Lufax Holding Ltd - Asset Resilience Ratio
Lufax Holding Ltd (LU) has an Asset Resilience Ratio of 2.75% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read LU total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Lufax Holding Ltd's Asset Resilience Ratio has changed over time. See LU free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down Lufax Holding Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Lufax Holding Ltd total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.71 Billion | 2.75% |
| Total Liquid Assets | $5.71 Billion | 2.75% |
Asset Resilience Insights
- Limited Liquidity: Lufax Holding Ltd maintains only 2.75% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Lufax Holding Ltd Industry Peers by Asset Resilience Ratio
Compare Lufax Holding Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Housing & Urban Development Corporation Limited
NSE:HUDCO |
Credit Services | 0.10% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Creditwest Faktoring AS
IS:CRDFA |
Credit Services | 37.84% |
|
Moneyme Ltd
AU:MME |
Credit Services | 1.75% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Liberty Financial Group
AU:LFG |
Credit Services | 4.96% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
Annual Asset Resilience Ratio for Lufax Holding Ltd (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Lufax Holding Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.74% | $5.71 Billion | $208.25 Billion | +2.18pp |
| 2024-12-31 | 0.57% | $1.16 Billion | $203.54 Billion | -11.62pp |
| 2023-12-31 | 12.19% | $28.89 Billion | $237.02 Billion | +3.86pp |
| 2022-12-31 | 8.33% | $29.09 Billion | $349.26 Billion | -0.28pp |
| 2021-12-31 | 8.61% | $31.02 Billion | $360.43 Billion | -5.22pp |
| 2020-12-31 | 13.83% | $34.42 Billion | $248.89 Billion | +1.40pp |
| 2019-12-31 | 12.43% | $18.58 Billion | $149.53 Billion | -1.52pp |
| 2018-12-31 | 13.95% | $16.44 Billion | $117.92 Billion | +12.55pp |
| 2017-12-31 | 1.40% | $2.52 Billion | $180.36 Billion | -4.31pp |
| 2016-12-31 | 5.71% | $7.67 Billion | $134.36 Billion | -- |
About Lufax Holding Ltd
Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund pro… Read more