M&T Bank Corporation (MTB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, M&T Bank Corporation (MTB) has a cash flow conversion efficiency ratio of 0.082x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($2.28 Billion) by net assets ($27.95 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see market cap of M&T Bank Corporation for the company's overall valuation and market capitalisation.
M&T Bank Corporation - Cash Flow Conversion Efficiency Trend (1989–2025)
This chart illustrates how M&T Bank Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data.
M&T Bank Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of M&T Bank Corporation ranked by their cash flow conversion efficiency. Explore MTB cash flow quality score to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Arch Capital Group Ltd.
NASDAQ:ACGL
|
0.049x |
|
Muyuan Foodstuff Co Ltd
SHE:002714
|
0.015x |
|
Expedia Group Inc.
NASDAQ:EXPE
|
0.598x |
|
EMCOR Group Inc
NYSE:EME
|
0.000x |
|
Telefonaktiebolaget LM Ericsson (publ)
ST:ERIC-B
|
0.077x |
|
Bank of Jiangsu Co Ltd
SHG:600919
|
0.847x |
|
Kimberly-Clark Corporation
NASDAQ:KMB
|
0.588x |
|
SANDVIK AB SP.ADR
F:SVK
|
0.046x |
Annual Cash Flow Conversion Efficiency for M&T Bank Corporation (1989–2025)
The table below shows the annual cash flow conversion efficiency of M&T Bank Corporation from 1989 to 2025. View MTB live share price for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $29.18 Billion | $3.00 Billion | 0.103x | -17.24% |
| 2024-12-31 | $29.03 Billion | $3.61 Billion | 0.124x | -14.15% |
| 2023-12-31 | $26.96 Billion | $3.90 Billion | 0.145x | -19.81% |
| 2022-12-31 | $25.32 Billion | $4.57 Billion | 0.181x | +19.13% |
| 2021-12-31 | $17.90 Billion | $2.71 Billion | 0.152x | +211.04% |
| 2020-12-31 | $16.19 Billion | $789.19 Million | 0.049x | -67.50% |
| 2019-12-31 | $15.72 Billion | $2.36 Billion | 0.150x | +10.97% |
| 2018-12-31 | $15.46 Billion | $2.09 Billion | 0.135x | -21.04% |
| 2017-12-31 | $16.25 Billion | $2.78 Billion | 0.171x | +138.49% |
| 2016-12-31 | $16.49 Billion | $1.18 Billion | 0.072x | -33.37% |
| 2015-12-31 | $16.17 Billion | $1.74 Billion | 0.108x | +20.92% |
| 2014-12-31 | $12.34 Billion | $1.10 Billion | 0.089x | +8.04% |
| 2013-12-31 | $11.31 Billion | $932.32 Million | 0.082x | +68.28% |
| 2012-12-31 | $10.20 Billion | $499.98 Million | 0.049x | -74.36% |
| 2011-12-31 | $9.27 Billion | $1.77 Billion | 0.191x | -4.66% |
| 2010-12-31 | $8.36 Billion | $1.68 Billion | 0.200x | +30.69% |
| 2009-12-31 | $7.75 Billion | $1.19 Billion | 0.153x | -36.08% |
| 2008-12-31 | $6.78 Billion | $1.63 Billion | 0.240x | +16.62% |
| 2007-12-31 | $6.49 Billion | $1.33 Billion | 0.206x | +139.46% |
| 2006-12-31 | $6.28 Billion | $539.86 Million | 0.086x | +69.28% |
| 2005-12-31 | $5.88 Billion | $298.37 Million | 0.051x | -59.84% |
| 2004-12-31 | $5.73 Billion | $724.37 Million | 0.126x | -41.53% |
| 2003-12-31 | $5.72 Billion | $1.24 Billion | 0.216x | +8.66% |
| 2002-12-31 | $3.21 Billion | $638.42 Million | 0.199x | +279.05% |
| 2001-12-31 | $2.94 Billion | $154.30 Million | 0.052x | -59.11% |
| 2000-12-31 | $2.70 Billion | $346.64 Million | 0.128x | -61.97% |
| 1999-12-31 | $1.80 Billion | $606.60 Million | 0.338x | +1377.90% |
| 1998-12-31 | $1.60 Billion | $36.60 Million | 0.023x | -93.45% |
| 1997-12-31 | $1.03 Billion | $359.40 Million | 0.349x | +34.90% |
| 1996-12-31 | $905.70 Million | $234.20 Million | 0.259x | +101.70% |
| 1995-12-31 | $846.30 Million | $108.50 Million | 0.128x | -72.59% |
| 1994-12-31 | $721.00 Million | $337.20 Million | 0.468x | +83.20% |
| 1993-12-31 | $723.90 Million | $184.80 Million | 0.255x | -49.57% |
| 1992-12-31 | $626.80 Million | $317.30 Million | 0.506x | +4.44% |
| 1991-12-31 | $535.80 Million | $259.70 Million | 0.485x | +153.18% |
| 1990-12-31 | $437.20 Million | $83.70 Million | 0.191x | +220.10% |
| 1989-12-31 | $406.30 Million | $24.30 Million | 0.060x | -- |
About M&T Bank Corporation
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and ba… Read more