Metropolitan Bank Holding Net Assets
Metropolitan Bank Holding net assets. Based on the latest financial reports, Metropolitan Bank Holding (MCB) has net assets worth $968.17 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($8.86 Billion) and total liabilities ($7.89 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore net asset momentum of Metropolitan Bank Holding to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $968.17 Million |
| % of Total Assets | 10.93% |
| Annual Growth Rate | 25.61% |
| 5-Year Change | 33.42% |
| 10-Year Change | 578.7% |
| Growth Volatility | 34.3 |
Net Assets of Metropolitan Bank Holding (2015–2025)
Net assets of Metropolitan Bank Holding from 2015 to 2025. This chart illustrates how Metropolitan Bank Holding's net assets have evolved over time, based on quarterly financial data. See how leveraged is Metropolitan Bank Holding's balance sheet to measure how much of total assets are equity-financed.
Annual Net Assets for Metropolitan Bank Holding (2015–2025)
The table below shows the annual net assets of Metropolitan Bank Holding from 2015 to 2025. For live market cap and overall valuation, see MCB stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $743.11 Million | +1.82% |
| 2024-12-31 | $729.83 Million | +10.74% |
| 2023-12-31 | $659.02 Million | +14.43% |
| 2022-12-31 | $575.90 Million | +3.39% |
| 2021-12-31 | $556.99 Million | +63.44% |
| 2020-12-31 | $340.79 Million | +13.93% |
| 2019-12-31 | $299.12 Million | +13.08% |
| 2018-12-31 | $264.52 Million | +11.67% |
| 2017-12-31 | $236.88 Million | +116.35% |
| 2016-12-31 | $109.49 Million | +44.16% |
| 2015-12-31 | $75.95 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Metropolitan Bank Holding's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3622.8% over the analyzed period, indicating profitable operations and earnings retention.
Metropolitan Bank Holding Net Assets Breakdown (December 2025)
Metropolitan Bank Holding net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $450.64 Million | 60.64% |
| Common Stock | $113.00K | 0.02% |
| Other Comprehensive Income | $-39.74 Million | -5.35% |
| Other Components | $332.10 Million | 44.69% |
| Total Equity | $743.11 Million | 100.00% |
Metropolitan Bank Holding Competitors by Market Cap
The table below lists competitors of Metropolitan Bank Holding ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Chengdu Haoneng Tech Co Ltd
SHG:603809
|
$1.15 Billion |
|
Air Global PLC Ordinary Shares
NASDAQ:AIIR
|
$1.15 Billion |
|
Wuhan East Lake High Technology Group Co Ltd
SHG:600133
|
$1.15 Billion |
|
Bolsas y Mercados Argentinos SA
BA:BYMA
|
$1.15 Billion |
|
Ecopro Co. Ltd
KQ:086520
|
$1.15 Billion |
|
Norconsult ASA
OL:NORCO
|
$1.15 Billion |
|
He Bei Cheng De LoLo Co Ltd
SHE:000848
|
$1.15 Billion |
|
TTW Public Company Limited
BK:TTW-R
|
$1.15 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Metropolitan Bank Holding's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 729,827,000 to 743,112,000, a change of 13,285,000 (1.8%).
- Net income of 71,098,000 contributed positively to equity growth.
- Dividend payments of 3,120,000 reduced retained earnings.
- Share repurchases of 77,017,000 reduced equity.
- Other comprehensive income increased equity by 13,395,000.
- Other factors increased equity by 8,929,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $71.10 Million | +9.57% |
| Dividends Paid | $3.12 Million | -0.42% |
| Share Repurchases | $77.02 Million | -10.36% |
| Other Comprehensive Income | $13.39 Million | +1.8% |
| Other Changes | $8.93 Million | +1.2% |
| Total Change | $- | 1.82% |
Book Value vs Market Value Analysis
This analysis compares Metropolitan Bank Holding's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.41x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 9.95x to 1.41x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $9.82 | $97.68 | x |
| 2016-12-31 | $14.16 | $97.68 | x |
| 2017-12-31 | $28.90 | $97.68 | x |
| 2018-12-31 | $31.67 | $97.68 | x |
| 2019-12-31 | $35.87 | $97.68 | x |
| 2020-12-31 | $40.58 | $97.68 | x |
| 2021-12-31 | $60.07 | $97.68 | x |
| 2022-12-31 | $51.42 | $97.68 | x |
| 2023-12-31 | $59.21 | $97.68 | x |
| 2024-12-31 | $64.84 | $97.68 | x |
| 2025-12-31 | $69.18 | $97.68 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Metropolitan Bank Holding utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.57%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.49%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 11.11x
- Recent ROE (9.57%) is above the historical average (8.94%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 5.62% | 11.70% | 0.04x | 12.70x | $-3.33 Million |
| 2016 | 4.58% | 10.19% | 0.04x | 11.15x | $-5.94 Million |
| 2017 | 5.22% | 17.17% | 0.04x | 7.43x | $-11.32 Million |
| 2018 | 9.66% | 26.59% | 0.04x | 8.25x | $-897.70K |
| 2019 | 10.07% | 21.46% | 0.04x | 11.22x | $221.60K |
| 2020 | 11.58% | 24.65% | 0.04x | 12.71x | $5.39 Million |
| 2021 | 10.87% | 30.74% | 0.03x | 12.78x | $4.86 Million |
| 2022 | 10.32% | 20.68% | 0.05x | 10.88x | $1.84 Million |
| 2023 | 11.72% | 20.58% | 0.05x | 10.72x | $11.37 Million |
| 2024 | 9.14% | 13.55% | 0.07x | 10.00x | $-6.30 Million |
| 2025 | 9.57% | 13.49% | 0.06x | 11.11x | $-3.21 Million |
Industry Comparison
This section compares Metropolitan Bank Holding's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $627,551,500
- Average return on equity (ROE) among peers: 7.01%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Metropolitan Bank Holding (MCB) | $968.17 Million | 5.62% | 8.15x | $1.15 Billion |
| Ameris Bancorp (ABCB) | $239.36 Million | -1.64% | 9.06x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.65 Billion |
| ACNB Corporation (ACNB) | $110.02 Million | 9.35% | 8.91x | $645.30 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $359.40 Million | 14.66% | 8.44x | $829.34 Million |
| Amalgamated Bank (AMAL) | $344.07 Million | 1.78% | 10.75x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $753.45 Million | 5.71% | 10.20x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $166.38 Million | 13.18% | 10.80x | $724.09 Million |
| Associated Banc-Corp (ASB) | $4.09 Billion | 7.50% | 7.17x | $5.91 Billion |
| AmeriServ Financial Inc (ASRV) | $98.61 Million | 6.11% | 10.88x | $78.95 Million |
About Metropolitan Bank Holding
Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. The company also provides lending products, including commercial real estate; multi-famil… Read more