Metropolitan Bank Holding Asset Resilience Ratio
Metropolitan Bank Holding asset resilience ratio. Metropolitan Bank Holding (MCB) has an Asset Resilience Ratio of 7.54% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See MCB defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Metropolitan Bank Holding (2015–2025)
Asset resilience ratio of Metropolitan Bank Holding from 2015 to 2025. This chart shows how Metropolitan Bank Holding's Asset Resilience Ratio has changed over time. Read debt load of Metropolitan Bank Holding for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Metropolitan Bank Holding's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see MCB current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $667.78 Million | 7.54% |
| Total Liquid Assets | $667.78 Million | 7.54% |
Asset Resilience Insights
- Limited Liquidity: Metropolitan Bank Holding maintains only 7.54% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Metropolitan Bank Holding Industry Peers by Asset Resilience Ratio
Compare Metropolitan Bank Holding's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Metropolitan Bank Holding Asset Resilience Ratio by Year (2015–2025)
Metropolitan Bank Holding asset resilience ratio by year from 2015 to 2025. The table below shows the annual Asset Resilience Ratio data for Metropolitan Bank Holding.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.67% | $551.05 Million | $8.26 Billion | +5.76pp |
| 2024-12-31 | 0.92% | $66.89 Million | $7.30 Billion | -5.61pp |
| 2023-12-31 | 6.53% | $461.21 Million | $7.07 Billion | -0.59pp |
| 2022-12-31 | 7.11% | $445.75 Million | $6.27 Billion | -0.85pp |
| 2021-12-31 | 7.96% | $566.62 Million | $7.12 Billion | +1.82pp |
| 2020-12-31 | 6.14% | $266.10 Million | $4.33 Billion | -0.85pp |
| 2019-12-31 | 7.00% | $234.94 Million | $3.36 Billion | +5.60pp |
| 2018-12-31 | 1.39% | $30.44 Million | $2.18 Billion | -0.43pp |
| 2017-12-31 | 1.83% | $32.16 Million | $1.76 Billion | -1.23pp |
| 2016-12-31 | 3.06% | $37.33 Million | $1.22 Billion | -1.86pp |
| 2015-12-31 | 4.92% | $47.47 Million | $964.79 Million | -- |
About Metropolitan Bank Holding
Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. The company also provides lending products, including commercial real estate; multi-famil… Read more