Paymentus Holdings, Inc. (PAY) - Total Assets
Based on the latest financial reports, Paymentus Holdings, Inc. (PAY) holds total assets worth $698.60 Million USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore PAY operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Paymentus Holdings, Inc. - Total Assets Trend (2001–2025)
This chart illustrates how Paymentus Holdings, Inc.'s total assets have evolved over time, based on quarterly financial data. See Paymentus Holdings, Inc. shareholders equity for net asset value and shareholders' equity analysis.
Paymentus Holdings, Inc. - Asset Composition Analysis
Current Asset Composition (December 2025)
Paymentus Holdings, Inc.'s total assets of $698.60 Million consist of 66.1% current assets and 33.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $320.91 Million | 48.6% |
| Accounts Receivable | $103.55 Million | 15.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $7.26 Million | 1.1% |
| Intangible Assets | $11.99 Million | 1.8% |
| Goodwill | $131.81 Million | 19.7% |
Asset Composition Trend (2001–2025)
This chart illustrates how Paymentus Holdings, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see PAY market cap.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Paymentus Holdings, Inc.'s current assets represent 66.1% of total assets in 2025, an increase from 16.4% in 2001.
- Cash Position: Cash and equivalents constituted 48.6% of total assets in 2025, up from 16.4% in 2001.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 20.0% of total assets, an increase from 0.0% in 2001.
- Asset Diversification: The largest asset category is cash and equivalents at 48.6% of total assets.
Paymentus Holdings, Inc. Competitors by Total Assets
Key competitors of Paymentus Holdings, Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Microsoft Corporation
NASDAQ:MSFT
|
USA | $694.23 Billion |
|
Zeta Global Holdings Corp
NYSE:ZETA
|
USA | $1.15 Billion |
|
Topsec Technologies Group Inc
SHE:002212
|
China | CN¥11.19 Billion |
|
Beijing VRV Software Corp Ltd
SHE:300352
|
China | CN¥1.75 Billion |
|
Locaweb Serviços de Internet S.A.
SA:LWSA3
|
Brazil | R$3.52 Billion |
|
Automatic Bank Services Ltd
TA:SHVA
|
Israel | ILA284.14 Million |
|
Danal Co. Ltd
KQ:064260
|
Korea | ₩770.29 Billion |
|
Cyan AG
XETRA:CYR
|
Germany | €31.35 Million |
Paymentus Holdings, Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 4.41 | 4.46 | 8.27 |
| Quick Ratio | 4.41 | 4.46 | 8.27 |
| Cash Ratio | 0.00 | 3.04 | 0.00 |
| Working Capital | $365.42 Million | $280.54 Million | $269.74 Million |
Paymentus Holdings, Inc. - Advanced Valuation Insights
This section examines the relationship between Paymentus Holdings, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 5.74 |
| Latest Market Cap to Assets Ratio | 3.21 |
| Asset Growth Rate (YoY) | 15.9% |
| Total Assets | $667.88 Million |
| Market Capitalization | $2.15 Billion USD |
Valuation Analysis
Premium Asset Valuation: The market values Paymentus Holdings, Inc.'s assets at a significant premium (3.21x), suggesting investors see substantial growth potential or unique competitive advantages.
Rapid Asset Growth: Paymentus Holdings, Inc.'s assets grew by 15.9% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Paymentus Holdings, Inc. (2001–2025)
The table below shows the annual total assets of Paymentus Holdings, Inc. from 2001 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $667.88 Million | +15.90% |
| 2024-12-31 | $576.25 Million | +14.14% |
| 2023-12-31 | $504.86 Million | +9.39% |
| 2022-12-31 | $461.54 Million | -2.41% |
| 2021-12-31 | $472.94 Million | +278.74% |
| 2020-12-31 | $124.87 Million | +55.20% |
| 2019-12-31 | $80.46 Million | -96.54% |
| 2017-12-31 | $2.32 Billion | -6.92% |
| 2016-12-31 | $2.49 Billion | +0.88% |
| 2015-12-31 | $2.47 Billion | -8.48% |
| 2014-12-31 | $2.70 Billion | -9.74% |
| 2013-12-31 | $2.99 Billion | -14.24% |
| 2012-12-31 | $3.49 Billion | +50.88% |
| 2011-12-31 | $2.31 Billion | +115.15% |
| 2010-12-31 | $1.08 Billion | +17.02% |
| 2009-12-31 | $918.91 Million | -14.90% |
| 2008-12-31 | $1.08 Billion | -30.22% |
| 2007-12-31 | $1.55 Billion | +241.61% |
| 2006-12-31 | $452.94 Million | +37.52% |
| 2005-12-31 | $329.37 Million | +34.10% |
| 2004-12-31 | $245.62 Million | +3.65% |
| 2003-12-31 | $236.97 Million | -4.78% |
| 2002-12-31 | $248.85 Million | +95.06% |
| 2001-12-31 | $127.58 Million | -- |
About Paymentus Holdings, Inc.
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform's payment processing includes … Read more