Northpointe Bancshares, Inc. (NPB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Northpointe Bancshares, Inc. (NPB) has a cash flow conversion efficiency ratio of 0.145x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($90.43 Million) by net assets ($623.52 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Northpointe Bancshares, Inc. - Cash Flow Conversion Efficiency Trend (2020–2024)
This chart illustrates how Northpointe Bancshares, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Read total liabilities of Northpointe Bancshares, Inc. for a breakdown of total debt and financial obligations.
Northpointe Bancshares, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Northpointe Bancshares, Inc. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Biglari Holdings Inc
NYSE:BH
|
0.034x |
|
Supriya Lifescience Limited
NSE:SUPRIYA
|
0.051x |
|
PWR Holdings Ltd
AU:PWH
|
0.159x |
|
Jiangxi Huawu Brake Co Ltd
SHE:300095
|
0.034x |
|
Hamaton Automotive Technology Co Ltd
SHE:300643
|
0.037x |
|
Sun International Ltd
JSE:SUI
|
0.548x |
|
Guangdong Dp Co Ltd
SHE:300808
|
0.011x |
|
Hebei Jianxin Chemical Co Ltd
SHE:300107
|
0.002x |
Annual Cash Flow Conversion Efficiency for Northpointe Bancshares, Inc. (2020–2024)
The table below shows the annual cash flow conversion efficiency of Northpointe Bancshares, Inc. from 2020 to 2024. For the full company profile with market capitalisation and key ratios, see NPB stock market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $1.47 Billion | $19.81 Million | 0.013x | +196.16% |
| 2023-12-31 | $1.72 Billion | $-24.11 Million | -0.014x | +48.66% |
| 2022-12-31 | $2.91 Billion | $-79.52 Million | -0.027x | +87.04% |
| 2021-12-31 | $715.33 Million | $-150.88 Million | -0.211x | -388.93% |
| 2020-12-31 | $860.45 Million | $62.81 Million | 0.073x | -- |
About Northpointe Bancshares, Inc.
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and… Read more