M&T Bank Corporation - Asset Resilience Ratio
M&T Bank Corporation (MTB) has an Asset Resilience Ratio of 17.50% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See M&T Bank Corporation current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1989–2025)
This chart shows how M&T Bank Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see M&T Bank Corporation balance sheet assets.
Liquid Assets Composition Over Time
This chart breaks down M&T Bank Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore M&T Bank Corporation (MTB) long-term investment share to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $38.37 Billion | 17.5% |
| Total Liquid Assets | $38.37 Billion | 17.50% |
Asset Resilience Insights
- Good Liquidity Position: M&T Bank Corporation maintains a healthy 17.50% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
M&T Bank Corporation Industry Peers by Asset Resilience Ratio
Compare M&T Bank Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for M&T Bank Corporation (1989–2025)
The table below shows the annual Asset Resilience Ratio data for M&T Bank Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.17% | $36.65 Billion | $213.51 Billion | +10.22pp |
| 2024-12-31 | 6.94% | $14.45 Billion | $208.10 Billion | +1.93pp |
| 2023-12-31 | 5.01% | $10.44 Billion | $208.26 Billion | -0.34pp |
| 2022-12-31 | 5.35% | $10.75 Billion | $200.73 Billion | +2.80pp |
| 2021-12-31 | 2.55% | $3.96 Billion | $155.11 Billion | -0.83pp |
| 2020-12-31 | 3.38% | $4.82 Billion | $142.60 Billion | -1.89pp |
| 2019-12-31 | 5.27% | $6.32 Billion | $119.87 Billion | -1.96pp |
| 2018-12-31 | 7.23% | $8.68 Billion | $120.10 Billion | -1.96pp |
| 2017-12-31 | 9.19% | $10.90 Billion | $118.59 Billion | -1.61pp |
| 2016-12-31 | 10.80% | $13.33 Billion | $123.45 Billion | +0.83pp |
| 2015-12-31 | 9.97% | $12.24 Billion | $122.79 Billion | +0.50pp |
| 2014-12-31 | 9.47% | $9.16 Billion | $96.69 Billion | +4.15pp |
| 2013-12-31 | 5.32% | $4.53 Billion | $85.16 Billion | -0.39pp |
| 2012-12-31 | 5.71% | $4.74 Billion | $83.01 Billion | -2.28pp |
| 2011-12-31 | 7.99% | $6.23 Billion | $77.92 Billion | +0.03pp |
| 2010-12-31 | 7.96% | $5.41 Billion | $68.02 Billion | -1.77pp |
| 2009-12-31 | 9.73% | $6.70 Billion | $68.88 Billion | -0.67pp |
| 2008-12-31 | 10.41% | $6.85 Billion | $65.82 Billion | -2.51pp |
| 2007-12-31 | 12.92% | $8.38 Billion | $64.88 Billion | +0.95pp |
| 2006-12-31 | 11.97% | $6.83 Billion | $57.06 Billion | -2.41pp |
| 2005-12-31 | 14.38% | $7.93 Billion | $55.15 Billion | +14.03pp |
| 2004-12-31 | 0.36% | $189.12 Million | $52.94 Billion | -0.12pp |
| 2003-12-31 | 0.48% | $237.12 Million | $49.83 Billion | -0.64pp |
| 2002-12-31 | 1.12% | $371.99 Million | $33.20 Billion | +0.87pp |
| 2001-12-31 | 0.25% | $80.02 Million | $31.45 Billion | +0.07pp |
| 2000-12-31 | 0.19% | $54.69 Million | $28.95 Billion | -5.54pp |
| 1999-12-31 | 5.73% | $1.28 Billion | $22.41 Billion | +4.89pp |
| 1998-12-31 | 0.84% | $173.10 Million | $20.58 Billion | +0.43pp |
| 1997-12-31 | 0.41% | $57.30 Million | $14.00 Billion | +0.12pp |
| 1996-12-31 | 0.29% | $37.30 Million | $12.94 Billion | +0.21pp |
| 1995-12-31 | 0.08% | $9.70 Million | $11.96 Billion | +0.03pp |
| 1994-12-31 | 0.05% | $5.40 Million | $10.53 Billion | -0.04pp |
| 1993-12-31 | 0.09% | $9.80 Million | $10.37 Billion | -0.46pp |
| 1992-12-31 | 0.56% | $53.50 Million | $9.59 Billion | +0.09pp |
| 1991-12-31 | 0.47% | $43.00 Million | $9.17 Billion | -1.16pp |
| 1990-12-31 | 1.62% | $125.30 Million | $7.72 Billion | +0.46pp |
| 1989-12-31 | 1.16% | $72.60 Million | $6.23 Billion | -- |
About M&T Bank Corporation
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and ba… Read more