PennyMac Finl Svcs Inc - Asset Resilience Ratio
PennyMac Finl Svcs Inc (PFSI) has an Asset Resilience Ratio of 1.40% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of PennyMac Finl Svcs Inc for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2025)
This chart shows how PennyMac Finl Svcs Inc's Asset Resilience Ratio has changed over time. See PennyMac Finl Svcs Inc book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down PennyMac Finl Svcs Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PennyMac Finl Svcs Inc market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $410.04 Million | 1.4% |
| Total Liquid Assets | $410.04 Million | 1.40% |
Asset Resilience Insights
- Limited Liquidity: PennyMac Finl Svcs Inc maintains only 1.40% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PennyMac Finl Svcs Inc Industry Peers by Asset Resilience Ratio
Compare PennyMac Finl Svcs Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PNB Housing Finance Limited
NSE:PNBHOUSING |
Mortgage Finance | 3.50% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.84% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Firm Capital Mortgage Invest Corp
TO:FC |
Mortgage Finance | 0.00% |
|
Repco Home Finance Limited
NSE:REPCOHOME |
Mortgage Finance | 1.18% |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
Annual Asset Resilience Ratio for PennyMac Finl Svcs Inc (2011–2025)
The table below shows the annual Asset Resilience Ratio data for PennyMac Finl Svcs Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.40% | $410.04 Million | $29.39 Billion | -0.22pp |
| 2024-12-31 | 1.61% | $420.55 Million | $26.09 Billion | +1.56pp |
| 2023-12-31 | 0.05% | $10.27 Million | $18.84 Billion | -0.02pp |
| 2022-12-31 | 0.07% | $12.19 Million | $16.82 Billion | +0.04pp |
| 2021-12-31 | 0.04% | $6.87 Million | $18.78 Billion | -0.01pp |
| 2020-12-31 | 0.05% | $15.22 Million | $31.60 Billion | -0.68pp |
| 2019-12-31 | 0.73% | $74.61 Million | $10.20 Billion | -0.84pp |
| 2018-12-31 | 1.58% | $117.82 Million | $7.48 Billion | -0.73pp |
| 2017-12-31 | 2.31% | $170.08 Million | $7.37 Billion | +0.63pp |
| 2016-12-31 | 1.67% | $85.96 Million | $5.13 Billion | +0.35pp |
| 2015-12-31 | 1.32% | $46.32 Million | $3.51 Billion | +0.46pp |
| 2014-12-31 | 0.87% | $21.69 Million | $2.51 Billion | -8.13pp |
| 2013-12-31 | 9.00% | $142.58 Million | $1.58 Billion | +2.61pp |
| 2012-12-31 | 6.39% | $53.16 Million | $832.16 Million | +0.84pp |
| 2011-12-31 | 5.55% | $16.04 Million | $289.28 Million | -- |
About PennyMac Finl Svcs Inc
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage… Read more