Neptune Insurance Holdings Inc. - Asset Resilience Ratio
Neptune Insurance Holdings Inc. (NP) has an Asset Resilience Ratio of 13.59% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Neptune Insurance Holdings Inc. debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2023–2024)
This chart shows how Neptune Insurance Holdings Inc.'s Asset Resilience Ratio has changed over time. See net assets of Neptune Insurance Holdings Inc. for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Neptune Insurance Holdings Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Neptune Insurance Holdings Inc. stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $12.18 Million | 13.59% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $12.18 Million | 13.59% |
Asset Resilience Insights
- Moderate Liquidity: Neptune Insurance Holdings Inc. has 13.59% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Neptune Insurance Holdings Inc. Industry Peers by Asset Resilience Ratio
Compare Neptune Insurance Holdings Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Steadfast Group Ltd
AU:SDF |
Insurance Brokers | 6.24% |
|
AUB Group Ltd
AU:AUB |
Insurance Brokers | 28.39% |
|
Wiz Soluções e Corretagem de Seguros S.A
SA:WIZC3 |
Insurance Brokers | 0.40% |
|
Banvida
SN:BANVIDA |
Insurance Brokers | 0.65% |
|
Aon PLC
F:4VK |
Insurance Brokers | 0.40% |
|
AUB GROUP LTD.
F:A5H |
Insurance Brokers | 0.03% |
|
Fanhua Inc
F:4CIA |
Insurance Brokers | 15.16% |
|
PB Fintech Limited
NSE:POLICYBZR |
Insurance Brokers | 15.76% |
Annual Asset Resilience Ratio for Neptune Insurance Holdings Inc. (2023–2024)
The table below shows the annual Asset Resilience Ratio data for Neptune Insurance Holdings Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 14.73% | $7.09 Million | $48.15 Million | -4.79pp |
| 2023-12-31 | 19.52% | $8.13 Million | $41.67 Million | -- |
About Neptune Insurance Holdings Inc.
Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies. Neptune In… Read more