Neptune Insurance Holdings Inc. (NP) - Total Liabilities
Based on the latest financial reports, Neptune Insurance Holdings Inc. (NP) has total liabilities worth $292.79 Million USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Neptune Insurance Holdings Inc. - Total Liabilities Trend (2023–2025)
This chart illustrates how Neptune Insurance Holdings Inc.'s total liabilities have evolved over time, based on quarterly financial data. See Neptune Insurance Holdings Inc. short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Neptune Insurance Holdings Inc. Competitors by Total Liabilities
The table below lists competitors of Neptune Insurance Holdings Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Marriot Vacations Worldwide
NYSE:VAC
|
USA | $7.64 Billion |
|
Arcutis Biotherapeutics Inc
NASDAQ:ARQT
|
USA | $270.36 Million |
|
Acer Incorporated
F:AC5G
|
Germany | €147.16 Billion |
|
Hand Enterprise Solutions Co
SHE:300170
|
China | CN¥1.08 Billion |
|
Shenzhen Xinyichang Technology Co. Ltd. A
SHG:688383
|
China | CN¥1.58 Billion |
|
Genius Electronic Optical Co Ltd
TW:3406
|
Taiwan | NT$18.70 Billion |
|
Fujian Newland Computer Co Ltd
SHE:000997
|
China | CN¥7.03 Billion |
|
Zhejiang Yonghe Refrigerant Co Ltd
SHG:605020
|
China | CN¥2.73 Billion |
Liability Composition Analysis (2023–2025)
This chart breaks down Neptune Insurance Holdings Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Neptune Insurance Holdings Inc. market cap and net worth.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.99 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | -1.29 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 4.48 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Neptune Insurance Holdings Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Neptune Insurance Holdings Inc. (2023–2025)
The table below shows the annual total liabilities of Neptune Insurance Holdings Inc. from 2023 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $292.79 Million | -29.30% |
| 2024-12-31 | $414.14 Million | -3.52% |
| 2023-12-31 | $429.27 Million | -- |
About Neptune Insurance Holdings Inc.
Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies. Neptune In… Read more