RLI Corp - Asset Resilience Ratio
RLI Corp (RLI) has an Asset Resilience Ratio of 29.59% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of RLI Corp to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1995–2025)
This chart shows how RLI Corp's Asset Resilience Ratio has changed over time. See RLI equity to assets ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down RLI Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see RLI Corp market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.89 Billion | 29.59% |
| Total Liquid Assets | $1.89 Billion | 29.59% |
Asset Resilience Insights
- Very High Liquidity: RLI Corp maintains exceptional liquid asset reserves at 29.59% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
RLI Corp Industry Peers by Asset Resilience Ratio
Compare RLI Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
PICC Property and Casualty Company Limited
F:PJC |
Insurance - Property & Casualty | 33.32% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 27.27% |
Annual Asset Resilience Ratio for RLI Corp (1995–2025)
The table below shows the annual Asset Resilience Ratio data for RLI Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.79% | $172.13 Million | $6.16 Billion | +0.76pp |
| 2024-12-31 | 2.04% | $114.70 Million | $5.63 Billion | -56.40pp |
| 2023-12-31 | 58.44% | $3.03 Billion | $5.18 Billion | +1.25pp |
| 2022-12-31 | 57.18% | $2.73 Billion | $4.77 Billion | +1.76pp |
| 2021-12-31 | 55.42% | $2.50 Billion | $4.51 Billion | -1.93pp |
| 2020-12-31 | 57.35% | $2.26 Billion | $3.94 Billion | +1.42pp |
| 2019-12-31 | 55.93% | $1.98 Billion | $3.55 Billion | -1.14pp |
| 2018-12-31 | 57.07% | $1.77 Billion | $3.11 Billion | -13.60pp |
| 2017-12-31 | 70.67% | $2.08 Billion | $2.95 Billion | -0.60pp |
| 2016-12-31 | 71.26% | $1.98 Billion | $2.78 Billion | +1.11pp |
| 2015-12-31 | 70.15% | $1.92 Billion | $2.74 Billion | +0.90pp |
| 2014-12-31 | 69.25% | $1.92 Billion | $2.78 Billion | +0.57pp |
| 2013-12-31 | 68.68% | $1.88 Billion | $2.74 Billion | +1.19pp |
| 2012-12-31 | 67.49% | $1.78 Billion | $2.64 Billion | +66.60pp |
| 2011-12-31 | 0.89% | $23.86 Million | $2.70 Billion | -0.70pp |
| 2010-12-31 | 1.58% | $39.79 Million | $2.51 Billion | -2.53pp |
| 2009-12-31 | 4.11% | $104.46 Million | $2.54 Billion | +0.07pp |
| 2008-12-31 | 4.05% | $97.98 Million | $2.42 Billion | +1.24pp |
| 2007-12-31 | 2.81% | $73.73 Million | $2.63 Billion | -0.95pp |
| 2006-12-31 | 3.76% | $104.20 Million | $2.77 Billion | +2.10pp |
| 2005-12-31 | 1.66% | $45.30 Million | $2.74 Billion | -1.43pp |
| 2004-12-31 | 3.09% | $76.17 Million | $2.47 Billion | +1.54pp |
| 2003-12-31 | 1.55% | $33.00 Million | $2.13 Billion | -1.24pp |
| 2002-12-31 | 2.79% | $47.89 Million | $1.72 Billion | -1.07pp |
| 2001-12-31 | 3.86% | $53.65 Million | $1.39 Billion | +0.10pp |
| 2000-12-31 | 3.75% | $48.09 Million | $1.28 Billion | -1.72pp |
| 1999-12-31 | 5.48% | $64.09 Million | $1.17 Billion | +0.35pp |
| 1998-12-31 | 5.13% | $51.92 Million | $1.01 Billion | +3.08pp |
| 1997-12-31 | 2.05% | $18.70 Million | $911.74 Million | -2.78pp |
| 1996-12-31 | 4.83% | $40.82 Million | $845.47 Million | +1.90pp |
| 1995-12-31 | 2.93% | $23.87 Million | $814.65 Million | -- |
About RLI Corp
RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to loca… Read more