RLI Corp Net Assets
RLI Corp net assets. Based on the latest financial reports, RLI Corp (RLI) has net assets worth $1.75 Billion USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($6.41 Billion) and total liabilities ($4.66 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore RLI net asset momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.75 Billion |
| % of Total Assets | 27.32% |
| Annual Growth Rate | 10.22% |
| 5-Year Change | 44.64% |
| 10-Year Change | 115.91% |
| Growth Volatility | 11.75 |
Net Assets of RLI Corp (1985–2025)
Net assets of RLI Corp from 1985 to 2025. This chart illustrates how RLI Corp's net assets have evolved over time, based on quarterly financial data. See RLI Corp balance sheet quality to measure how much of total assets are equity-financed.
Annual Net Assets for RLI Corp (1985–2025)
The table below shows the annual net assets of RLI Corp from 1985 to 2025. For live market cap and overall valuation, see market cap of RLI Corp.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.78 Billion | +16.84% |
| 2024-12-31 | $1.52 Billion | +7.67% |
| 2023-12-31 | $1.41 Billion | +20.06% |
| 2022-12-31 | $1.18 Billion | -4.23% |
| 2021-12-31 | $1.23 Billion | +8.22% |
| 2020-12-31 | $1.14 Billion | +14.12% |
| 2019-12-31 | $995.39 Million | +23.37% |
| 2018-12-31 | $806.84 Million | -5.48% |
| 2017-12-31 | $853.60 Million | +3.65% |
| 2016-12-31 | $823.57 Million | +0.01% |
| 2015-12-31 | $823.47 Million | -2.56% |
| 2014-12-31 | $845.06 Million | +1.94% |
| 2013-12-31 | $828.97 Million | +4.09% |
| 2012-12-31 | $796.36 Million | -2.75% |
| 2011-12-31 | $818.85 Million | +3.47% |
| 2010-12-31 | $791.38 Million | -4.91% |
| 2009-12-31 | $832.25 Million | +17.52% |
| 2008-12-31 | $708.15 Million | -8.56% |
| 2007-12-31 | $774.42 Million | +2.37% |
| 2006-12-31 | $756.52 Million | +9.18% |
| 2005-12-31 | $692.94 Million | +11.11% |
| 2004-12-31 | $623.66 Million | +12.55% |
| 2003-12-31 | $554.13 Million | +21.37% |
| 2002-12-31 | $456.56 Million | +36.11% |
| 2001-12-31 | $335.43 Million | +2.69% |
| 2000-12-31 | $326.65 Million | +11.46% |
| 1999-12-31 | $293.07 Million | -0.30% |
| 1998-12-31 | $293.96 Million | +10.29% |
| 1997-12-31 | $266.54 Million | +33.24% |
| 1996-12-31 | $200.04 Million | +26.12% |
| 1995-12-31 | $158.61 Million | +22.38% |
| 1994-12-31 | $129.60 Million | -6.96% |
| 1993-12-31 | $139.30 Million | +29.70% |
| 1992-12-31 | $107.40 Million | +15.73% |
| 1991-12-31 | $92.80 Million | +20.21% |
| 1990-12-31 | $77.20 Million | +9.82% |
| 1989-12-31 | $70.30 Million | +9.84% |
| 1988-12-31 | $64.00 Million | +10.73% |
| 1987-12-31 | $57.80 Million | +17.24% |
| 1986-12-31 | $49.30 Million | +35.81% |
| 1985-12-31 | $36.30 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to RLI Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 13732.4% over the analyzed period, indicating profitable operations and earnings retention.
RLI Corp Net Assets Breakdown (December 2025)
RLI Corp net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.88 Billion | 105.79% |
| Common Stock | $1.38 Million | 0.08% |
| Other Comprehensive Income | $-88.07 Million | -4.95% |
| Total Equity | $1.78 Billion | 100.00% |
RLI Corp Competitors by Market Cap
The table below lists competitors of RLI Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Uipath Inc
NYSE:PATH
|
$5.89 Billion |
|
Perseus Mining Ltd
AU:PRU
|
$5.90 Billion |
|
Shan Dong Sun Paper Industry Joint Stock Co Ltd
SHE:002078
|
$5.90 Billion |
|
SHISEIDO CO. ADR
F:SHDA
|
$5.90 Billion |
|
Godrej Properties Limited
NSE:GODREJPROP
|
$5.89 Billion |
|
Hyundai Engineering & Construction
KO:000720
|
$5.89 Billion |
|
SSR Mining Inc
NASDAQ:SSRM
|
$5.89 Billion |
|
Zheshang Securities Co Ltd
SHG:601878
|
$5.89 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in RLI Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,521,967,000 to 1,778,196,000, a change of 256,229,000 (16.8%).
