Paymentus Holdings, Inc. - Asset Resilience Ratio
Paymentus Holdings, Inc. (PAY) has an Asset Resilience Ratio of 48.05% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2025)
This chart shows how Paymentus Holdings, Inc.'s Asset Resilience Ratio has changed over time. Check how strategically is Paymentus Holdings, Inc.'s equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Paymentus Holdings, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Paymentus Holdings, Inc. market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $320.91 Million | 48.05% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $320.91 Million | 48.05% |
Asset Resilience Insights
- Very High Liquidity: Paymentus Holdings, Inc. maintains exceptional liquid asset reserves at 48.05% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Paymentus Holdings, Inc. Industry Peers by Asset Resilience Ratio
Compare Paymentus Holdings, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Microsoft Corporation
NASDAQ:MSFT |
Software - Infrastructure | 6.65% |
|
Topsec Technologies Group Inc
SHE:002212 |
Software - Infrastructure | 0.15% |
|
Beijing VRV Software Corp Ltd
SHE:300352 |
Software - Infrastructure | 0.72% |
|
Locaweb Serviços de Internet S.A.
SA:LWSA3 |
Software - Infrastructure | 11.83% |
|
Automatic Bank Services Ltd
TA:SHVA |
Software - Infrastructure | 47.41% |
|
Danal Co. Ltd
KQ:064260 |
Software - Infrastructure | 7.83% |
|
Cyan AG
XETRA:CYR |
Software - Infrastructure | 5.96% |
|
Megaport Ltd
AU:MP1 |
Software - Infrastructure | 22.07% |
Annual Asset Resilience Ratio for Paymentus Holdings, Inc. (2005–2025)
The table below shows the annual Asset Resilience Ratio data for Paymentus Holdings, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 48.05% | $320.91 Million | $667.88 Million | +12.32pp |
| 2024-12-31 | 35.73% | $205.90 Million | $576.25 Million | +0.20pp |
| 2023-12-31 | 35.53% | $179.36 Million | $504.86 Million | +3.60pp |
| 2022-12-31 | 31.92% | $147.33 Million | $461.54 Million | +31.85pp |
| 2012-12-31 | 0.08% | $2.67 Million | $3.49 Billion | -5.01pp |
| 2005-12-31 | 5.09% | $16.77 Million | $329.37 Million | -- |
About Paymentus Holdings, Inc.
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform's payment processing includes … Read more