Unum Group Asset Resilience Ratio
Unum Group asset resilience ratio. Unum Group (UNM) has an Asset Resilience Ratio of 57.21% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See UNM cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Unum Group (1996–2025)
Asset resilience ratio of Unum Group from 1996 to 2025. This chart shows how Unum Group's Asset Resilience Ratio has changed over time. Read Unum Group (UNM) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Unum Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see UNM total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $36.32 Billion | 57.21% |
| Total Liquid Assets | $36.32 Billion | 57.21% |
Asset Resilience Insights
- Very High Liquidity: Unum Group maintains exceptional liquid asset reserves at 57.21% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Unum Group Industry Peers by Asset Resilience Ratio
Compare Unum Group's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Prudential plc
F:PRU2 |
Insurance - Life | 0.00% |
|
Capital Financial Indonesia Tbk PT
JK:CASA |
Insurance - Life | 26.66% |
|
E-L Financial Corp Ltd
TO:ELF |
Insurance - Life | 1.41% |
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 11.03% |
|
Prudential plc
MX:PUKN |
Insurance - Life | 0.00% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 9.46% |
Unum Group Asset Resilience Ratio by Year (1996–2025)
Unum Group asset resilience ratio by year from 1996 to 2025. The table below shows the annual Asset Resilience Ratio data for Unum Group.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 56.53% | $36.23 Billion | $64.09 Billion | -4.95pp |
| 2024-12-31 | 61.48% | $38.33 Billion | $62.35 Billion | +0.47pp |
| 2023-12-31 | 61.01% | $38.59 Billion | $63.26 Billion | +1.92pp |
| 2022-12-31 | 59.09% | $36.35 Billion | $61.53 Billion | +57.00pp |
| 2021-12-31 | 2.09% | $1.46 Billion | $70.12 Billion | -0.27pp |
| 2020-12-31 | 2.36% | $1.67 Billion | $70.63 Billion | -69.06pp |
| 2019-12-31 | 71.42% | $48.82 Billion | $68.36 Billion | +1.03pp |
| 2018-12-31 | 70.39% | $44.07 Billion | $62.61 Billion | -1.33pp |
| 2017-12-31 | 71.72% | $46.69 Billion | $65.10 Billion | +0.76pp |
| 2016-12-31 | 70.96% | $45.10 Billion | $63.56 Billion | -0.41pp |
| 2015-12-31 | 71.36% | $44.16 Billion | $61.88 Billion | +0.13pp |
| 2014-12-31 | 71.24% | $46.04 Billion | $64.63 Billion | +0.02pp |
| 2013-12-31 | 71.22% | $43.26 Billion | $60.74 Billion | -2.57pp |
| 2012-12-31 | 73.79% | $46.43 Billion | $62.93 Billion | +71.43pp |
| 2011-12-31 | 2.36% | $1.42 Billion | $60.20 Billion | +0.35pp |
| 2010-12-31 | 2.01% | $1.16 Billion | $57.81 Billion | -- |
| 2010-11-19 | 0.00% | $0.00 | $57.31 Billion | -- |
| 2009-12-31 | 1.57% | $865.50 Million | $55.04 Billion | -0.82pp |
| 2008-12-31 | 2.39% | $1.18 Billion | $49.42 Billion | -0.43pp |
| 2007-12-31 | 2.83% | $1.49 Billion | $52.61 Billion | +1.60pp |
| 2006-12-31 | 1.22% | $648.40 Million | $53.09 Billion | +0.42pp |
| 2005-12-31 | 0.80% | $417.90 Million | $52.13 Billion | -0.01pp |
| 2004-12-31 | 0.81% | $410.20 Million | $50.83 Billion | +0.14pp |
| 2003-12-31 | 0.67% | $332.20 Million | $49.72 Billion | +0.19pp |
| 2002-12-31 | 0.48% | $218.40 Million | $45.26 Billion | -0.41pp |
| 2001-12-31 | 0.89% | $379.70 Million | $42.44 Billion | +0.20pp |
| 2000-12-31 | 0.69% | $279.40 Million | $40.36 Billion | -0.14pp |
| 1999-12-31 | 0.84% | $321.50 Million | $38.45 Billion | +0.71pp |
| 1998-12-31 | 0.13% | $28.90 Million | $23.09 Billion | -0.12pp |
| 1997-12-31 | 0.25% | $57.50 Million | $23.18 Billion | -1.43pp |
| 1996-12-31 | 1.68% | $252.30 Million | $14.99 Billion | -- |
About Unum Group
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, su… Read more