Unum Group Cash Flow Conversion Efficiency
Unum Group cash flow conversion efficiency. Based on the latest financial reports, Unum Group (UNM) has a cash flow conversion efficiency ratio of 0.047x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($503.50 Million) by net assets ($10.81 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Unum Group (1990–2025)
Cash flow conversion efficiency of Unum Group from 1990 to 2025. This chart illustrates how Unum Group's cash flow conversion efficiency has evolved over time, based on yearly financial data. View UNM share price today for real-time trading data and today's change.
Unum Group Cash Flow Conversion Ratio Explained
Unum Group cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Unum Group Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Unum Group ranked by their cash flow conversion efficiency. Also see market cap of Unum Group for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
American Homes 4 Rent
NYSE:AMH
|
0.028x |
|
BANKINTER ADR 2007 EO-30
F:BAK
|
N/A |
|
Encompass Health Corp
NYSE:EHC
|
0.082x |
|
Exelixis Inc
NASDAQ:EXEL
|
0.154x |
|
Cummins India Limited
NSE:CUMMINSIND
|
0.088x |
|
DWS Group GmbH & Co. KGaA
XETRA:DWS
|
0.033x |
|
Mowi ASA
OL:MOWI
|
0.064x |
|
Globe Life Inc
NYSE:GL
|
0.051x |
Annual Cash Flow Conversion Efficiency for Unum Group (1990–2025)
The table below shows the annual cash flow conversion efficiency of Unum Group from 1990 to 2025. Review how much free cash does Unum Group generate to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $11.12 Billion | $687.70 Million | 0.062x | -55.20% |
| 2024-12-31 | $10.96 Billion | $1.51 Billion | 0.138x | +10.77% |
| 2023-12-31 | $9.65 Billion | $1.20 Billion | 0.125x | -23.27% |
| 2022-12-31 | $8.73 Billion | $1.42 Billion | 0.162x | +33.64% |
| 2021-12-31 | $11.42 Billion | $1.39 Billion | 0.122x | +121.12% |
| 2020-12-31 | $10.87 Billion | $597.50 Million | 0.055x | -68.55% |
| 2019-12-31 | $9.96 Billion | $1.74 Billion | 0.175x | -1.93% |
| 2018-12-31 | $8.62 Billion | $1.54 Billion | 0.178x | +48.46% |
| 2017-12-31 | $9.57 Billion | $1.15 Billion | 0.120x | -3.54% |
| 2016-12-31 | $8.97 Billion | $1.12 Billion | 0.124x | -16.55% |
| 2015-12-31 | $8.66 Billion | $1.29 Billion | 0.149x | +3.87% |
| 2014-12-31 | $8.52 Billion | $1.22 Billion | 0.144x | +20.53% |
| 2013-12-31 | $8.66 Billion | $1.03 Billion | 0.119x | -25.63% |
| 2012-12-31 | $8.61 Billion | $1.38 Billion | 0.160x | +9.63% |
| 2011-12-31 | $8.17 Billion | $1.19 Billion | 0.146x | +9.20% |
| 2010-12-31 | $8.94 Billion | $1.20 Billion | 0.134x | 0.00% |
| 2010-11-19 | $8.94 Billion | $1.20 Billion | 0.134x | -8.05% |
| 2009-12-31 | $8.50 Billion | $1.24 Billion | 0.146x | -29.79% |
| 2008-12-31 | $6.40 Billion | $1.33 Billion | 0.207x | -4.79% |
| 2007-12-31 | $8.04 Billion | $1.75 Billion | 0.218x | +17.35% |
| 2006-12-31 | $7.72 Billion | $1.43 Billion | 0.186x | -9.15% |
| 2005-12-31 | $7.36 Billion | $1.50 Billion | 0.204x | +97.46% |
| 2004-12-31 | $7.22 Billion | $747.00 Million | 0.103x | -44.11% |
| 2003-12-31 | $7.27 Billion | $1.35 Billion | 0.185x | -26.03% |
| 2002-12-31 | $7.14 Billion | $1.79 Billion | 0.250x | -11.85% |
| 2001-12-31 | $6.24 Billion | $1.77 Billion | 0.284x | +37.61% |
| 2000-12-31 | $5.88 Billion | $1.21 Billion | 0.206x | -30.48% |
| 1999-12-31 | $5.28 Billion | $1.57 Billion | 0.297x | +10.33% |
| 1998-12-31 | $3.41 Billion | $916.30 Million | 0.269x | +6.60% |
| 1997-12-31 | $3.28 Billion | $827.00 Million | 0.252x | -33.63% |
| 1996-12-31 | $1.74 Billion | $660.60 Million | 0.380x | +613.79% |
| 1995-12-31 | $14.20 Billion | $756.10 Million | 0.053x | -3.54% |
| 1994-12-31 | $12.70 Billion | $700.80 Million | 0.055x | +21.06% |
| 1993-12-31 | $12.20 Billion | $556.10 Million | 0.046x | -6.49% |
| 1992-12-31 | $11.04 Billion | $538.00 Million | 0.049x | -23.48% |
| 1991-12-31 | $10.47 Billion | $667.20 Million | 0.064x | +7.41% |
| 1990-12-31 | $9.40 Billion | $557.40 Million | 0.059x | -- |
About Unum Group
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, su… Read more