M&T Bank Corporation Cash Flow Conversion Efficiency
M&T Bank Corporation cash flow conversion efficiency. Based on the latest financial reports, M&T Bank Corporation (MTB) has a cash flow conversion efficiency ratio of 0.082x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($2.28 Billion) by net assets ($27.95 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of M&T Bank Corporation (1989–2025)
Cash flow conversion efficiency of M&T Bank Corporation from 1989 to 2025. This chart illustrates how M&T Bank Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data. View M&T Bank Corporation stock price for real-time trading data and today's change.
M&T Bank Corporation Cash Flow Conversion Ratio Explained
M&T Bank Corporation cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
M&T Bank Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of M&T Bank Corporation ranked by their cash flow conversion efficiency. Also see M&T Bank Corporation (MTB) market capitalisation for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Kenvue Inc.
NYSE:KVUE
|
0.028x |
|
Biogen Inc
NASDAQ:BIIB
|
0.024x |
|
Flex Ltd
NASDAQ:FLEX
|
0.080x |
|
China Pacific Insurance Group Co Ltd
SHG:601601
|
0.216x |
|
Gree Electric Appliances Inc of Zhuhai
SHE:000651
|
0.118x |
|
adidas AG
F:ADS
|
-0.055x |
|
Orix Corp Ads
F:OIXA
|
0.065x |
|
Lenovo Group Limited
F:LHL1
|
0.073x |
Annual Cash Flow Conversion Efficiency for M&T Bank Corporation (1989–2025)
The table below shows the annual cash flow conversion efficiency of M&T Bank Corporation from 1989 to 2025. Review free cash flow generation of M&T Bank Corporation to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $29.18 Billion | $3.00 Billion | 0.103x | -17.24% |
| 2024-12-31 | $29.03 Billion | $3.61 Billion | 0.124x | -14.15% |
| 2023-12-31 | $26.96 Billion | $3.90 Billion | 0.145x | -19.81% |
| 2022-12-31 | $25.32 Billion | $4.57 Billion | 0.181x | +19.13% |
| 2021-12-31 | $17.90 Billion | $2.71 Billion | 0.152x | +211.04% |
| 2020-12-31 | $16.19 Billion | $789.19 Million | 0.049x | -67.50% |
| 2019-12-31 | $15.72 Billion | $2.36 Billion | 0.150x | +10.97% |
| 2018-12-31 | $15.46 Billion | $2.09 Billion | 0.135x | -21.04% |
| 2017-12-31 | $16.25 Billion | $2.78 Billion | 0.171x | +138.49% |
| 2016-12-31 | $16.49 Billion | $1.18 Billion | 0.072x | -33.37% |
| 2015-12-31 | $16.17 Billion | $1.74 Billion | 0.108x | +20.92% |
| 2014-12-31 | $12.34 Billion | $1.10 Billion | 0.089x | +8.04% |
| 2013-12-31 | $11.31 Billion | $932.32 Million | 0.082x | +68.28% |
| 2012-12-31 | $10.20 Billion | $499.98 Million | 0.049x | -74.36% |
| 2011-12-31 | $9.27 Billion | $1.77 Billion | 0.191x | -4.66% |
| 2010-12-31 | $8.36 Billion | $1.68 Billion | 0.200x | +30.69% |
| 2009-12-31 | $7.75 Billion | $1.19 Billion | 0.153x | -36.08% |
| 2008-12-31 | $6.78 Billion | $1.63 Billion | 0.240x | +16.62% |
| 2007-12-31 | $6.49 Billion | $1.33 Billion | 0.206x | +139.46% |
| 2006-12-31 | $6.28 Billion | $539.86 Million | 0.086x | +69.28% |
| 2005-12-31 | $5.88 Billion | $298.37 Million | 0.051x | -59.84% |
| 2004-12-31 | $5.73 Billion | $724.37 Million | 0.126x | -41.53% |
| 2003-12-31 | $5.72 Billion | $1.24 Billion | 0.216x | +8.66% |
| 2002-12-31 | $3.21 Billion | $638.42 Million | 0.199x | +279.05% |
| 2001-12-31 | $2.94 Billion | $154.30 Million | 0.052x | -59.11% |
| 2000-12-31 | $2.70 Billion | $346.64 Million | 0.128x | -61.97% |
| 1999-12-31 | $1.80 Billion | $606.60 Million | 0.338x | +1377.90% |
| 1998-12-31 | $1.60 Billion | $36.60 Million | 0.023x | -93.45% |
| 1997-12-31 | $1.03 Billion | $359.40 Million | 0.349x | +34.90% |
| 1996-12-31 | $905.70 Million | $234.20 Million | 0.259x | +101.70% |
| 1995-12-31 | $846.30 Million | $108.50 Million | 0.128x | -72.59% |
| 1994-12-31 | $721.00 Million | $337.20 Million | 0.468x | +83.20% |
| 1993-12-31 | $723.90 Million | $184.80 Million | 0.255x | -49.57% |
| 1992-12-31 | $626.80 Million | $317.30 Million | 0.506x | +4.44% |
| 1991-12-31 | $535.80 Million | $259.70 Million | 0.485x | +153.18% |
| 1990-12-31 | $437.20 Million | $83.70 Million | 0.191x | +220.10% |
| 1989-12-31 | $406.30 Million | $24.30 Million | 0.060x | -- |
About M&T Bank Corporation
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and ba… Read more