51% |
| Dividends Paid | $47.35 Billion | -23.17% |
| Share Repurchases | $3.02 Billion | -1.48% |
| Share Issuances | $947.00 Million | +0.46% |
| Other Comprehensive Income | $-56.57 Billion | -27.68% |
| Other Changes | $55.33 Billion | +27.07% |
| Total Change | $- | -3.17% |
Book Value vs Market Value Analysis
This analysis compares Itau Unibanco Banco Holding SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.47x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 10.30x to 0.47x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2000-12-31 | $0.84 | $8.62 | x |
| 2001-12-31 | $1.23 | $8.62 | x |
| 2002-12-31 | $1.64 | $8.62 | x |
| 2003-12-31 | $2.02 | $8.62 | x |
| 2004-12-31 | $2.43 | $8.62 | x |
| 2005-12-31 | $2.68 | $8.62 | x |
| 2006-12-31 | $3.96 | $8.62 | x |
| 2007-12-31 | $4.97 | $8.62 | x |
| 2008-12-31 | $4.78 | $8.62 | x |
| 2009-12-31 | $6.98 | $8.62 | x |
| 2010-12-31 | $6.59 | $8.62 | x |
| 2011-12-31 | $7.41 | $8.62 | x |
| 2012-12-31 | $7.63 | $8.62 | x |
| 2013-12-31 | $8.37 | $8.62 | x |
| 2014-12-31 | $9.95 | $8.62 | x |
| 2015-12-31 | $11.31 | $8.62 | x |
| 2016-12-31 | $12.44 | $8.62 | x |
| 2017-12-31 | $13.38 | $8.62 | x |
| 2018-12-31 | $13.99 | $8.62 | x |
| 2019-12-31 | $13.99 | $8.62 | x |
| 2020-12-31 | $14.59 | $8.62 | x |
| 2021-12-31 | $15.55 | $8.62 | x |
| 2022-12-31 | $17.01 | $8.62 | x |
| 2023-12-31 | $17.52 | $8.62 | x |
| 2024-12-31 | $19.44 | $8.62 | x |
| 2025-12-31 | $18.27 | $8.62 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Itau Unibanco Banco Holding SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 21.51%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.39%
- • Asset Turnover: 0.14x
- • Equity Multiplier: 15.05x
- Recent ROE (21.51%) is above the historical average (20.42%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 27.71% | 16.06% | 0.16x | 10.47x | $1.18 Billion |
| 2001 | 22.06% | 10.99% | 0.23x | 8.64x | $1.01 Billion |
| 2002 | 25.59% | 12.35% | 0.27x | 7.62x | $1.72 Billion |
| 2003 | 23.53% | 13.25% | 0.24x | 7.47x | $1.88 Billion |
| 2004 | 27.73% | 17.53% | 0.23x | 6.92x | $2.96 Billion |
| 2005 | 29.77% | 16.38% | 0.24x | 7.61x | $3.62 Billion |
| 2006 | 21.50% | 13.94% | 0.22x | 7.03x | $3.15 Billion |
| 2007 | 21.13% | 14.98% | 0.18x | 7.72x | $4.04 Billion |
| 2008 | 14.10% | 7.70% | 0.16x | 11.67x | $1.41 Billion |
| 2009 | 20.33% | 12.46% | 0.19x | 8.65x | $7.16 Billion |
| 2010 | 17.77% | 11.31% | 0.14x | 11.04x | $5.12 Billion |
| 2011 | 18.71% | 10.89% | 0.16x | 11.06x | $6.44 Billion |
| 2012 | 16.65% | 10.14% | 0.13x | 12.61x | $5.04 Billion |
| 2013 | 19.73% | 13.38% | 0.12x | 12.34x | $8.10 Billion |
| 2014 | 21.72% | 13.47% | 0.14x | 11.36x | $11.63 Billion |
| 2015 | 22.93% | 15.83% | 0.13x | 11.37x | $14.51 Billion |
| 2016 | 17.64% | 10.31% | 0.15x | 11.04x | $9.37 Billion |
| 2017 | 17.65% | 12.59% | 0.13x | 10.93x | $10.06 Billion |
| 2018 | 18.21% | 14.59% | 0.11x | 11.35x | $11.23 Billion |
| 2019 | 19.80% | 14.39% | 0.12x | 11.96x | $13.42 Billion |
| 2020 | 13.21% | 10.89% | 0.09x | 14.12x | $4.60 Billion |
| 2021 | 17.51% | 13.97% | 0.09x | 13.54x | $11.47 Billion |
| 2022 | 17.41% | 11.54% | 0.11x | 13.84x | $12.44 Billion |
| 2023 | 17.41% | 10.80% | 0.12x | 13.37x | $14.09 Billion |
| 2024 | 19.46% | 12.61% | 0.11x | 13.52x | $19.98 Billion |
| 2025 | 21.51% | 10.39% | 0.14x | 15.05x | $23.54 Billion |
Industry Comparison
This section compares Itau Unibanco Banco Holding SA's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Itau Unibanco Banco Holding SA (ITUB) | $214.97 Billion | 27.71% | 13.31x | $46.62 Billion |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Itau Unibanco Banco Holding SA
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Banking, Wholesale Banking, and Activities with the Market + Corporation. The company offers current account; loans; credit and debit cards; investment and commercial banking services; real estate lending and fina… Read more