PennyMac Finl Svcs Inc - Asset Resilience Ratio
PennyMac Finl Svcs Inc (PFSI) has an Asset Resilience Ratio of 1.79% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See PennyMac Finl Svcs Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2025)
This chart shows how PennyMac Finl Svcs Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see PennyMac Finl Svcs Inc total assets.
Liquid Assets Composition Over Time
This chart breaks down PennyMac Finl Svcs Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore PennyMac Finl Svcs Inc (PFSI) long-term investment share to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $534.00 Million | 1.79% |
| Total Liquid Assets | $534.00 Million | 1.79% |
Asset Resilience Insights
- Limited Liquidity: PennyMac Finl Svcs Inc maintains only 1.79% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PennyMac Finl Svcs Inc Industry Peers by Asset Resilience Ratio
Compare PennyMac Finl Svcs Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Velocity Financial Llc
NYSE:VEL |
Mortgage Finance | 1.42% |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
GIC Housing Finance Limited
NSE:GICHSGFIN |
Mortgage Finance | 0.05% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 0.01% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
Annual Asset Resilience Ratio for PennyMac Finl Svcs Inc (2011–2025)
The table below shows the annual Asset Resilience Ratio data for PennyMac Finl Svcs Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.40% | $410.04 Million | $29.39 Billion | -0.22pp |
| 2024-12-31 | 1.61% | $420.55 Million | $26.09 Billion | +1.56pp |
| 2023-12-31 | 0.05% | $10.27 Million | $18.84 Billion | -0.02pp |
| 2022-12-31 | 0.07% | $12.19 Million | $16.82 Billion | +0.04pp |
| 2021-12-31 | 0.04% | $6.87 Million | $18.78 Billion | -0.01pp |
| 2020-12-31 | 0.05% | $15.22 Million | $31.60 Billion | -0.68pp |
| 2019-12-31 | 0.73% | $74.61 Million | $10.20 Billion | -0.84pp |
| 2018-12-31 | 1.58% | $117.82 Million | $7.48 Billion | -0.73pp |
| 2017-12-31 | 2.31% | $170.08 Million | $7.37 Billion | +0.63pp |
| 2016-12-31 | 1.67% | $85.96 Million | $5.13 Billion | +0.35pp |
| 2015-12-31 | 1.32% | $46.32 Million | $3.51 Billion | +0.46pp |
| 2014-12-31 | 0.87% | $21.69 Million | $2.51 Billion | -8.13pp |
| 2013-12-31 | 9.00% | $142.58 Million | $1.58 Billion | +2.61pp |
| 2012-12-31 | 6.39% | $53.16 Million | $832.16 Million | +0.84pp |
| 2011-12-31 | 5.55% | $16.04 Million | $289.28 Million | -- |
About PennyMac Finl Svcs Inc
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mor… Read more