M&T Bank Corporation Asset Resilience Ratio
M&T Bank Corporation asset resilience ratio. M&T Bank Corporation (MTB) has an Asset Resilience Ratio of 17.50% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can M&T Bank Corporation fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of M&T Bank Corporation (1989–2025)
Asset resilience ratio of M&T Bank Corporation from 1989 to 2025. This chart shows how M&T Bank Corporation's Asset Resilience Ratio has changed over time. Read MTB total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down M&T Bank Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see M&T Bank Corporation (MTB) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $38.37 Billion | 17.5% |
| Total Liquid Assets | $38.37 Billion | 17.50% |
Asset Resilience Insights
- Good Liquidity Position: M&T Bank Corporation maintains a healthy 17.50% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
M&T Bank Corporation Industry Peers by Asset Resilience Ratio
Compare M&T Bank Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
M&T Bank Corporation Asset Resilience Ratio by Year (1989–2025)
M&T Bank Corporation asset resilience ratio by year from 1989 to 2025. The table below shows the annual Asset Resilience Ratio data for M&T Bank Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.17% | $36.65 Billion | $213.51 Billion | +10.22pp |
| 2024-12-31 | 6.94% | $14.45 Billion | $208.10 Billion | +1.93pp |
| 2023-12-31 | 5.01% | $10.44 Billion | $208.26 Billion | -0.34pp |
| 2022-12-31 | 5.35% | $10.75 Billion | $200.73 Billion | +2.80pp |
| 2021-12-31 | 2.55% | $3.96 Billion | $155.11 Billion | -0.83pp |
| 2020-12-31 | 3.38% | $4.82 Billion | $142.60 Billion | -1.89pp |
| 2019-12-31 | 5.27% | $6.32 Billion | $119.87 Billion | -1.96pp |
| 2018-12-31 | 7.23% | $8.68 Billion | $120.10 Billion | -1.96pp |
| 2017-12-31 | 9.19% | $10.90 Billion | $118.59 Billion | -1.61pp |
| 2016-12-31 | 10.80% | $13.33 Billion | $123.45 Billion | +0.83pp |
| 2015-12-31 | 9.97% | $12.24 Billion | $122.79 Billion | +0.50pp |
| 2014-12-31 | 9.47% | $9.16 Billion | $96.69 Billion | +4.15pp |
| 2013-12-31 | 5.32% | $4.53 Billion | $85.16 Billion | -0.39pp |
| 2012-12-31 | 5.71% | $4.74 Billion | $83.01 Billion | -2.28pp |
| 2011-12-31 | 7.99% | $6.23 Billion | $77.92 Billion | +0.03pp |
| 2010-12-31 | 7.96% | $5.41 Billion | $68.02 Billion | -1.77pp |
| 2009-12-31 | 9.73% | $6.70 Billion | $68.88 Billion | -0.67pp |
| 2008-12-31 | 10.41% | $6.85 Billion | $65.82 Billion | -2.51pp |
| 2007-12-31 | 12.92% | $8.38 Billion | $64.88 Billion | +0.95pp |
| 2006-12-31 | 11.97% | $6.83 Billion | $57.06 Billion | -2.41pp |
| 2005-12-31 | 14.38% | $7.93 Billion | $55.15 Billion | +14.03pp |
| 2004-12-31 | 0.36% | $189.12 Million | $52.94 Billion | -0.12pp |
| 2003-12-31 | 0.48% | $237.12 Million | $49.83 Billion | -0.64pp |
| 2002-12-31 | 1.12% | $371.99 Million | $33.20 Billion | +0.87pp |
| 2001-12-31 | 0.25% | $80.02 Million | $31.45 Billion | +0.07pp |
| 2000-12-31 | 0.19% | $54.69 Million | $28.95 Billion | -5.54pp |
| 1999-12-31 | 5.73% | $1.28 Billion | $22.41 Billion | +4.89pp |
| 1998-12-31 | 0.84% | $173.10 Million | $20.58 Billion | +0.43pp |
| 1997-12-31 | 0.41% | $57.30 Million | $14.00 Billion | +0.12pp |
| 1996-12-31 | 0.29% | $37.30 Million | $12.94 Billion | +0.21pp |
| 1995-12-31 | 0.08% | $9.70 Million | $11.96 Billion | +0.03pp |
| 1994-12-31 | 0.05% | $5.40 Million | $10.53 Billion | -0.04pp |
| 1993-12-31 | 0.09% | $9.80 Million | $10.37 Billion | -0.46pp |
| 1992-12-31 | 0.56% | $53.50 Million | $9.59 Billion | +0.09pp |
| 1991-12-31 | 0.47% | $43.00 Million | $9.17 Billion | -1.16pp |
| 1990-12-31 | 1.62% | $125.30 Million | $7.72 Billion | +0.46pp |
| 1989-12-31 | 1.16% | $72.60 Million | $6.23 Billion | -- |
About M&T Bank Corporation
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and ba… Read more