Regions Financial Corporation Asset Resilience Ratio
Regions Financial Corporation asset resilience ratio. Regions Financial Corporation (RF) has an Asset Resilience Ratio of 20.25% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Regions Financial Corporation liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Regions Financial Corporation (1989–2025)
Asset resilience ratio of Regions Financial Corporation from 1989 to 2025. This chart shows how Regions Financial Corporation's Asset Resilience Ratio has changed over time. Read Regions Financial Corporation (RF) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Regions Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see RF current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $32.66 Billion | 20.25% |
| Total Liquid Assets | $32.66 Billion | 20.25% |
Asset Resilience Insights
- Good Liquidity Position: Regions Financial Corporation maintains a healthy 20.25% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Regions Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Regions Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Regions Financial Corporation Asset Resilience Ratio by Year (1989–2025)
Regions Financial Corporation asset resilience ratio by year from 1989 to 2025. The table below shows the annual Asset Resilience Ratio data for Regions Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.27% | $27.56 Billion | $159.55 Billion | +2.37pp |
| 2024-12-31 | 14.90% | $23.44 Billion | $157.30 Billion | -3.56pp |
| 2023-12-31 | 18.47% | $28.10 Billion | $152.19 Billion | +0.47pp |
| 2022-12-31 | 18.00% | $27.93 Billion | $155.22 Billion | +0.52pp |
| 2021-12-31 | 17.48% | $28.48 Billion | $162.94 Billion | -0.94pp |
| 2020-12-31 | 18.42% | $27.15 Billion | $147.39 Billion | +0.52pp |
| 2019-12-31 | 17.91% | $22.61 Billion | $126.24 Billion | -0.18pp |
| 2018-12-31 | 18.08% | $22.73 Billion | $125.69 Billion | -0.75pp |
| 2017-12-31 | 18.83% | $23.40 Billion | $124.29 Billion | -0.05pp |
| 2016-12-31 | 18.88% | $23.78 Billion | $125.97 Billion | +0.75pp |
| 2015-12-31 | 18.13% | $22.85 Billion | $126.05 Billion | -0.49pp |
| 2014-12-31 | 18.62% | $22.26 Billion | $119.56 Billion | +0.22pp |
| 2013-12-31 | 18.40% | $21.60 Billion | $117.40 Billion | -4.15pp |
| 2012-12-31 | 22.55% | $27.36 Billion | $121.35 Billion | +3.29pp |
| 2011-12-31 | 19.26% | $24.47 Billion | $127.05 Billion | +1.66pp |
| 2010-12-31 | 17.60% | $23.29 Billion | $132.35 Billion | +0.68pp |
| 2009-12-31 | 16.91% | $24.07 Billion | $142.32 Billion | +4.02pp |
| 2008-12-31 | 12.89% | $18.85 Billion | $146.25 Billion | +0.61pp |
| 2007-12-31 | 12.28% | $17.32 Billion | $141.04 Billion | -0.64pp |
| 2006-12-31 | 12.91% | $18.51 Billion | $143.37 Billion | -1.18pp |
| 2005-12-31 | 14.09% | $11.95 Billion | $84.79 Billion | +12.13pp |
| 2004-12-31 | 1.96% | $1.65 Billion | $84.11 Billion | -0.91pp |
| 2003-12-31 | 2.87% | $1.39 Billion | $48.60 Billion | +0.53pp |
| 2002-12-31 | 2.34% | $1.12 Billion | $47.94 Billion | +0.50pp |
| 2001-12-31 | 1.84% | $834.44 Million | $45.38 Billion | +1.59pp |
| 2000-12-31 | 0.25% | $108.99 Million | $43.69 Billion | +0.06pp |
| 1999-12-31 | 0.19% | $80.60 Million | $42.71 Billion | +0.05pp |
| 1998-12-31 | 0.13% | $49.40 Million | $36.83 Billion | -0.03pp |
| 1997-12-31 | 0.16% | $50.80 Million | $31.41 Billion | +0.01pp |
| 1996-12-31 | 0.16% | $29.60 Million | $18.93 Billion | -0.05pp |
| 1995-12-31 | 0.21% | $28.90 Million | $13.71 Billion | +0.02pp |
| 1994-12-31 | 0.19% | $24.90 Million | $12.84 Billion | 0.00pp |
| 1993-12-31 | 0.19% | $20.40 Million | $10.48 Billion | -18.24pp |
| 1992-12-31 | 18.43% | $1.45 Billion | $7.88 Billion | +18.36pp |
| 1991-12-31 | 0.07% | $4.60 Million | $6.75 Billion | -0.15pp |
| 1990-12-31 | 0.22% | $13.70 Million | $6.34 Billion | +0.07pp |
| 1989-12-31 | 0.14% | $7.90 Million | $5.55 Billion | -- |
About Regions Financial Corporation
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lend… Read more