Metropolitan Bank Holding - Asset Resilience Ratio
Metropolitan Bank Holding (MCB) has an Asset Resilience Ratio of 7.54% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Metropolitan Bank Holding's working capital to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how Metropolitan Bank Holding's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Metropolitan Bank Holding balance sheet assets.
Liquid Assets Composition Over Time
This chart breaks down Metropolitan Bank Holding's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of Metropolitan Bank Holding to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $667.78 Million | 7.54% |
| Total Liquid Assets | $667.78 Million | 7.54% |
Asset Resilience Insights
- Limited Liquidity: Metropolitan Bank Holding maintains only 7.54% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Metropolitan Bank Holding Industry Peers by Asset Resilience Ratio
Compare Metropolitan Bank Holding's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Metropolitan Bank Holding (2015–2025)
The table below shows the annual Asset Resilience Ratio data for Metropolitan Bank Holding.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.67% | $551.05 Million | $8.26 Billion | +5.76pp |
| 2024-12-31 | 0.92% | $66.89 Million | $7.30 Billion | -5.61pp |
| 2023-12-31 | 6.53% | $461.21 Million | $7.07 Billion | -0.59pp |
| 2022-12-31 | 7.11% | $445.75 Million | $6.27 Billion | -0.85pp |
| 2021-12-31 | 7.96% | $566.62 Million | $7.12 Billion | +1.82pp |
| 2020-12-31 | 6.14% | $266.10 Million | $4.33 Billion | -0.85pp |
| 2019-12-31 | 7.00% | $234.94 Million | $3.36 Billion | +5.60pp |
| 2018-12-31 | 1.39% | $30.44 Million | $2.18 Billion | -0.43pp |
| 2017-12-31 | 1.83% | $32.16 Million | $1.76 Billion | -1.23pp |
| 2016-12-31 | 3.06% | $37.33 Million | $1.22 Billion | -1.86pp |
| 2015-12-31 | 4.92% | $47.47 Million | $964.79 Million | -- |
About Metropolitan Bank Holding
Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. The company also provides lending products, including commercial real estate; multi-famil… Read more