M&T Bank Corporation (MTB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, M&T Bank Corporation (MTB) has a cash flow conversion efficiency ratio of 0.036x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($1.01 Billion) by net assets ($27.97 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Check MTB PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
M&T Bank Corporation - Cash Flow Conversion Efficiency Trend (1989–2025)
This chart illustrates how M&T Bank Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data. See net assets of M&T Bank Corporation for net asset value and shareholders' equity analysis.
M&T Bank Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of M&T Bank Corporation ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
ANGLO AMERICAN SP.ADR 1/2
F:NGLD
|
N/A |
|
Fresnillo plc
F:FNL
|
0.020x |
|
Kering SA
PA:KER
|
0.084x |
|
Bajaj Finserv Limited
NSE:BAJAJFINSV
|
-0.180x |
|
Shenzhen Inovance Tech
SHE:300124
|
0.025x |
|
HANN.RUECKV.SE ADR 1/2/ON
F:HNRB
|
0.128x |
|
Gold Fields Ltd
JSE:GFI
|
0.264x |
|
Coal India Limited
NSE:COALINDIA
|
0.083x |
Annual Cash Flow Conversion Efficiency for M&T Bank Corporation (1989–2025)
The table below shows the annual cash flow conversion efficiency of M&T Bank Corporation from 1989 to 2025. For the full company profile with market capitalisation and key ratios, see M&T Bank Corporation stock valuation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $29.18 Billion | $3.00 Billion | 0.103x | -17.24% |
| 2024-12-31 | $29.03 Billion | $3.61 Billion | 0.124x | -14.15% |
| 2023-12-31 | $26.96 Billion | $3.90 Billion | 0.145x | -19.81% |
| 2022-12-31 | $25.32 Billion | $4.57 Billion | 0.181x | +19.13% |
| 2021-12-31 | $17.90 Billion | $2.71 Billion | 0.152x | +211.04% |
| 2020-12-31 | $16.19 Billion | $789.19 Million | 0.049x | -67.50% |
| 2019-12-31 | $15.72 Billion | $2.36 Billion | 0.150x | +10.97% |
| 2018-12-31 | $15.46 Billion | $2.09 Billion | 0.135x | -21.04% |
| 2017-12-31 | $16.25 Billion | $2.78 Billion | 0.171x | +138.49% |
| 2016-12-31 | $16.49 Billion | $1.18 Billion | 0.072x | -33.37% |
| 2015-12-31 | $16.17 Billion | $1.74 Billion | 0.108x | +20.92% |
| 2014-12-31 | $12.34 Billion | $1.10 Billion | 0.089x | +8.04% |
| 2013-12-31 | $11.31 Billion | $932.32 Million | 0.082x | +68.28% |
| 2012-12-31 | $10.20 Billion | $499.98 Million | 0.049x | -74.36% |
| 2011-12-31 | $9.27 Billion | $1.77 Billion | 0.191x | -4.66% |
| 2010-12-31 | $8.36 Billion | $1.68 Billion | 0.200x | +30.69% |
| 2009-12-31 | $7.75 Billion | $1.19 Billion | 0.153x | -36.08% |
| 2008-12-31 | $6.78 Billion | $1.63 Billion | 0.240x | +16.62% |
| 2007-12-31 | $6.49 Billion | $1.33 Billion | 0.206x | +139.46% |
| 2006-12-31 | $6.28 Billion | $539.86 Million | 0.086x | +69.28% |
| 2005-12-31 | $5.88 Billion | $298.37 Million | 0.051x | -59.84% |
| 2004-12-31 | $5.73 Billion | $724.37 Million | 0.126x | -41.53% |
| 2003-12-31 | $5.72 Billion | $1.24 Billion | 0.216x | +8.66% |
| 2002-12-31 | $3.21 Billion | $638.42 Million | 0.199x | +279.05% |
| 2001-12-31 | $2.94 Billion | $154.30 Million | 0.052x | -59.11% |
| 2000-12-31 | $2.70 Billion | $346.64 Million | 0.128x | -61.97% |
| 1999-12-31 | $1.80 Billion | $606.60 Million | 0.338x | +1377.90% |
| 1998-12-31 | $1.60 Billion | $36.60 Million | 0.023x | -93.45% |
| 1997-12-31 | $1.03 Billion | $359.40 Million | 0.349x | +34.90% |
| 1996-12-31 | $905.70 Million | $234.20 Million | 0.259x | +101.70% |
| 1995-12-31 | $846.30 Million | $108.50 Million | 0.128x | -72.59% |
| 1994-12-31 | $721.00 Million | $337.20 Million | 0.468x | +83.20% |
| 1993-12-31 | $723.90 Million | $184.80 Million | 0.255x | -49.57% |
| 1992-12-31 | $626.80 Million | $317.30 Million | 0.506x | +4.44% |
| 1991-12-31 | $535.80 Million | $259.70 Million | 0.485x | +153.18% |
| 1990-12-31 | $437.20 Million | $83.70 Million | 0.191x | +220.10% |
| 1989-12-31 | $406.30 Million | $24.30 Million | 0.060x | -- |
About M&T Bank Corporation
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and ba… Read more