Lufax Holding Ltd - Asset Resilience Ratio
Lufax Holding Ltd (LU) has an Asset Resilience Ratio of 0.62% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read LU total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2023)
This chart shows how Lufax Holding Ltd's Asset Resilience Ratio has changed over time. See LU total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Lufax Holding Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see LU stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.28 Billion | 0.62% |
| Total Liquid Assets | $1.28 Billion | 0.62% |
Asset Resilience Insights
- Limited Liquidity: Lufax Holding Ltd maintains only 0.62% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Lufax Holding Ltd Industry Peers by Asset Resilience Ratio
Compare Lufax Holding Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Spandana Sphoorty Financial Limited
NSE:SPANDANA |
Credit Services | 9.05% |
|
Fon SE
WAR:FON |
Credit Services | 29.06% |
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.60% |
|
Brockhaus Capital Management AG
F:BKHT |
Credit Services | 2.81% |
|
EN Shoham Business Ltd
TA:SHOM |
Credit Services | 0.05% |
|
Manba Finance Ltd
NSE:MANBA |
Credit Services | 5.97% |
|
Intan Baruprana Finance Tbk
JK:IBFN |
Credit Services | 7.72% |
Annual Asset Resilience Ratio for Lufax Holding Ltd (2016–2023)
The table below shows the annual Asset Resilience Ratio data for Lufax Holding Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 12.19% | $28.89 Billion | $237.02 Billion | +3.86pp |
| 2022-12-31 | 8.33% | $29.09 Billion | $349.26 Billion | -0.28pp |
| 2021-12-31 | 8.61% | $31.02 Billion | $360.43 Billion | -5.22pp |
| 2020-12-31 | 13.83% | $34.42 Billion | $248.89 Billion | +1.40pp |
| 2019-12-31 | 12.43% | $18.58 Billion | $149.53 Billion | -1.52pp |
| 2018-12-31 | 13.95% | $16.44 Billion | $117.92 Billion | +12.55pp |
| 2017-12-31 | 1.40% | $2.52 Billion | $180.36 Billion | -4.31pp |
| 2016-12-31 | 5.71% | $7.67 Billion | $134.36 Billion | -- |
About Lufax Holding Ltd
Lufax Holding Ltd operates as a financial service empowering institution for small and micro businesses in China. The company offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. It also provides wealth management products, such as asset management plans, mutual fund products, private investment fund products, and trust products. The compan… Read more