- Net income of 403,337,000 contributed positively to equity growth.
- Dividend payments of 241,562,000 reduced retained earnings.
- Share repurchases of 1,244,000 reduced equity.
- Other comprehensive income increased equity by 85,649,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $403.34 Million | +22.68% |
| Dividends Paid | $241.56 Million | -13.58% |
| Share Repurchases | $1.24 Million | -0.07% |
| Other Comprehensive Income | $85.65 Million | +4.82% |
| Other Changes | $10.05 Million | +0.57% |
| Total Change | $- | 16.84% |
Book Value vs Market Value Analysis
This analysis compares RLI Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.54x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 118.77x to 3.54x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1985-12-31 | $0.58 | $68.35 | x |
| 1986-12-31 | $0.65 | $68.35 | x |
| 1987-12-31 | $0.75 | $68.35 | x |
| 1988-12-31 | $0.85 | $68.35 | x |
| 1989-12-31 | $0.98 | $68.35 | x |
| 1990-12-31 | $1.09 | $68.35 | x |
| 1991-12-31 | $1.31 | $68.35 | x |
| 1992-12-31 | $1.50 | $68.35 | x |
| 1993-12-31 | $1.96 | $68.35 | x |
| 1994-12-31 | $1.82 | $68.35 | x |
| 1995-12-31 | $2.03 | $68.35 | x |
| 1996-12-31 | $2.07 | $68.35 | x |
| 1997-12-31 | $2.93 | $68.35 | x |
| 1998-12-31 | $3.45 | $68.35 | x |
| 1999-12-31 | $3.58 | $68.35 | x |
| 2000-12-31 | $4.11 | $68.35 | x |
| 2001-12-31 | $4.19 | $68.35 | x |
| 2002-12-31 | $5.56 | $68.35 | x |
| 2003-12-31 | $5.36 | $68.35 | x |
| 2004-12-31 | $5.98 | $68.35 | x |
| 2005-12-31 | $6.58 | $68.35 | x |
| 2006-12-31 | $7.40 | $68.35 | x |
| 2007-12-31 | $8.04 | $68.35 | x |
| 2008-12-31 | $8.10 | $68.35 | x |
| 2009-12-31 | $9.57 | $68.35 | x |
| 2010-12-31 | $9.31 | $68.35 | x |
| 2011-12-31 | $9.55 | $68.35 | x |
| 2012-12-31 | $9.23 | $68.35 | x |
| 2013-12-31 | $9.53 | $68.35 | x |
| 2014-12-31 | $9.64 | $68.35 | x |
| 2015-12-31 | $9.33 | $68.35 | x |
| 2016-12-31 | $9.27 | $68.35 | x |
| 2017-12-31 | $9.59 | $68.35 | x |
| 2018-12-31 | $9.00 | $68.35 | x |
| 2019-12-31 | $21.99 | $68.35 | x |
| 2020-12-31 | $25.03 | $68.35 | x |
| 2021-12-31 | $26.89 | $68.35 | x |
| 2022-12-31 | $12.85 | $68.35 | x |
| 2023-12-31 | $15.34 | $68.35 | x |
| 2024-12-31 | $16.46 | $68.35 | x |
| 2025-12-31 | $19.28 | $68.35 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently RLI Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 22.68%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 21.43%
- • Asset Turnover: 0.31x
- • Equity Multiplier: 3.47x
- Recent ROE (22.68%) is above the historical average (14.70%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1985 | 11.29% | 5.92% | 0.46x | 4.15x | $470.00K |
| 1986 | 19.88% | 9.03% | 0.57x | 3.83x | $4.87 Million |
| 1987 | 22.49% | 12.45% | 0.47x | 3.81x | $7.22 Million |
| 1988 | 11.41% | 7.08% | 0.45x | 3.56x | $900.00K |
| 1989 | 11.66% | 9.21% | 0.37x | 3.46x | $1.17 Million |
| 1990 | 15.03% | 12.58% | 0.35x | 3.46x | $3.88 Million |
| 1991 | 13.58% | 12.39% | 0.33x | 3.27x | $3.32 Million |
| 1992 | 12.20% | 10.15% | 0.38x | 3.18x | $2.36 Million |
| 1993 | 11.34% | 10.19% | 0.23x | 4.80x | $1.87 Million |
