Radian Group Inc
Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans. The company also offers private mortgage insurance, specialty insurance, and rein… Read more
Radian Group Inc - Asset Resilience Ratio
Radian Group Inc (RDN) has an Asset Resilience Ratio of 72.37% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1996–2025)
This chart shows how Radian Group Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Radian Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.88 Billion | 72.37% |
| Total Liquid Assets | $5.88 Billion | 72.37% |
Asset Resilience Insights
- Very High Liquidity: Radian Group Inc maintains exceptional liquid asset reserves at 72.37% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Radian Group Inc Industry Peers by Asset Resilience Ratio
Compare Radian Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Syarikat Takaful Malaysia Bhd
KLSE:6139 |
Insurance - Specialty | 6.76% |
|
ACMAT Corporation
PINK:ACMT |
Insurance - Specialty | 10.59% |
|
Enact Holdings Inc
NASDAQ:ACT |
Insurance - Specialty | 26.14% |
|
Assured Guaranty Ltd
NYSE:AGO |
Insurance - Specialty | 19.30% |
|
Ambac Financial Group Inc
NYSE:AMBC |
Insurance - Specialty | 19.88% |
|
AMERISAFE Inc
NASDAQ:AMSF |
Insurance - Specialty | 39.23% |
|
AXIS Capital Holdings Ltd
NYSE:AXS |
Insurance - Specialty | 4.09% |
|
Beazley plc
PINK:BZLYF |
Insurance - Specialty | 0.00% |
Annual Asset Resilience Ratio for Radian Group Inc (1996–2025)
The table below shows the annual Asset Resilience Ratio data for Radian Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 72.37% | $5.88 Billion | $8.12 Billion | +7.78pp |
| 2024-12-31 | 64.60% | $5.60 Billion | $8.66 Billion | -12.42pp |
| 2023-12-31 | 77.02% | $5.85 Billion | $7.59 Billion | +0.29pp |
| 2022-12-31 | 76.73% | $5.42 Billion | $7.06 Billion | -0.69pp |
| 2021-12-31 | 77.41% | $6.07 Billion | $7.84 Billion | -2.37pp |
| 2020-12-31 | 79.79% | $6.34 Billion | $7.95 Billion | +3.30pp |
| 2019-12-31 | 76.48% | $5.21 Billion | $6.81 Billion | +4.43pp |
| 2018-12-31 | 72.05% | $4.55 Billion | $6.31 Billion | +3.64pp |
| 2017-12-31 | 68.42% | $4.04 Billion | $5.90 Billion | +7.33pp |
| 2016-12-31 | 61.08% | $3.58 Billion | $5.86 Billion | +7.69pp |
| 2015-12-31 | 53.40% | $3.02 Billion | $5.65 Billion | +24.52pp |
| 2014-12-31 | 28.88% | $1.98 Billion | $6.86 Billion | +9.31pp |
| 2013-12-31 | 19.57% | $1.10 Billion | $5.62 Billion | +3.81pp |
| 2012-12-31 | 15.76% | $930.37 Million | $5.90 Billion | -6.91pp |
| 2011-12-31 | 22.67% | $1.51 Billion | $6.66 Billion | +2.49pp |
| 2010-12-31 | 20.17% | $1.54 Billion | $7.62 Billion | +2.78pp |
| 2009-12-31 | 17.39% | $1.40 Billion | $8.06 Billion | +4.71pp |
| 2008-12-31 | 12.68% | $1.03 Billion | $8.12 Billion | +4.19pp |
| 2007-12-31 | 8.49% | $697.27 Million | $8.21 Billion | +5.49pp |
| 2006-12-31 | 3.00% | $238.68 Million | $7.96 Billion | -2.01pp |
| 2005-12-31 | 5.01% | $361.94 Million | $7.23 Billion | -1.56pp |
| 2004-12-31 | 6.57% | $459.72 Million | $7.00 Billion | +2.61pp |
| 2003-12-31 | 3.96% | $255.07 Million | $6.45 Billion | +0.60pp |
| 2002-12-31 | 3.35% | $180.92 Million | $5.39 Billion | -1.39pp |
| 2001-12-31 | 4.75% | $210.79 Million | $4.44 Billion | +0.53pp |
| 2000-12-31 | 4.22% | $95.82 Million | $2.27 Billion | +1.01pp |
| 1999-12-31 | 3.21% | $56.97 Million | $1.78 Billion | +1.60pp |
| 1998-12-31 | 1.61% | $24.36 Million | $1.51 Billion | +0.20pp |
| 1997-12-31 | 1.41% | $11.03 Million | $782.10 Million | +0.53pp |
| 1996-12-31 | 0.88% | $5.20 Million | $592.75 Million | -- |