Lufax Holding Ltd (LU) - Total Assets
Based on the latest financial reports, Lufax Holding Ltd (LU) holds total assets worth $208.11 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Lufax Holding Ltd (LU) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Lufax Holding Ltd - Total Assets Trend (2016–2025)
This chart illustrates how Lufax Holding Ltd's total assets have evolved over time, based on quarterly financial data. Explore LU long-term investment intensity to see how much of total assets are deployed in long-term investments.
Lufax Holding Ltd - Asset Composition Analysis
Current Asset Composition (December 2025)
Lufax Holding Ltd's total assets of $208.11 Billion consist of 21.8% current assets and 78.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 19.8% |
| Accounts Receivable | $3.40 Billion | 1.6% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $911.60 Million | 0.4% |
| Goodwill | $9.17 Billion | 4.4% |
Asset Composition Trend (2016–2025)
This chart illustrates how Lufax Holding Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see LU stock market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Lufax Holding Ltd's current assets represent 21.8% of total assets in 2025, a decrease from 21.9% in 2016.
- Cash Position: Cash and equivalents constituted 19.8% of total assets in 2025, up from 8.3% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 4.0% of total assets, a decrease from 7.0% in 2016.
- Asset Diversification: The largest asset category is goodwill at 4.4% of total assets.
Lufax Holding Ltd Competitors by Total Assets
Key competitors of Lufax Holding Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Vakif Finansal Kiralama AS
IS:VAKFN
|
Turkey | TL36.28 Billion |
|
Mastercard Inc
NYSE:MA
|
USA | $52.45 Billion |
|
Indian Railway Finance Corporation Limited
NSE:IRFC
|
India | Rs4.98 Trillion |
|
Pioneer Credit Ltd
AU:PNC
|
Australia | AU$396.51 Million |
|
General Accident PLC
LSE:GACA
|
UK | GBX14.16 Billion |
|
Jacob Finance And Investments Ltd
TA:JCFN
|
Israel | ILA2.67 Billion |
|
EN Shoham Business Ltd
TA:SHOM
|
Israel | ILA1.08 Billion |
|
RMS Mezzanine A.S.
PR:PVT
|
Czech Republic | Kč384.52 Million |
Lufax Holding Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.04 | 325.65 | 10.68 |
| Quick Ratio | 1.04 | 533.19 | 18.01 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $1.89 Billion | $45.20 Billion | $42.98 Billion |
Lufax Holding Ltd - Advanced Valuation Insights
This section examines the relationship between Lufax Holding Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.32 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 2.3% |
| Total Assets | $208.25 Billion |
| Market Capitalization | $1.08 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Lufax Holding Ltd's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Lufax Holding Ltd's assets grew by 2.3% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Lufax Holding Ltd (2016–2025)
The table below shows the annual total assets of Lufax Holding Ltd from 2016 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $208.25 Billion | +2.31% |
| 2024-12-31 | $203.54 Billion | -14.13% |
| 2023-12-31 | $237.02 Billion | -32.14% |
| 2022-12-31 | $349.26 Billion | -3.10% |
| 2021-12-31 | $360.43 Billion | +44.82% |
| 2020-12-31 | $248.89 Billion | +66.44% |
| 2019-12-31 | $149.53 Billion | +26.81% |
| 2018-12-31 | $117.92 Billion | -34.62% |
| 2017-12-31 | $180.36 Billion | +34.23% |
| 2016-12-31 | $134.36 Billion | -- |
About Lufax Holding Ltd
Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund pro… Read more