| 1994 | -3.70% | -3.04% | 0.21x | 5.80x | $-17.76 Million |
| 1995 | 4.98% | 5.04% | 0.19x | 5.14x | $-7.96 Million |
| 1996 | 12.85% | 16.54% | 0.18x | 4.23x | $5.69 Million |
| 1997 | 11.33% | 17.71% | 0.19x | 3.42x | $3.54 Million |
| 1998 | 9.61% | 16.80% | 0.17x | 3.44x | $-1.16 Million |
| 1999 | 10.73% | 13.93% | 0.19x | 3.99x | $2.14 Million |
| 2000 | 8.78% | 10.89% | 0.21x | 3.92x | $-3.97 Million |
| 2001 | 9.26% | 10.04% | 0.22x | 4.15x | $-2.50 Million |
| 2002 | 7.85% | 9.38% | 0.22x | 3.77x | $-9.80 Million |
| 2003 | 12.87% | 13.71% | 0.24x | 3.85x | $15.88 Million |
| 2004 | 11.71% | 12.62% | 0.23x | 3.96x | $10.67 Million |
| 2005 | 15.46% | 18.82% | 0.21x | 3.95x | $37.84 Million |
| 2006 | 17.80% | 21.28% | 0.23x | 3.66x | $58.99 Million |
| 2007 | 22.71% | 26.96% | 0.25x | 3.39x | $98.42 Million |
| 2008 | 11.11% | 14.02% | 0.23x | 3.42x | $7.86 Million |
| 2009 | 11.28% | 17.11% | 0.22x | 3.05x | $10.62 Million |
| 2010 | 16.10% | 21.76% | 0.23x | 3.18x | $48.29 Million |
| 2011 | 15.46% | 20.37% | 0.23x | 3.29x | $44.71 Million |
| 2012 | 12.98% | 15.59% | 0.25x | 3.32x | $23.71 Million |
| 2013 | 15.23% | 17.84% | 0.26x | 3.31x | $43.36 Million |
| 2014 | 16.03% | 17.43% | 0.28x | 3.28x | $50.94 Million |
| 2015 | 16.70% | 17.27% | 0.29x | 3.32x | $55.20 Million |
| 2016 | 13.95% | 14.05% | 0.29x | 3.37x | $32.56 Million |
| 2017 | 12.30% | 13.12% | 0.27x | 3.45x | $19.67 Million |
| 2018 | 7.95% | 7.82% | 0.26x | 3.85x | $-16.51 Million |
| 2019 | 19.25% | 19.04% | 0.28x | 3.56x | $92.10 Million |
| 2020 | 13.83% | 15.91% | 0.25x | 3.47x | $43.49 Million |
| 2021 | 22.72% | 23.60% | 0.26x | 3.67x | $156.42 Million |
| 2022 | 49.55% | 34.36% | 0.36x | 4.05x | $465.68 Million |
| 2023 | 21.55% | 20.15% | 0.29x | 3.66x | $163.26 Million |
| 2024 | 22.72% | 19.53% | 0.31x | 3.70x | $193.58 Million |
| 2025 | 22.68% | 21.43% | 0.31x | 3.47x | $225.52 Million |
Industry Comparison
This section compares RLI Corp's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $9,172,705,000
- Average return on equity (ROE) among peers: 11.37%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| RLI Corp (RLI) | $1.75 Billion | 11.29% | 2.66x | $5.89 Billion |
| American Coastal Insurance Corp (ACIC) | $537.12 Million | 1.89% | 2.84x | $441.50 Million |
| American Financial Group, Inc. (AFG) | $1.66 Billion | 2.18% | 0.50x | $10.91 Billion |
| Aspen Insurance Holdings Ltd (AHL) | $3.49 Billion | 8.04% | 1.96x | $119.39 Million |
| American Integrity Insurance Group, Inc. (AII) | $162.39 Million | 24.47% | 6.38x | $386.34 Million |
| Assurant, Inc. (AIZ) | $4.10 Billion | 13.80% | 6.25x | $13.93 Billion |
| The Allstate Corporation (ALL) | $26.00 Billion | 18.64% | 3.61x | $64.43 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $614.86 Million | 12.04% | 1.40x | $990.91 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $449.27 Million | 11.97% | 4.28x | $1.10 Billion |
| Chubb Ltd (CB) | $50.54 Billion | 10.38% | 2.94x | $132.63 Billion |
| Cincinnati Financial Corporation (CINF) | $4.18 Billion | 10.26% | 2.20x | $25.96 Billion |
About RLI Corp
RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to loca… Read more