Paymentus Holdings, Inc.
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards,… Read more
Paymentus Holdings, Inc. - Asset Resilience Ratio
Paymentus Holdings, Inc. (PAY) has an Asset Resilience Ratio of 44.68% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2024)
This chart shows how Paymentus Holdings, Inc.'s Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Paymentus Holdings, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $287.91 Million | 44.68% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $287.91 Million | 44.68% |
Asset Resilience Insights
- Very High Liquidity: Paymentus Holdings, Inc. maintains exceptional liquid asset reserves at 44.68% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Paymentus Holdings, Inc. Industry Peers by Asset Resilience Ratio
Compare Paymentus Holdings, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Eastcompeace Technology Co Ltd
SHE:002017 |
Software - Infrastructure | -1.64% |
|
Wiscom System Co Ltd
SHE:002090 |
Software - Infrastructure | 19.97% |
|
Topsec Technologies Group Inc
SHE:002212 |
Software - Infrastructure | 0.15% |
|
Focus Technology Co Ltd
SHE:002315 |
Software - Infrastructure | 3.71% |
|
Beijing Venustech Inc
SHE:002439 |
Software - Infrastructure | 3.87% |
|
Maxvision Technology Corp
SHE:002990 |
Software - Infrastructure | 5.60% |
|
OpenSys M Bhd
KLSE:0040 |
Software - Infrastructure | 35.92% |
|
Managepay Systems Bhd
KLSE:0156 |
Software - Infrastructure | 15.94% |
Annual Asset Resilience Ratio for Paymentus Holdings, Inc. (2005–2024)
The table below shows the annual Asset Resilience Ratio data for Paymentus Holdings, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 35.73% | $205.90 Million | $576.25 Million | +0.20pp |
| 2023-12-31 | 35.53% | $179.36 Million | $504.86 Million | +3.60pp |
| 2022-12-31 | 31.92% | $147.33 Million | $461.54 Million | +31.85pp |
| 2012-12-31 | 0.08% | $2.67 Million | $3.49 Billion | -5.01pp |
| 2005-12-31 | 5.09% | $16.77 Million | $329.37 Million | -- |