Metropolitan Bank Holding - Asset Resilience Ratio
Metropolitan Bank Holding (MCB) has an Asset Resilience Ratio of 7.01% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Metropolitan Bank Holding for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how Metropolitan Bank Holding's Asset Resilience Ratio has changed over time. See Metropolitan Bank Holding shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Metropolitan Bank Holding's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Metropolitan Bank Holding market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $578.93 Million | 7.01% |
| Total Liquid Assets | $578.93 Million | 7.01% |
Asset Resilience Insights
- Limited Liquidity: Metropolitan Bank Holding maintains only 7.01% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Metropolitan Bank Holding Industry Peers by Asset Resilience Ratio
Compare Metropolitan Bank Holding's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Metropolitan Bank Holding (2015–2025)
The table below shows the annual Asset Resilience Ratio data for Metropolitan Bank Holding.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.01% | $578.93 Million | $8.26 Billion | +6.10pp |
| 2024-12-31 | 0.92% | $66.89 Million | $7.30 Billion | -5.61pp |
| 2023-12-31 | 6.53% | $461.21 Million | $7.07 Billion | -0.59pp |
| 2022-12-31 | 7.11% | $445.75 Million | $6.27 Billion | -0.85pp |
| 2021-12-31 | 7.96% | $566.62 Million | $7.12 Billion | +1.82pp |
| 2020-12-31 | 6.14% | $266.10 Million | $4.33 Billion | -0.85pp |
| 2019-12-31 | 7.00% | $234.94 Million | $3.36 Billion | +5.60pp |
| 2018-12-31 | 1.39% | $30.44 Million | $2.18 Billion | -0.43pp |
| 2017-12-31 | 1.83% | $32.16 Million | $1.76 Billion | -1.23pp |
| 2016-12-31 | 3.06% | $37.33 Million | $1.22 Billion | -1.86pp |
| 2015-12-31 | 4.92% | $47.47 Million | $964.79 Million | -- |
About Metropolitan Bank Holding
Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. The company offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. It also provides lending products, including commercial real estate; multi-famil… Read more