RLI Corp - Asset Resilience Ratio

Latest as of December 2025: 2.79%

RLI Corp (RLI) has an Asset Resilience Ratio of 2.79% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does RLI Corp carry for a breakdown of total debt and financial obligations.

Liquid Assets

$172.13 Million
Cash + Short-term Investments

Total Assets

$6.16 Billion
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (1995–2025)

This chart shows how RLI Corp's Asset Resilience Ratio has changed over time. See RLI Corp book value and equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down RLI Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see RLI Corp market capitalisation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $51.56 Million 0.84%
Short-term Investments $120.56 Million 1.96%
Total Liquid Assets $172.13 Million 2.79%

Asset Resilience Insights

  • Limited Liquidity: RLI Corp maintains only 2.79% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

RLI Corp Industry Peers by Asset Resilience Ratio

Compare RLI Corp's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
QBE Insurance Group Ltd
AU:QBE
Insurance - Property & Casualty 3.80%
Suncorp Group Ltd
AU:SUNPH
Insurance - Property & Casualty 69.36%
Suncorp Group Ltd
AU:SUN
Insurance - Property & Casualty 3.36%
Insurance Australia Group Ltd
AU:IAG
Insurance - Property & Casualty 2.07%
Intact Financial Corporation
TO:IFC
Insurance - Property & Casualty 29.18%
Fairfax Financial Holdings Ltd
TO:FFH
Insurance - Property & Casualty 0.02%
Definity Financial Corp
TO:DFY
Insurance - Property & Casualty 2.29%
People's Insurance of China Ltd
SHG:601319
Insurance - Property & Casualty 38.01%

Annual Asset Resilience Ratio for RLI Corp (1995–2025)

The table below shows the annual Asset Resilience Ratio data for RLI Corp.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 2.79% $172.13 Million $6.16 Billion +0.76pp
2024-12-31 2.04% $114.70 Million $5.63 Billion -56.40pp
2023-12-31 58.44% $3.03 Billion $5.18 Billion +1.25pp
2022-12-31 57.18% $2.73 Billion $4.77 Billion +1.76pp
2021-12-31 55.42% $2.50 Billion $4.51 Billion -1.93pp
2020-12-31 57.35% $2.26 Billion $3.94 Billion +1.42pp
2019-12-31 55.93% $1.98 Billion $3.55 Billion -1.14pp
2018-12-31 57.07% $1.77 Billion $3.11 Billion -13.60pp
2017-12-31 70.67% $2.08 Billion $2.95 Billion -0.60pp
2016-12-31 71.26% $1.98 Billion $2.78 Billion +1.11pp
2015-12-31 70.15% $1.92 Billion $2.74 Billion +0.90pp
2014-12-31 69.25% $1.92 Billion $2.78 Billion +0.57pp
2013-12-31 68.68% $1.88 Billion $2.74 Billion +1.19pp
2012-12-31 67.49% $1.78 Billion $2.64 Billion +66.60pp
2011-12-31 0.89% $23.86 Million $2.70 Billion -0.70pp
2010-12-31 1.58% $39.79 Million $2.51 Billion -2.53pp
2009-12-31 4.11% $104.46 Million $2.54 Billion +0.07pp
2008-12-31 4.05% $97.98 Million $2.42 Billion +1.24pp
2007-12-31 2.81% $73.73 Million $2.63 Billion -0.95pp
2006-12-31 3.76% $104.20 Million $2.77 Billion +2.10pp
2005-12-31 1.66% $45.30 Million $2.74 Billion -1.43pp
2004-12-31 3.09% $76.17 Million $2.47 Billion +1.54pp
2003-12-31 1.55% $33.00 Million $2.13 Billion -1.24pp
2002-12-31 2.79% $47.89 Million $1.72 Billion -1.07pp
2001-12-31 3.86% $53.65 Million $1.39 Billion +0.10pp
2000-12-31 3.75% $48.09 Million $1.28 Billion -1.72pp
1999-12-31 5.48% $64.09 Million $1.17 Billion +0.35pp
1998-12-31 5.13% $51.92 Million $1.01 Billion +3.08pp
1997-12-31 2.05% $18.70 Million $911.74 Million -2.78pp
1996-12-31 4.83% $40.82 Million $845.47 Million +1.90pp
1995-12-31 2.93% $23.87 Million $814.65 Million --
pp = percentage points

About RLI Corp

NYSE:RLI USA Insurance - Property & Casualty
Market Cap
$4.73 Billion
Market Cap Rank
#3725 Global
#1254 in USA
Share Price
$51.50
Change (1 day)
-0.52%
52-Week Range
$51.15 - $77.11
All Time High
$176.88
About

RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to loca… Read more