Paymentus Holdings, Inc. Asset Resilience Ratio
Paymentus Holdings, Inc. asset resilience ratio. Paymentus Holdings, Inc. (PAY) has an Asset Resilience Ratio of 48.05% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Paymentus Holdings, Inc. defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Paymentus Holdings, Inc. (2005–2025)
Asset resilience ratio of Paymentus Holdings, Inc. from 2005 to 2025. This chart shows how Paymentus Holdings, Inc.'s Asset Resilience Ratio has changed over time. Read PAY total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Paymentus Holdings, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Paymentus Holdings, Inc..
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $320.91 Million | 48.05% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $320.91 Million | 48.05% |
Asset Resilience Insights
- Very High Liquidity: Paymentus Holdings, Inc. maintains exceptional liquid asset reserves at 48.05% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Paymentus Holdings, Inc. Industry Peers by Asset Resilience Ratio
Compare Paymentus Holdings, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
NortonLifeLock Inc
F:SYM |
Software - Infrastructure | 0.00% |
|
TIZA Information Industry Corporation Inc
SHE:300209 |
Software - Infrastructure | 0.25% |
|
Megaport Ltd
AU:MP1 |
Software - Infrastructure | 22.07% |
|
Sunyard System Engineering Co Ltd
SHG:600571 |
Software - Infrastructure | 21.90% |
|
Rezolve AI Limited Ordinary Shares
NASDAQ:RZLV |
Software - Infrastructure | -1.19% |
|
Inesa Intelligent Tech Inc B
SHG:900901 |
Software - Infrastructure | 1.50% |
|
EML Payments Ltd
F:A8Y1 |
Software - Infrastructure | 69.56% |
|
Senetas Corporation Ltd
AU:SEN |
Software - Infrastructure | 18.24% |
Paymentus Holdings, Inc. Asset Resilience Ratio by Year (2005–2025)
Paymentus Holdings, Inc. asset resilience ratio by year from 2005 to 2025. The table below shows the annual Asset Resilience Ratio data for Paymentus Holdings, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 48.05% | $320.91 Million | $667.88 Million | +12.32pp |
| 2024-12-31 | 35.73% | $205.90 Million | $576.25 Million | +0.20pp |
| 2023-12-31 | 35.53% | $179.36 Million | $504.86 Million | +3.60pp |
| 2022-12-31 | 31.92% | $147.33 Million | $461.54 Million | +31.85pp |
| 2012-12-31 | 0.08% | $2.67 Million | $3.49 Billion | -5.01pp |
| 2005-12-31 | 5.09% | $16.77 Million | $329.37 Million | -- |
About Paymentus Holdings, Inc.
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform's payment processing includes … Read more