Regions Financial Corporation - Asset Resilience Ratio
Regions Financial Corporation (RF) has an Asset Resilience Ratio of 17.06% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Regions Financial Corporation's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1989–2025)
This chart shows how Regions Financial Corporation's Asset Resilience Ratio has changed over time. See RF net asset quality score to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Regions Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see RF market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $27.42 Billion | 17.06% |
| Total Liquid Assets | $27.42 Billion | 17.06% |
Asset Resilience Insights
- Good Liquidity Position: Regions Financial Corporation maintains a healthy 17.06% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Regions Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Regions Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Regions Financial Corporation (1989–2025)
The table below shows the annual Asset Resilience Ratio data for Regions Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.27% | $27.56 Billion | $159.55 Billion | +2.37pp |
| 2024-12-31 | 14.90% | $23.44 Billion | $157.30 Billion | -3.56pp |
| 2023-12-31 | 18.47% | $28.10 Billion | $152.19 Billion | +0.47pp |
| 2022-12-31 | 18.00% | $27.93 Billion | $155.22 Billion | +0.52pp |
| 2021-12-31 | 17.48% | $28.48 Billion | $162.94 Billion | -0.94pp |
| 2020-12-31 | 18.42% | $27.15 Billion | $147.39 Billion | +0.52pp |
| 2019-12-31 | 17.91% | $22.61 Billion | $126.24 Billion | -0.18pp |
| 2018-12-31 | 18.08% | $22.73 Billion | $125.69 Billion | -0.75pp |
| 2017-12-31 | 18.83% | $23.40 Billion | $124.29 Billion | -0.05pp |
| 2016-12-31 | 18.88% | $23.78 Billion | $125.97 Billion | +0.75pp |
| 2015-12-31 | 18.13% | $22.85 Billion | $126.05 Billion | -0.49pp |
| 2014-12-31 | 18.62% | $22.26 Billion | $119.56 Billion | +0.22pp |
| 2013-12-31 | 18.40% | $21.60 Billion | $117.40 Billion | -4.15pp |
| 2012-12-31 | 22.55% | $27.36 Billion | $121.35 Billion | +3.29pp |
| 2011-12-31 | 19.26% | $24.47 Billion | $127.05 Billion | +1.66pp |
| 2010-12-31 | 17.60% | $23.29 Billion | $132.35 Billion | +0.68pp |
| 2009-12-31 | 16.91% | $24.07 Billion | $142.32 Billion | +4.02pp |
| 2008-12-31 | 12.89% | $18.85 Billion | $146.25 Billion | +0.61pp |
| 2007-12-31 | 12.28% | $17.32 Billion | $141.04 Billion | -0.64pp |
| 2006-12-31 | 12.91% | $18.51 Billion | $143.37 Billion | -1.18pp |
| 2005-12-31 | 14.09% | $11.95 Billion | $84.79 Billion | +12.13pp |
| 2004-12-31 | 1.96% | $1.65 Billion | $84.11 Billion | -0.91pp |
| 2003-12-31 | 2.87% | $1.39 Billion | $48.60 Billion | +0.53pp |
| 2002-12-31 | 2.34% | $1.12 Billion | $47.94 Billion | +0.50pp |
| 2001-12-31 | 1.84% | $834.44 Million | $45.38 Billion | +1.59pp |
| 2000-12-31 | 0.25% | $108.99 Million | $43.69 Billion | +0.06pp |
| 1999-12-31 | 0.19% | $80.60 Million | $42.71 Billion | +0.05pp |
| 1998-12-31 | 0.13% | $49.40 Million | $36.83 Billion | -0.03pp |
| 1997-12-31 | 0.16% | $50.80 Million | $31.41 Billion | +0.01pp |
| 1996-12-31 | 0.16% | $29.60 Million | $18.93 Billion | -0.05pp |
| 1995-12-31 | 0.21% | $28.90 Million | $13.71 Billion | +0.02pp |
| 1994-12-31 | 0.19% | $24.90 Million | $12.84 Billion | 0.00pp |
| 1993-12-31 | 0.19% | $20.40 Million | $10.48 Billion | -18.24pp |
| 1992-12-31 | 18.43% | $1.45 Billion | $7.88 Billion | +18.36pp |
| 1991-12-31 | 0.07% | $4.60 Million | $6.75 Billion | -0.15pp |
| 1990-12-31 | 0.22% | $13.70 Million | $6.34 Billion | +0.07pp |
| 1989-12-31 | 0.14% | $7.90 Million | $5.55 Billion | -- |
About Regions Financial Corporation
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lend… Read more