Regions Financial Corporation - Asset Resilience Ratio
Regions Financial Corporation (RF) has an Asset Resilience Ratio of 20.25% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See RF working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1989–2025)
This chart shows how Regions Financial Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Regions Financial Corporation.
Liquid Assets Composition Over Time
This chart breaks down Regions Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Regions Financial Corporation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $32.66 Billion | 20.25% |
| Total Liquid Assets | $32.66 Billion | 20.25% |
Asset Resilience Insights
- Good Liquidity Position: Regions Financial Corporation maintains a healthy 20.25% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Regions Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Regions Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Regions Financial Corporation (1989–2025)
The table below shows the annual Asset Resilience Ratio data for Regions Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.27% | $27.56 Billion | $159.55 Billion | +2.37pp |
| 2024-12-31 | 14.90% | $23.44 Billion | $157.30 Billion | -3.56pp |
| 2023-12-31 | 18.47% | $28.10 Billion | $152.19 Billion | +0.47pp |
| 2022-12-31 | 18.00% | $27.93 Billion | $155.22 Billion | +0.52pp |
| 2021-12-31 | 17.48% | $28.48 Billion | $162.94 Billion | -0.94pp |
| 2020-12-31 | 18.42% | $27.15 Billion | $147.39 Billion | +0.52pp |
| 2019-12-31 | 17.91% | $22.61 Billion | $126.24 Billion | -0.18pp |
| 2018-12-31 | 18.08% | $22.73 Billion | $125.69 Billion | -0.75pp |
| 2017-12-31 | 18.83% | $23.40 Billion | $124.29 Billion | -0.05pp |
| 2016-12-31 | 18.88% | $23.78 Billion | $125.97 Billion | +0.75pp |
| 2015-12-31 | 18.13% | $22.85 Billion | $126.05 Billion | -0.49pp |
| 2014-12-31 | 18.62% | $22.26 Billion | $119.56 Billion | +0.22pp |
| 2013-12-31 | 18.40% | $21.60 Billion | $117.40 Billion | -4.15pp |
| 2012-12-31 | 22.55% | $27.36 Billion | $121.35 Billion | +3.29pp |
| 2011-12-31 | 19.26% | $24.47 Billion | $127.05 Billion | +1.66pp |
| 2010-12-31 | 17.60% | $23.29 Billion | $132.35 Billion | +0.68pp |
| 2009-12-31 | 16.91% | $24.07 Billion | $142.32 Billion | +4.02pp |
| 2008-12-31 | 12.89% | $18.85 Billion | $146.25 Billion | +0.61pp |
| 2007-12-31 | 12.28% | $17.32 Billion | $141.04 Billion | -0.64pp |
| 2006-12-31 | 12.91% | $18.51 Billion | $143.37 Billion | -1.18pp |
| 2005-12-31 | 14.09% | $11.95 Billion | $84.79 Billion | +12.13pp |
| 2004-12-31 | 1.96% | $1.65 Billion | $84.11 Billion | -0.91pp |
| 2003-12-31 | 2.87% | $1.39 Billion | $48.60 Billion | +0.53pp |
| 2002-12-31 | 2.34% | $1.12 Billion | $47.94 Billion | +0.50pp |
| 2001-12-31 | 1.84% | $834.44 Million | $45.38 Billion | +1.59pp |
| 2000-12-31 | 0.25% | $108.99 Million | $43.69 Billion | +0.06pp |
| 1999-12-31 | 0.19% | $80.60 Million | $42.71 Billion | +0.05pp |
| 1998-12-31 | 0.13% | $49.40 Million | $36.83 Billion | -0.03pp |
| 1997-12-31 | 0.16% | $50.80 Million | $31.41 Billion | +0.01pp |
| 1996-12-31 | 0.16% | $29.60 Million | $18.93 Billion | -0.05pp |
| 1995-12-31 | 0.21% | $28.90 Million | $13.71 Billion | +0.02pp |
| 1994-12-31 | 0.19% | $24.90 Million | $12.84 Billion | 0.00pp |
| 1993-12-31 | 0.19% | $20.40 Million | $10.48 Billion | -18.24pp |
| 1992-12-31 | 18.43% | $1.45 Billion | $7.88 Billion | +18.36pp |
| 1991-12-31 | 0.07% | $4.60 Million | $6.75 Billion | -0.15pp |
| 1990-12-31 | 0.22% | $13.70 Million | $6.34 Billion | +0.07pp |
| 1989-12-31 | 0.14% | $7.90 Million | $5.55 Billion | -- |
About Regions Financial Corporation
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lend… Read more