Unum Group
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segment. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, suc… Read more
Unum Group - Asset Resilience Ratio
Unum Group (UNM) has an Asset Resilience Ratio of 56.72% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1996–2024)
This chart shows how Unum Group's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Unum Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $327.90 Million | 0.51% |
| Short-term Investments | $35.79 Billion | 56.21% |
| Total Liquid Assets | $36.12 Billion | 56.72% |
Asset Resilience Insights
- Very High Liquidity: Unum Group maintains exceptional liquid asset reserves at 56.72% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Unum Group Industry Peers by Asset Resilience Ratio
Compare Unum Group's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hubei Biocause Pharmaceutical
SHE:000627 |
Insurance - Life | 0.78% |
|
COFCO Capital Holdings Co Ltd
SHE:002423 |
Insurance - Life | 17.56% |
|
Samsung Life
KO:032830 |
Insurance - Life | 56.65% |
|
Tongyang Life
KO:082640 |
Insurance - Life | 64.40% |
|
Mirae Asset Life Insurance Co Ltd
KO:085620 |
Insurance - Life | 37.10% |
|
Hanwha Life
KO:088350 |
Insurance - Life | 69.64% |
|
Manulife Holdings Bhd
KLSE:1058 |
Insurance - Life | 48.30% |
|
Mercuries Life Insurance Co Ltd
TW:2867 |
Insurance - Life | 0.73% |
Annual Asset Resilience Ratio for Unum Group (1996–2024)
The table below shows the annual Asset Resilience Ratio data for Unum Group.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 61.48% | $38.33 Billion | $62.35 Billion | +0.47pp |
| 2023-12-31 | 61.01% | $38.59 Billion | $63.26 Billion | +1.92pp |
| 2022-12-31 | 59.09% | $36.35 Billion | $61.53 Billion | +57.00pp |
| 2021-12-31 | 2.09% | $1.46 Billion | $70.12 Billion | -0.27pp |
| 2020-12-31 | 2.36% | $1.67 Billion | $70.63 Billion | -69.06pp |
| 2019-12-31 | 71.42% | $48.82 Billion | $68.36 Billion | +1.03pp |
| 2018-12-31 | 70.39% | $44.07 Billion | $62.61 Billion | -1.33pp |
| 2017-12-31 | 71.72% | $46.69 Billion | $65.10 Billion | +0.76pp |
| 2016-12-31 | 70.96% | $45.10 Billion | $63.56 Billion | -0.41pp |
| 2015-12-31 | 71.36% | $44.16 Billion | $61.88 Billion | +0.13pp |
| 2014-12-31 | 71.24% | $46.04 Billion | $64.63 Billion | +0.02pp |
| 2013-12-31 | 71.22% | $43.26 Billion | $60.74 Billion | -2.57pp |
| 2012-12-31 | 73.79% | $46.43 Billion | $62.93 Billion | +71.43pp |
| 2011-12-31 | 2.36% | $1.42 Billion | $60.20 Billion | +0.35pp |
| 2010-12-31 | 2.01% | $1.16 Billion | $57.81 Billion | -- |
| 2010-11-19 | 0.00% | $0.00 | $57.31 Billion | -- |
| 2009-12-31 | 1.57% | $865.50 Million | $55.04 Billion | -0.82pp |
| 2008-12-31 | 2.39% | $1.18 Billion | $49.42 Billion | -0.43pp |
| 2007-12-31 | 2.83% | $1.49 Billion | $52.61 Billion | +1.60pp |
| 2006-12-31 | 1.22% | $648.40 Million | $53.09 Billion | +0.42pp |
| 2005-12-31 | 0.80% | $417.90 Million | $52.13 Billion | -0.01pp |
| 2004-12-31 | 0.81% | $410.20 Million | $50.83 Billion | +0.14pp |
| 2003-12-31 | 0.67% | $332.20 Million | $49.72 Billion | +0.19pp |
| 2002-12-31 | 0.48% | $218.40 Million | $45.26 Billion | -0.41pp |
| 2001-12-31 | 0.89% | $379.70 Million | $42.44 Billion | +0.20pp |
| 2000-12-31 | 0.69% | $279.40 Million | $40.36 Billion | -0.14pp |
| 1999-12-31 | 0.84% | $321.50 Million | $38.45 Billion | +0.71pp |
| 1998-12-31 | 0.13% | $28.90 Million | $23.09 Billion | -0.12pp |
| 1997-12-31 | 0.25% | $57.50 Million | $23.18 Billion | -1.43pp |
| 1996-12-31 | 1.68% | $252.30 Million | $14.99 Billion | -- |