PennyMac Finl Svcs Inc Asset Resilience Ratio
PennyMac Finl Svcs Inc asset resilience ratio. PennyMac Finl Svcs Inc (PFSI) has an Asset Resilience Ratio of 1.79% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See PennyMac Finl Svcs Inc liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of PennyMac Finl Svcs Inc (2011–2025)
Asset resilience ratio of PennyMac Finl Svcs Inc from 2011 to 2025. This chart shows how PennyMac Finl Svcs Inc's Asset Resilience Ratio has changed over time. Read PFSI total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down PennyMac Finl Svcs Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PFSI total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $534.00 Million | 1.79% |
| Total Liquid Assets | $534.00 Million | 1.79% |
Asset Resilience Insights
- Limited Liquidity: PennyMac Finl Svcs Inc maintains only 1.79% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PennyMac Finl Svcs Inc Industry Peers by Asset Resilience Ratio
Compare PennyMac Finl Svcs Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
Income Opportunity Realty Investors
NYSE MKT:IOR |
Mortgage Finance | 0.00% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 0.01% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.61% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
PennyMac Finl Svcs Inc Asset Resilience Ratio by Year (2011–2025)
PennyMac Finl Svcs Inc asset resilience ratio by year from 2011 to 2025. The table below shows the annual Asset Resilience Ratio data for PennyMac Finl Svcs Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.40% | $410.04 Million | $29.39 Billion | -0.22pp |
| 2024-12-31 | 1.61% | $420.55 Million | $26.09 Billion | +1.56pp |
| 2023-12-31 | 0.05% | $10.27 Million | $18.84 Billion | -0.02pp |
| 2022-12-31 | 0.07% | $12.19 Million | $16.82 Billion | +0.04pp |
| 2021-12-31 | 0.04% | $6.87 Million | $18.78 Billion | -0.01pp |
| 2020-12-31 | 0.05% | $15.22 Million | $31.60 Billion | -0.68pp |
| 2019-12-31 | 0.73% | $74.61 Million | $10.20 Billion | -0.84pp |
| 2018-12-31 | 1.58% | $117.82 Million | $7.48 Billion | -0.73pp |
| 2017-12-31 | 2.31% | $170.08 Million | $7.37 Billion | +0.63pp |
| 2016-12-31 | 1.67% | $85.96 Million | $5.13 Billion | +0.35pp |
| 2015-12-31 | 1.32% | $46.32 Million | $3.51 Billion | +0.46pp |
| 2014-12-31 | 0.87% | $21.69 Million | $2.51 Billion | -8.13pp |
| 2013-12-31 | 9.00% | $142.58 Million | $1.58 Billion | +2.61pp |
| 2012-12-31 | 6.39% | $53.16 Million | $832.16 Million | +0.84pp |
| 2011-12-31 | 5.55% | $16.04 Million | $289.28 Million | -- |
About PennyMac Finl Svcs Inc
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mor… Read more