Blue Ridge Bankshares Inc (BRBS) - Net Assets
Based on the latest financial reports, Blue Ridge Bankshares Inc (BRBS) has net assets worth $276.96 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.41 Billion) and total liabilities ($2.14 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible net worth ratio of Blue Ridge Bankshares Inc to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $276.96 Million |
| % of Total Assets | 11.47% |
| Annual Growth Rate | 4.27% |
| 5-Year Change | 16.8% |
| 10-Year Change | 862.59% |
| Growth Volatility | 531.35 |
Blue Ridge Bankshares Inc - Net Assets Trend (2012–2025)
This chart illustrates how Blue Ridge Bankshares Inc's net assets have evolved over time, based on quarterly financial data. See how many days can Blue Ridge Bankshares Inc fund operations to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Blue Ridge Bankshares Inc (2012–2025)
The table below shows the annual net assets of Blue Ridge Bankshares Inc from 2012 to 2025. For live valuation and market cap data, see how much is Blue Ridge Bankshares Inc worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $323.69 Million | -1.25% |
| 2024-12-31 | $327.79 Million | +76.24% |
| 2023-12-31 | $185.99 Million | -25.24% |
| 2022-12-31 | $248.79 Million | -10.23% |
| 2021-12-31 | $277.14 Million | +156.14% |
| 2020-12-31 | $108.20 Million | -86.91% |
| 2019-12-31 | $826.66 Million | +1986.43% |
| 2018-12-31 | $39.62 Million | +8.72% |
| 2017-12-31 | $36.44 Million | +8.37% |
| 2016-12-31 | $33.63 Million | -84.80% |
| 2015-12-31 | $221.29 Million | +5.65% |
| 2014-12-31 | $209.46 Million | +11.22% |
| 2013-12-31 | $188.34 Million | +0.23% |
| 2012-12-31 | $187.89 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Blue Ridge Bankshares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 105.1% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $331.92 Million | 102.54% |
| Other Comprehensive Income | $-31.12 Million | -9.61% |
| Other Components | $23.55 Million | 7.28% |
| Total Equity | $323.69 Million | 100.00% |
Blue Ridge Bankshares Inc Competitors by Market Cap
The table below lists competitors of Blue Ridge Bankshares Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Celon Pharma SA
WAR:CLN
|
$294.96 Million |
|
Relais Group Oyj
HE:RELAIS
|
$294.97 Million |
|
China Tian Lun Gas Holdings Limited
F:TLJ
|
$294.99 Million |
|
Alight Inc
NYSE:ALIT
|
$295.00 Million |
|
Propel Funeral Partners Ltd
AU:PFP
|
$294.83 Million |
|
Australian Clinical Labs Ltd
AU:ACL
|
$294.79 Million |
|
Lagenda Properties Bhd
KLSE:7179
|
$294.68 Million |
|
Intracom Holdings S.A.
AT:INTRK
|
$294.59 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Blue Ridge Bankshares Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 327,788,000 to 323,691,000, a change of -4,097,000 (-1.2%).
- Net income of 10,709,000 contributed positively to equity growth.
- Dividend payments of 22,595,000 reduced retained earnings.
- Share repurchases of 9,506,000 reduced equity.
- Other comprehensive income increased equity by 11,343,000.
- Other factors increased equity by 5,952,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $10.71 Million | +3.31% |
| Dividends Paid | $22.59 Million | -6.98% |
| Share Repurchases | $9.51 Million | -2.94% |
| Other Comprehensive Income | $11.34 Million | +3.5% |
| Other Changes | $5.95 Million | +1.84% |
| Total Change | $- | -1.25% |
Book Value vs Market Value Analysis
This analysis compares Blue Ridge Bankshares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.08x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.38x to 1.08x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $8.73 | $3.28 | x |
| 2013-12-31 | $9.13 | $3.28 | x |
| 2014-12-31 | $11.74 | $3.28 | x |
| 2015-12-31 | $7.81 | $3.28 | x |
| 2016-12-31 | $10.06 | $3.28 | x |
| 2017-12-31 | $8.78 | $3.28 | x |
| 2018-12-31 | $4.67 | $3.28 | x |
| 2019-12-31 | $132.89 | $3.28 | x |
| 2020-12-31 | $12.65 | $3.28 | x |
| 2021-12-31 | $15.51 | $3.28 | x |
| 2022-12-31 | $13.22 | $3.28 | x |
| 2023-12-31 | $9.82 | $3.28 | x |
| 2024-12-31 | $6.67 | $3.28 | x |
| 2025-12-31 | $3.05 | $3.28 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Blue Ridge Bankshares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.31%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.11%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 7.52x
- Recent ROE (3.31%) is below the historical average (5.32%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 7.13% | 20.43% | 0.03x | 11.26x | $-530.50K |
| 2013 | 8.51% | 22.18% | 0.03x | 11.17x | $-285.61K |
| 2014 | 8.00% | 23.29% | 0.04x | 9.66x | $-494.59K |
| 2015 | 10.18% | 25.96% | 0.04x | 11.16x | $43.02K |
| 2016 | 2.05% | 4.32% | 0.04x | 12.43x | $-2.67 Million |
| 2017 | 9.24% | 12.72% | 0.06x | 11.70x | $-273.68K |
| 2018 | 11.51% | 14.13% | 0.06x | 13.62x | $597.90K |
| 2019 | 0.55% | 9.29% | 0.05x | 1.16x | $-78.09 Million |
| 2020 | 16.39% | 16.04% | 0.07x | 13.88x | $6.90 Million |
| 2021 | 18.95% | 27.54% | 0.07x | 9.62x | $24.79 Million |
| 2022 | 11.22% | 17.61% | 0.05x | 12.58x | $3.03 Million |
| 2023 | -27.84% | -26.23% | 0.06x | 16.76x | $-70.37 Million |
| 2024 | -4.69% | -8.85% | 0.06x | 8.35x | $-48.16 Million |
| 2025 | 3.31% | 7.11% | 0.06x | 7.52x | $-21.66 Million |
Industry Comparison
This section compares Blue Ridge Bankshares Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $800,595,200
- Average return on equity (ROE) among peers: 8.96%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Blue Ridge Bankshares Inc (BRBS) | $276.96 Million | 7.13% | 7.72x | $294.91 Million |
| Ameris Bancorp (ABCB) | $178.73 Million | 12.38% | 10.46x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $646.44 Million | 11.15% | 9.66x | $5.85 Billion |
| ACNB Corporation (ACNB) | $120.06 Million | 9.05% | 9.05x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $75.66 Million | 1.80% | 2.78x | $137.20 Million |
| Alerus Financial Corp (ALRS) | $356.87 Million | 11.21% | 9.59x | $736.27 Million |
| Amalgamated Bank (AMAL) | $794.46 Million | 13.15% | 10.16x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $938.80 Million | 5.58% | 9.41x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $152.26 Million | 14.38% | 11.53x | $622.98 Million |
| Associated Banc-Corp (ASB) | $4.61 Billion | 2.67% | 8.34x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $137.10 Million | 8.24% | 12.05x | $62.43 Million |
About Blue Ridge Bankshares Inc
Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services. It operates through Commercial Banking and Mortgage Banking segments. The company accepts checking, savings, money market, cash management, and individual retirement accounts, as well as certificates of deposit. It also… Read more