Northpointe Bancshares, Inc. Asset Resilience Ratio
Northpointe Bancshares, Inc. asset resilience ratio. Northpointe Bancshares, Inc. (NPB) has an Asset Resilience Ratio of 0.06% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Northpointe Bancshares, Inc. defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Northpointe Bancshares, Inc. (2020–2025)
Asset resilience ratio of Northpointe Bancshares, Inc. from 2020 to 2025. This chart shows how Northpointe Bancshares, Inc.'s Asset Resilience Ratio has changed over time. Read NPB total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Northpointe Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Northpointe Bancshares, Inc. balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.88 Million | 0.06% |
| Total Liquid Assets | $4.88 Million | 0.06% |
Asset Resilience Insights
- Limited Liquidity: Northpointe Bancshares, Inc. maintains only 0.06% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Northpointe Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare Northpointe Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Northpointe Bancshares, Inc. Asset Resilience Ratio by Year (2020–2025)
Northpointe Bancshares, Inc. asset resilience ratio by year from 2020 to 2025. The table below shows the annual Asset Resilience Ratio data for Northpointe Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.07% | $4.74 Million | $7.02 Billion | -0.10pp |
| 2024-12-31 | 0.16% | $8.58 Million | $5.22 Billion | -5.32pp |
| 2023-12-31 | 5.48% | $143.22 Million | $2.61 Billion | -0.41pp |
| 2022-12-31 | 5.89% | $239.99 Million | $4.07 Billion | -7.56pp |
| 2021-12-31 | 13.45% | $118.16 Million | $878.74 Million | +12.95pp |
| 2020-12-31 | 0.50% | $4.82 Million | $968.50 Million | -- |
About Northpointe Bancshares, Inc.
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and… Read more