Northpointe Bancshares, Inc. - Asset Resilience Ratio
Northpointe Bancshares, Inc. (NPB) has an Asset Resilience Ratio of 0.07% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2025)
This chart shows how Northpointe Bancshares, Inc.'s Asset Resilience Ratio has changed over time. Check strategic asset allocation of Northpointe Bancshares, Inc. to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Northpointe Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Northpointe Bancshares, Inc..
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.88 Million | 0.07% |
| Total Liquid Assets | $4.88 Million | 0.07% |
Asset Resilience Insights
- Limited Liquidity: Northpointe Bancshares, Inc. maintains only 0.07% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Northpointe Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare Northpointe Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Northpointe Bancshares, Inc. (2020–2025)
The table below shows the annual Asset Resilience Ratio data for Northpointe Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.07% | $4.74 Million | $7.02 Billion | -49.37pp |
| 2024-12-31 | 49.43% | $767.38 Million | $1.55 Billion | +43.95pp |
| 2023-12-31 | 5.48% | $143.22 Million | $2.61 Billion | -0.41pp |
| 2022-12-31 | 5.89% | $239.99 Million | $4.07 Billion | -7.56pp |
| 2021-12-31 | 13.45% | $118.16 Million | $878.74 Million | +12.95pp |
| 2020-12-31 | 0.50% | $4.82 Million | $968.50 Million | -- |
About Northpointe Bancshares, Inc.
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and… Read more