Paymentus Holdings, Inc. - Asset Resilience Ratio
Paymentus Holdings, Inc. (PAY) has an Asset Resilience Ratio of 44.68% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read PAY total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2024)
This chart shows how Paymentus Holdings, Inc.'s Asset Resilience Ratio has changed over time. See PAY total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Paymentus Holdings, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Paymentus Holdings, Inc. worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $287.91 Million | 44.68% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $287.91 Million | 44.68% |
Asset Resilience Insights
- Very High Liquidity: Paymentus Holdings, Inc. maintains exceptional liquid asset reserves at 44.68% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Paymentus Holdings, Inc. Industry Peers by Asset Resilience Ratio
Compare Paymentus Holdings, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
StoneCo Ltd
F:0Q0 |
Software - Infrastructure | 3.36% |
|
TIZA Information Industry Corporation Inc
SHE:300209 |
Software - Infrastructure | 0.25% |
|
Megaport Ltd
AU:MP1 |
Software - Infrastructure | 39.23% |
|
Inesa Intelligent Tech Inc B
SHG:900901 |
Software - Infrastructure | 1.50% |
|
RAIZ Invest Ltd
AU:RZI |
Software - Infrastructure | 1.21% |
|
Heeros Oyj
HE:HEEROS |
Software - Infrastructure | 6.79% |
|
IXUP Ltd
AU:IXU |
Software - Infrastructure | 0.74% |
|
Spirent Communications plc
LSE:SPT |
Software - Infrastructure | 0.01% |
Annual Asset Resilience Ratio for Paymentus Holdings, Inc. (2005–2024)
The table below shows the annual Asset Resilience Ratio data for Paymentus Holdings, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 35.73% | $205.90 Million | $576.25 Million | +0.20pp |
| 2023-12-31 | 35.53% | $179.36 Million | $504.86 Million | +3.60pp |
| 2022-12-31 | 31.92% | $147.33 Million | $461.54 Million | +31.85pp |
| 2012-12-31 | 0.08% | $2.67 Million | $3.49 Billion | -5.01pp |
| 2005-12-31 | 5.09% | $16.77 Million | $329.37 Million | -- |
About Paymentus Holdings, Inc.
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards,… Read more