Blue Ridge Bankshares Inc - Asset Resilience Ratio
Blue Ridge Bankshares Inc (BRBS) has an Asset Resilience Ratio of 13.69% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Blue Ridge Bankshares Inc (BRBS) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2025)
This chart shows how Blue Ridge Bankshares Inc's Asset Resilience Ratio has changed over time. See Blue Ridge Bankshares Inc net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Blue Ridge Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Blue Ridge Bankshares Inc (BRBS) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $332.93 Million | 13.69% |
| Total Liquid Assets | $332.93 Million | 13.69% |
Asset Resilience Insights
- Moderate Liquidity: Blue Ridge Bankshares Inc has 13.69% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Blue Ridge Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare Blue Ridge Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Danske Bank A/S
CO:DANSKE |
Banks - Regional | -5.72% |
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
Banco de Chile
SN:CHILE |
Banks - Regional | 6.38% |
|
Bank of Beijing Co Ltd
SHG:601169 |
Banks - Regional | 3.36% |
|
Indian Overseas Bank
NSE:IOB |
Banks - Regional | -0.43% |
|
Turkiye Vakiflar Bankasi TAO
IS:VAKBN |
Banks - Regional | 1.03% |
|
Nordea Bank Abp
HE:NDA-FI |
Banks - Regional | -14.47% |
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
Annual Asset Resilience Ratio for Blue Ridge Bankshares Inc (2014–2025)
The table below shows the annual Asset Resilience Ratio data for Blue Ridge Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 13.69% | $332.93 Million | $2.43 Billion | +2.29pp |
| 2024-12-31 | 11.40% | $312.04 Million | $2.74 Billion | +1.10pp |
| 2023-12-31 | 10.30% | $321.08 Million | $3.12 Billion | -1.02pp |
| 2022-12-31 | 11.32% | $354.34 Million | $3.13 Billion | -2.70pp |
| 2021-12-31 | 14.02% | $373.53 Million | $2.67 Billion | +6.71pp |
| 2020-12-31 | 7.31% | $109.47 Million | $1.50 Billion | -3.99pp |
| 2019-12-31 | 11.29% | $108.57 Million | $961.26 Million | +4.24pp |
| 2018-12-31 | 7.05% | $38.05 Million | $539.59 Million | -- |
| 2017-12-31 | 0.00% | $0.00 | $424.12 Million | -- |
| 2016-12-31 | 0.00% | $0.00 | $418.12 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $268.91 Million | -- |
| 2014-12-31 | 0.00% | $0.00 | $239.35 Million | -- |
About Blue Ridge Bankshares Inc
Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services. It operates through Commercial Banking and Mortgage Banking segments. The company accepts checking, savings, money market, cash management, and individual retirement accounts, as well as certificates of deposit. It also… Read more