M&T Bank Corporation - Asset Resilience Ratio
M&T Bank Corporation (MTB) has an Asset Resilience Ratio of 17.17% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read M&T Bank Corporation (MTB) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1989–2025)
This chart shows how M&T Bank Corporation's Asset Resilience Ratio has changed over time. See net assets of M&T Bank Corporation for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down M&T Bank Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see M&T Bank Corporation (MTB) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $36.65 Billion | 17.17% |
| Total Liquid Assets | $36.65 Billion | 17.17% |
Asset Resilience Insights
- Good Liquidity Position: M&T Bank Corporation maintains a healthy 17.17% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
M&T Bank Corporation Industry Peers by Asset Resilience Ratio
Compare M&T Bank Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Banco de Chile
SN:CHILE |
Banks - Regional | 5.79% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Bank Bukopin Tbk
JK:BBKP |
Banks - Regional | 0.03% |
|
Laan & Spar Bank AS
CO:LASP |
Banks - Regional | 0.74% |
|
LINKBANCORP Inc
NASDAQ:LNKB |
Banks - Regional | 8.55% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
Annual Asset Resilience Ratio for M&T Bank Corporation (1989–2025)
The table below shows the annual Asset Resilience Ratio data for M&T Bank Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.17% | $36.65 Billion | $213.51 Billion | +10.22pp |
| 2024-12-31 | 6.94% | $14.45 Billion | $208.10 Billion | +1.93pp |
| 2023-12-31 | 5.01% | $10.44 Billion | $208.26 Billion | -0.34pp |
| 2022-12-31 | 5.35% | $10.75 Billion | $200.73 Billion | +2.80pp |
| 2021-12-31 | 2.55% | $3.96 Billion | $155.11 Billion | -0.83pp |
| 2020-12-31 | 3.38% | $4.82 Billion | $142.60 Billion | -1.89pp |
| 2019-12-31 | 5.27% | $6.32 Billion | $119.87 Billion | -1.96pp |
| 2018-12-31 | 7.23% | $8.68 Billion | $120.10 Billion | -1.96pp |
| 2017-12-31 | 9.19% | $10.90 Billion | $118.59 Billion | -1.61pp |
| 2016-12-31 | 10.80% | $13.33 Billion | $123.45 Billion | +0.83pp |
| 2015-12-31 | 9.97% | $12.24 Billion | $122.79 Billion | +0.50pp |
| 2014-12-31 | 9.47% | $9.16 Billion | $96.69 Billion | +4.15pp |
| 2013-12-31 | 5.32% | $4.53 Billion | $85.16 Billion | -0.39pp |
| 2012-12-31 | 5.71% | $4.74 Billion | $83.01 Billion | -2.28pp |
| 2011-12-31 | 7.99% | $6.23 Billion | $77.92 Billion | +0.03pp |
| 2010-12-31 | 7.96% | $5.41 Billion | $68.02 Billion | -1.77pp |
| 2009-12-31 | 9.73% | $6.70 Billion | $68.88 Billion | -0.67pp |
| 2008-12-31 | 10.41% | $6.85 Billion | $65.82 Billion | -2.51pp |
| 2007-12-31 | 12.92% | $8.38 Billion | $64.88 Billion | +0.95pp |
| 2006-12-31 | 11.97% | $6.83 Billion | $57.06 Billion | -2.41pp |
| 2005-12-31 | 14.38% | $7.93 Billion | $55.15 Billion | +14.03pp |
| 2004-12-31 | 0.36% | $189.12 Million | $52.94 Billion | -0.12pp |
| 2003-12-31 | 0.48% | $237.12 Million | $49.83 Billion | -0.64pp |
| 2002-12-31 | 1.12% | $371.99 Million | $33.20 Billion | +0.87pp |
| 2001-12-31 | 0.25% | $80.02 Million | $31.45 Billion | +0.07pp |
| 2000-12-31 | 0.19% | $54.69 Million | $28.95 Billion | -5.54pp |
| 1999-12-31 | 5.73% | $1.28 Billion | $22.41 Billion | +4.89pp |
| 1998-12-31 | 0.84% | $173.10 Million | $20.58 Billion | +0.43pp |
| 1997-12-31 | 0.41% | $57.30 Million | $14.00 Billion | +0.12pp |
| 1996-12-31 | 0.29% | $37.30 Million | $12.94 Billion | +0.21pp |
| 1995-12-31 | 0.08% | $9.70 Million | $11.96 Billion | +0.03pp |
| 1994-12-31 | 0.05% | $5.40 Million | $10.53 Billion | -0.04pp |
| 1993-12-31 | 0.09% | $9.80 Million | $10.37 Billion | -0.46pp |
| 1992-12-31 | 0.56% | $53.50 Million | $9.59 Billion | +0.09pp |
| 1991-12-31 | 0.47% | $43.00 Million | $9.17 Billion | -1.16pp |
| 1990-12-31 | 1.62% | $125.30 Million | $7.72 Billion | +0.46pp |
| 1989-12-31 | 1.16% | $72.60 Million | $6.23 Billion | -- |
About M&T Bank Corporation
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and ba… Read more