M&T Bank Corporation (MTB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, M&T Bank Corporation (MTB) has a cash flow conversion efficiency ratio of 0.036x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($1.01 Billion) by net assets ($27.97 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See MTB equity financing ratio to measure how much of total assets are equity-financed.
M&T Bank Corporation - Cash Flow Conversion Efficiency Trend (1989–2025)
This chart illustrates how M&T Bank Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check MTB cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
M&T Bank Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of M&T Bank Corporation ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
LEONARDO ADR 1/2/EO 440
F:FMN
|
-0.038x |
|
Medline Inc. Class A Common Stock
NASDAQ:MDLN
|
0.021x |
|
Hindustan Aeronautics Limited
NSE:HAL
|
0.216x |
|
Roper Technologies Inc
NASDAQ:ROP
|
0.031x |
|
Humana Inc
NYSE:HUM
|
0.067x |
|
ANSYS Inc
NASDAQ:ANSS
|
0.065x |
|
Fiserv, Inc.
NYSE:FI
|
0.072x |
|
Wanhua Chemical Group Co Ltd
SHG:600309
|
0.057x |
Annual Cash Flow Conversion Efficiency for M&T Bank Corporation (1989–2025)
The table below shows the annual cash flow conversion efficiency of M&T Bank Corporation from 1989 to 2025. For the full company profile with market capitalisation and key ratios, see MTB stock market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $29.18 Billion | $3.00 Billion | 0.103x | -17.24% |
| 2024-12-31 | $29.03 Billion | $3.61 Billion | 0.124x | -14.15% |
| 2023-12-31 | $26.96 Billion | $3.90 Billion | 0.145x | -19.81% |
| 2022-12-31 | $25.32 Billion | $4.57 Billion | 0.181x | +19.13% |
| 2021-12-31 | $17.90 Billion | $2.71 Billion | 0.152x | +211.04% |
| 2020-12-31 | $16.19 Billion | $789.19 Million | 0.049x | -67.50% |
| 2019-12-31 | $15.72 Billion | $2.36 Billion | 0.150x | +10.97% |
| 2018-12-31 | $15.46 Billion | $2.09 Billion | 0.135x | -21.04% |
| 2017-12-31 | $16.25 Billion | $2.78 Billion | 0.171x | +138.49% |
| 2016-12-31 | $16.49 Billion | $1.18 Billion | 0.072x | -33.37% |
| 2015-12-31 | $16.17 Billion | $1.74 Billion | 0.108x | +20.92% |
| 2014-12-31 | $12.34 Billion | $1.10 Billion | 0.089x | +8.04% |
| 2013-12-31 | $11.31 Billion | $932.32 Million | 0.082x | +68.28% |
| 2012-12-31 | $10.20 Billion | $499.98 Million | 0.049x | -74.36% |
| 2011-12-31 | $9.27 Billion | $1.77 Billion | 0.191x | -4.66% |
| 2010-12-31 | $8.36 Billion | $1.68 Billion | 0.200x | +30.69% |
| 2009-12-31 | $7.75 Billion | $1.19 Billion | 0.153x | -36.08% |
| 2008-12-31 | $6.78 Billion | $1.63 Billion | 0.240x | +16.62% |
| 2007-12-31 | $6.49 Billion | $1.33 Billion | 0.206x | +139.46% |
| 2006-12-31 | $6.28 Billion | $539.86 Million | 0.086x | +69.28% |
| 2005-12-31 | $5.88 Billion | $298.37 Million | 0.051x | -59.84% |
| 2004-12-31 | $5.73 Billion | $724.37 Million | 0.126x | -41.53% |
| 2003-12-31 | $5.72 Billion | $1.24 Billion | 0.216x | +8.66% |
| 2002-12-31 | $3.21 Billion | $638.42 Million | 0.199x | +279.05% |
| 2001-12-31 | $2.94 Billion | $154.30 Million | 0.052x | -59.11% |
| 2000-12-31 | $2.70 Billion | $346.64 Million | 0.128x | -61.97% |
| 1999-12-31 | $1.80 Billion | $606.60 Million | 0.338x | +1377.90% |
| 1998-12-31 | $1.60 Billion | $36.60 Million | 0.023x | -93.45% |
| 1997-12-31 | $1.03 Billion | $359.40 Million | 0.349x | +34.90% |
| 1996-12-31 | $905.70 Million | $234.20 Million | 0.259x | +101.70% |
| 1995-12-31 | $846.30 Million | $108.50 Million | 0.128x | -72.59% |
| 1994-12-31 | $721.00 Million | $337.20 Million | 0.468x | +83.20% |
| 1993-12-31 | $723.90 Million | $184.80 Million | 0.255x | -49.57% |
| 1992-12-31 | $626.80 Million | $317.30 Million | 0.506x | +4.44% |
| 1991-12-31 | $535.80 Million | $259.70 Million | 0.485x | +153.18% |
| 1990-12-31 | $437.20 Million | $83.70 Million | 0.191x | +220.10% |
| 1989-12-31 | $406.30 Million | $24.30 Million | 0.060x | -- |
About M&T Bank Corporation
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and ba… Read more